Credicorp Slice splits a one-off business bill into three or four manageable instalments. We pay your supplier in full today; you pay us back across the next few weeks.
Pay business bills in slices — not all at once.
Credicorp Slice splits a one-off business bill — a supplier invoice, a utility bill, a corporation-tax payment, an unexpected repair — into three or four manageable instalments. We pay your supplier in full today. You pay us back across the next few weeks.
It is short-term business credit for the bill in front of you — built for UK limited companies that need to keep cash moving without taking on a full loan.
When Slice is the right tool
Stock is in the door but your customer has 30-day terms. Slice covers the gap so the supplier ships the next order on time.
HMRC wants the lump on the 31st. Slice splits it over the following three to four weeks so you do not eat your buffer.
A van, a fridge, a printer. Pay the repairer in full today, spread the cost over three to four weeks.
Annual premium due in one hit? Slice puts it across the next month so the cash-flow calendar stays steady.
How Slice works
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1. Tell us about the bill
Apply in about five minutes. You give us the supplier name, the bill amount, the due date, and a copy of the invoice (PDF, photo or screenshot).
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2. We decide same-day
A real person reviews your business — turnover, trading time, recent bank conduct. We do not decide on credit score alone. Most decisions land within a working day, often within hours.
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3. We pay the supplier in full
Once you accept the agreement, we pay your supplier directly by bank transfer. Your relationship with them stays clean — no chasing, no late fees.
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4. You repay us in slices
Three or four instalments over the next three to eight weeks, collected by Direct Debit on dates you choose. Repay early any time, no penalty.
Try a Slice quote
Pop in the bill amount and the number of instalments — we will show the figures live. The same engine fills in your real Slice agreement, so what you see is what you would pay.
The figures, in plain English
| What | How much |
|---|---|
| Bill amount per Slice | £50 – £2,000 |
| Number of instalments | 3 or 4 |
| Repayment term | Up to 8 weeks |
| Slice fee | 6% of the bill (flat, one-off) |
| Late payment fee | £12 (per missed instalment, capped) |
| Total cost cap | 100% of the bill (the regulatory backstop) |
| Personal guarantee | None. The company borrows, not the director. |
Worked example. A £600 supplier invoice with a 6% Slice fee costs you a total of £636 — repaid across four weekly instalments of £159. Pay it back early and the unused part of the fee is refunded.
Who can use Slice
- A UK limited company or LLP registered with Companies House.
- Trading for at least six months.
- A director aged 18+ with a UK address.
- A UK business bank account with at least three months of activity.
- The supplier you want paid has UK bank details.
Slice is for business expenses only — invoices, bills, repairs, tax. We will not pay something that looks personal.
Your protections
- No personal guarantee. The company is the borrower; the director is not personally liable.
- Cost cap. We will never charge you more than 100% of the bill in total.
- Early repayment is free. Pay it back any time and we refund the unused fee.
- If money gets tight, talk to us early. Same Help-with-payments page as our other products. No demand letters before we have spoken to you.
- Vulnerability-aware. If something has changed in your business — bereavement, illness, a supplier failure — we have a separate route. You will not get herded down the standard collections lane.
Regulatory framing — honest about what Slice is
Credicorp Slice is short-term unsecured business credit advanced to a UK body corporate (limited company or LLP). Because the borrower is the company, not an individual consumer, the agreement sits outside the scope of regulated consumer credit under Article 60B of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.
What that means for you: Slice is not covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme. Our internal complaints process is the route for any concern; after our final response, escalation is to the courts. We voluntarily apply the same fairness standards we apply to our Business Loan and Credicorp Flex products.
Ready to slice a bill?
Apply in about five minutes. Most decisions land within a working day. If we say yes, we will pay your supplier directly today.