We lend to UK incorporated businesses across a range of industries. Each sector has its own cash-flow patterns — pick yours to see how Credicorp fits.
Seasonal peaks, late supplier invoices and slow-paying customers put retail cash flow under pressure. Credicorp offers short-term lending to UK incorporated retail businesses — no personal guarantee, same-day decisions.
Retail business lending →Restaurants, cafes, bars and hotels face unpredictable demand and high fixed costs. When a large order lands or equipment breaks, you need a quick decision — not a six-week bank queue.
Hospitality funding →Plumbers, electricians, builders and other trades invoice after the job — but materials need paying before you start. We bridge that gap for UK incorporated trade businesses.
Trades & construction funding →E-commerce businesses need working capital to buy inventory weeks before it sells. Credicorp gives UK incorporated online retailers a fast, simple lending decision.
E-commerce funding →Accountants, solicitors, consultants and agencies often front large project costs before client invoices are settled. Credicorp bridges that gap for UK incorporated professional service businesses.
Professional-services funding →Builders, contractors and subcontractors buy materials and pay labour long before a stage payment or retention is released. Credicorp bridges that gap for UK incorporated construction businesses — no personal guarantee, same-day decisions.
Cash-flow lending for construction businesses →Couriers, hauliers and delivery firms earn by keeping vehicles on the road. When a van fails or fuel and maintenance bills land before a contract pays, a quick decision keeps you running. Credicorp lends to UK incorporated transport businesses.
Short-term lending for couriers and logistics firms →Third-party logistics, fulfilment and storage operators run agency labour and fuel weekly and fund peak-season capacity months ahead, while the retailers and clients they serve settle on 30 to 60 day terms. Credicorp bridges that structural gap for UK incorporated logistics and warehousing businesses — no personal guarantee, decisions most working days.
Working-capital lending for logistics and warehousing businesses →Hair and beauty salons trade in a familiar rhythm — busy before big occasions, quieter in between — while rent, stock and wages carry on regardless. Credicorp helps UK incorporated salons bridge a genuine, short, seasonal gap.
Short-term lending for salons and beauty businesses →Dental practices, clinics and care businesses front the cost of equipment, consumables and locum cover before patient or contract income is received. Credicorp bridges that gap for UK incorporated healthcare businesses.
Short-term lending for healthcare and dental businesses →MOT centres, repair garages and automotive businesses buy parts upfront and wait for the job to be paid. When a customer invoice is weeks away or a tool fails, Credicorp bridges the gap for UK incorporated automotive businesses.
Short-term lending for garages and automotive businesses →Cleaning and facilities-management contractors run weekly wages and rolling consumables spend, yet the commercial sites they service settle monthly or later. Credicorp closes that payroll-gap squeeze for UK incorporated cleaning and FM firms — no personal guarantee, same-day decisions.
Cash-flow lending for cleaning and facilities-management businesses →Farms and agri-businesses front the cost of seed, feed, fuel and seasonal labour long before harvest receipts or subsidy payments land. Credicorp lends to UK incorporated farming and agricultural businesses to carry that seasonal gap — no personal guarantee, decisions same working day.
Short-term lending for agriculture and farming businesses →Property-care, landscaping and grounds-maintenance firms buy plants, aggregates and materials and pay crews on site long before the job or the managing-agent invoice is settled. Credicorp bridges that gap for UK incorporated property-trades businesses — no personal guarantee, same-day decisions.
Cash-flow lending for property maintenance and landscaping businesses →Gyms, fitness studios and leisure operators carry high fixed costs — rent, equipment finance and instructor pay — against membership income that ebbs after January and through the summer. Credicorp bridges that seasonal dip for UK incorporated fitness and leisure businesses — no personal guarantee, same-day decisions.
Short-term lending for gyms, studios and leisure businesses →Manufacturers buy raw materials and pay for a production run weeks before the finished-goods invoice is settled. Credicorp bridges that working-capital gap for UK incorporated manufacturing and light-industrial businesses — no personal guarantee, same-day decisions.
Short-term lending for manufacturing businesses →Design studios, media buyers, production houses and digital agencies front freelancer fees, production costs and ad spend long before a client invoice is settled on long payment terms. Credicorp bridges that billing gap for UK incorporated creative and media businesses — no personal guarantee, same-day decisions.
Short-term lending for creative, media and digital agencies →Wholesalers and distributors pay suppliers on short terms but sell to trade customers on 30 to 60 day terms — a structural working-capital gap that widens every time volume grows. Credicorp funds that gap for UK incorporated wholesale and distribution businesses — no personal guarantee, decisions most working days.
Cash-flow lending for wholesale and distribution businesses →Caterers, event planners and function specialists pay for food, hire and staff weeks before a wedding, festival or corporate booking finally settles. Credicorp covers that upfront outlay for UK incorporated events and catering businesses — no personal guarantee, same-day decisions.
Short-term lending for events and catering businesses →Food and drink producers — craft bakers, brewers, distillers, roasters, preserve makers and small-batch manufacturers — pay for ingredients, packaging and a production run long before the wholesale or retail invoice is settled. Credicorp bridges that working-capital gap for UK incorporated food and drink production businesses — no personal guarantee, same-day decisions.
Short-term lending for food and drink producers →Recruitment and staffing agencies pay temporary and contract workers weekly, yet the end-clients who use them settle on 30 to 60 day terms — a structural payroll gap that widens with every placement you make. Credicorp funds that gap for UK incorporated recruitment and staffing businesses — no personal guarantee, decisions most working days.
Cash-flow lending for recruitment and staffing agencies →IT consultancies, software firms, SaaS businesses, dev studios and managed-service providers front software licences, cloud bills and contractor day-rates long before enterprise clients settle on 30 to 60 day terms. Credicorp bridges that billing gap for UK incorporated IT and software companies — no personal guarantee, decisions most working days.
Short-term lending for IT, software and technology businesses →Private colleges, tutoring centres, vocational training providers and language schools run on term-fee cycles — course materials, tutor contracts and venue deposits fall due weeks before enrolment income arrives. Credicorp bridges that intake gap for UK incorporated education and training businesses — no personal guarantee, decisions most working days.
Short-term lending for education and training companies →Care agencies, supported-living providers, domiciliary care companies and childcare nurseries pay staff weekly or fortnightly while local authorities and NHS commissioners settle invoices on 30-to-90-day terms. Credicorp bridges that payroll gap for UK incorporated care businesses — no personal guarantee, decisions most working days.
Short-term lending for adult care and social-services companies →Travel agents, tour operators, guest houses, activity companies and visitor attractions front supplier payments, pre-season marketing and equipment costs months before peak-season bookings convert to income. Credicorp provides short-term lending to UK incorporated travel and tourism businesses — no personal guarantee, same-day decisions.
Short-term lending for travel agents, tour operators and tourism companies →Security guarding firms, event security companies, CCTV installation businesses and keyholding providers pay SIA-licensed officers weekly or fortnightly while commercial contracts settle monthly. Credicorp bridges that payroll gap for UK incorporated security businesses — no personal guarantee, decisions most working days.
Short-term lending for security guarding and services companies →Help centre
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