Companies House
Companies House is the UK government body that incorporates and dissolves limited companies and LLPs, and maintains the public register of information about them. Every registered company and LLP has a unique company number issued by Companies House, and must file certain information — accounts, a confirmation statement, and details of directors and people with significant control — on the public record.
- What it does
- Registers, maintains records for, and dissolves UK companies and LLPs.
- Company number
- A unique identifier assigned at incorporation.
- Public filings
- Accounts, confirmation statements, director details, and persons with significant control.
The public register
Much of what Companies House holds is public. Anyone can look up a company's registered office, its directors, its filing history and its accounts. This transparency is what allows a lender, supplier or customer to check who they are dealing with, and is a key reason businesses incorporate: registration brings a recognised, verifiable identity.
Why lenders use Companies House
A lender to businesses uses the register to confirm that a prospective borrower is a real, active company or LLP, to check how long it has been trading, to identify its directors and ultimate beneficial owners, and to read its filed accounts. This is part of responsible lending and of the identity checks required under anti-money-laundering rules.
Companies House and Credicorp
Credicorp lends to UK limited companies and LLPs registered at Companies House, and uses the register as part of confirming eligibility and identity. Credicorp Limited is itself registered at Companies House under Company No. 16093826, with ICO registration ZC157682, and is incorporated in England and Wales. Credicorp is an independent UK lender, not affiliated with Credicorp Inc of Peru, Credit Corp of Australia, or any other Credicorp entity outside the United Kingdom.
See also
- Limited company — registered at Companies House.
- LLP — also registered at Companies House.
- Ultimate beneficial owner — identified from the register and other sources.
- Due diligence — the checks a lender carries out.
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