Warning: late repayment can cause your business serious money problems. Get help with payments
Skip to content
Credicorp
  • Home
  • Products▾
    • Business Loans
    • What we offer
    • Credicorp Flex (Business Credit Facility)
    • Credicorp Slice (Pay business bills in slices)
    • Compare products
    • Compare borrowing costs
    • How it works
    • How we lend
    • Responsible lending
    • Apply now
  • Tools▾
    • All money tools
    • Interest calculator
    • Savings calculator
    • Budgeting tool
    • Loan affordability check
    • Help with payments
  • Company▾
    • About us
    • Our technology
    • Transparency
    • Modern slavery
    • Audio recording
    • Brand & trademark
    • Newsroom
    • Careers
  • Help▾
    • FAQs
    • Support articles
    • Forms & requests
    • Contact us
    • Make a payment
    • Vulnerable customers
    • Debt collection
    • Feedback & complaints
    • Languages
  • Legal▾
    • Legal overview
    • Terms & conditions
    • Privacy
    • Cookie policy
  • Apply
Sign in

Business lending · UK limited companies

Short-term funding that keeps your company moving

Borrow £50–£500 over 14 to 84 days. We lend to your company, not to you — no personal guarantee, the director isn't liable, and the total cost is capped at 100% of what you borrow.

Apply now Calculate your cost
  • 5-minute application
  • Funded same-day on approval
  • Pay off any time, no penalty

A Credicorp loan at a glance

Amount
£50 – £500
Term
14 – 84 days
Personal guarantee
None
Cost cap
100% of principal

Representative: borrow £200 for 30 days, repay £260. No early-repayment charge.

  • Registered in England & Wales · No. 16093826
  • Direct lender — we lend our own money
  • A real person reviews every application
  • Trading since 2024
£50–£500 Loan amount
14–84 Days to repay
5 min To apply
Same day Funding on approval

What we offer

Three ways to fund your company

Pick the shape of funding that fits how your business actually trades. Every product is body-corporate lending with no personal guarantee.

Most popular

Business Loans

A single lump sum, repaid over a fixed short term.

  • £50–£500 over 14–84 days
  • Weekly or fortnightly repayments
  • Cost capped at 100% of principal
Explore Business Loans →
Revolving

Credicorp Flex

A running credit facility you draw from as you need it.

  • Draw, repay, draw again
  • Only pay for what you use
  • Ideal for uneven cashflow
Explore Flex →
Pay in instalments

Credicorp Slice

Split a business purchase into clear, scheduled slices.

  • Spread the cost of a purchase
  • Fixed, transparent instalments
  • No surprises, no compounding
Explore Slice →

Simple, by design

From application to funded in four steps

  1. 1

    Apply in 5 minutes

    Tell us about your company and how much you need. No paperwork — it's all from your phone.

  2. 2

    A real review

    A person looks at your business's ability to pay today — not just a score from the past.

  3. 3

    See your terms

    Clear, fixed pricing with the total cost shown up front. No hidden fees, no compounding.

  4. 4

    Funded same day

    On approval, the money lands in your company account — usually within hours.

Start your application

Why Credicorp

Lending built around your company, not against you

No personal guarantee

We lend to the company. Your home and personal assets are never on the line.

A real human decision

Every application is reviewed by a person who looks at the full picture.

Same-day funding

Approved applications are usually funded within hours, straight to your account.

Cost capped at 100%

You'll never repay more than double what you borrowed on a single loan.

Pay early, pay less

You only pay for the days you hold the money. No early-repayment charge, ever.

Second chances count

A past blip doesn't rule you out. We look at how your business trades now.

See the exact cost before you apply

Move two sliders — amount and term — and the calculator shows your total repayment and every instalment. No sign-up, no credit check, no surprises.

Open the calculator
Two colleagues reviewing a business loan together on a tablet.

Who we are

A UK commercial lender, on your side

Credicorp Limited is a United Kingdom commercial lender, established in 2024. We provide short-term commercial loans to UK limited companies — lending to your company, not to you personally, outside FCA consumer-credit regulation (FSMA RAO Articles 60B and 60L).

We draw on deep, hands-on financial-services experience to deliver a product directors actually want: working capital, fast, without putting their house on the line. We lend our own money as a direct lender, and a real person reviews every application.

More about us How we lend

Good questions

The things people ask first

Straight answers to the questions directors ask before they apply. Tap a question to read the answer — and if yours isn't here, the full FAQ library has the rest.

Read all FAQs

Do I have to give a personal guarantee?

No. We lend to the company as a body corporate. The director is not personally liable and no personal guarantee is taken.

How much can my company borrow?

Between £50 and £500 on a single short-term loan, over a term of 14 to 84 days, with weekly or fortnightly repayments.

What does it cost?

The total cost of credit is capped at 100% of the amount borrowed — you will never repay more than double on a single loan. There is no charge for paying off early.

Who can apply?

Small, director-led UK limited companies (Ltd, LLP, PLC) trading at least six months, with a sole director applying on the company's behalf. Subject to status, affordability and business credit checks.

How fast is the money?

The application takes about five minutes. Once a person has reviewed and approved it, funds usually reach your company account the same day — often within hours.

Does a missed payment in the past rule us out?

Not on its own. We do not refuse credit based solely on past events — we look at how your business trades today and its ability to repay now.

Borrowing options

See every borrowing product, calculator and decision aid in one place.

  • Business loans
  • Credicorp Flex (revolving)
  • Small business loans
  • Short-term business loans
  • Loans with no personal guarantee
  • Short-term funding guide
  • How it works
  • How we lend
  • Money tools
  • Loan affordability self-check
  • Interest calculator

Tools and help

Quick links to every customer-help surface we provide.

  • Money tools
  • Interest calculator
  • Savings calculator
  • Budgeting tool
  • Loan affordability self-check
  • Help with payments
  • Forms & requests
  • Languages

About Credicorp

Who we are, how we treat customers, and how we operate.

  • About us
  • How we lend
  • Our technology
  • Transparency
  • Vulnerable customers
  • Modern slavery statement
  • Audio recording notice
  • News

Newsroom & support

Fresh writing and practical help

Latest from the Newsroom

  • Introducing Credicorp Slice — pay business bills in slices, not all at once

    Credicorp Slice is our new BNPL-style product for UK limited companies. It splits a one-off business bill into three or four manageable…

    May 29, 2026

  • Business insurance: what a UK micro-business actually needs

    Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.

    May 28, 2026

  • Investments for a UK director — the basics, honestly

    A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.

    May 27, 2026

  • Introducing the Credicorp app

    A short note on the new installable app — what it is, why we built it, how to get it.

    May 26, 2026

Browse the Newsroom →

Recent Support Articles

  • How to install and use the Credicorp app

    Install Credicorp on your iPhone, Android phone or desktop — step-by-step. Works alongside the website with the same sign-in.

  • Where is your mobile app?

    Our mobile app is a progressive web app you add to your phone's home screen — no app-store install needed. Open credicorp.co.uk/app…

  • What is the FCA reference and why does it matter?

    The Financial Conduct Authority maintains a public register of every firm it regulates. Each firm has a Firm Reference Number (FRN). Looking…

  • Can I refer a friend?

    Yes. Referrals from existing customers are welcome and we publish the current referral terms in the portal. There is no pressure —…

Browse all Support Articles →

Ready when your company is

A 5-minute application. A real human decision. Same-day funding on approval. No personal guarantee.

Apply now See how it works

Credicorp Limited, registered in England & Wales (No. 16093826). Lending to UK incorporated bodies corporate, outside FCA consumer-credit regulation (Articles 60B and 60L, FSMA RAO 2001). Subject to status, affordability and business credit checks.

Contact Us
  • Home
  • About Us
  • Business Loans
  • Credicorp Flex
  • Apply
  • Customer portal
  • Contact Us
  • Make a Payment
  • FAQs
  • Support
  • Help with payments
  • Forms & Requests
  • Vulnerable customers
  • Legal & Compliance
  • Responsible Lending
  • Feedback & Complaints
  • Terms & Conditions
  • Privacy
  • Cookie policy
  • How it works
  • How we lend
  • What we offer
  • Our technology
  • Transparency
  • Modern slavery statement
  • Audio recording notice
  • Money tools
  • Languages
  • News

© Copyright 2026 Credicorp Limited

Credicorp Limited
Company No. 16093826
Trademark UK00004156742
Suite AU31848, 9 Skyport Drive, Harmondsworth, West Drayton UB7 0LB
ICO Registration No. ZC157682
Telephone: 07946 812 112
Email: support@credicorp.co.uk

Sign in · Apply for a loan · Staff login

Credicorp Limited is a related company of CM Beyer Limited.

Credicorp Limited (UK, Company No. 16093826) is a UK business lender, in the same group as Credicorp Pty Limited (ACN 679 428 605). It is unrelated to Credicorp (Peru, NYSE: BAP) and to Credit Corp Group (Australia, ASX: CCP).

Credicorp Limited is a UK private limited company registered in England and Wales. Company No. 16093826. Registered office: Suite AU31848, 9 Skyport Drive, Harmondsworth, West Drayton UB7 0LB. Credicorp Limited only lends to UK limited companies and limited liability partnerships. Loans provided by Credicorp Limited are not regulated credit agreements within the meaning of Article 60B of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, and Credicorp Limited is not authorised or regulated by the Financial Conduct Authority for consumer credit lending. Borrowers do not have the right to refer complaints to the Financial Ombudsman Service and are not covered by the Financial Services Compensation Scheme. No personal guarantee is taken; total cost of credit is capped at 100% of principal.

We use cookies to make this site work. We'd also like to set optional cookies to understand how the site is used and, if you choose, to support marketing. Optional cookies are off until you turn them on. Read our Privacy & Cookie Policy.

You're offline — the Credicorp app will sync when the connection is back.
C
Credicorp
  • Home
  • Business Loans
  • Credicorp Flex
  • How it works
  • Apply
Help
  • FAQs
  • Help with payments
  • Forms & requests
  • Contact us
  • Debt collection
Company
  • About us
  • News
  • Legal
  • Sitemap
Credicorp Limited
Company No. 16093826

Quick actions

Common tasks one tap away.

Apply for a loan Make a payment Help with payments Contact us

Hi, I'm Credi

Credicorp assistant

I can search our help and answer questions about Credicorp business loans — costs, eligibility, applying and repayments. Just type below.

    We never ask for your password here.
    Accessibility

    Adjust how this site looks. Your choice is remembered on this device.

    Credicorp

    A fresh new Credicorp is on its way

    We’re giving our site a refresh to make applying, managing your loan, and getting help simpler and quicker — the same Credicorp you know, just cleaner and faster. Thanks for bearing with us while we put the finishing touches in place.