# Credicorp

> Credicorp Limited — UK short-term business lending for limited companies and LLPs. Direct lender; no personal guarantee; total cost capped at 100% of the amount borrowed.

## Products

- [Business Loan](https://credicorp.co.uk/business-loans/): £50–£500, 14–84 days
- [Credicorp Flex](https://credicorp.co.uk/business-credit-facility/): revolving credit facility
- [Credicorp Slice](https://credicorp.co.uk/credicorp-slice/): spread business bills

## Key pages

- [Home](https://credicorp.co.uk/)
- [What We Offer](https://credicorp.co.uk/what-we-offer/)
- [How We Lend](https://credicorp.co.uk/how-we-lend/)
- [Our Technology](https://credicorp.co.uk/our-technology/)
- [Compare Products](https://credicorp.co.uk/compare/)
- [Money Tools](https://credicorp.co.uk/money-tools/)
- [FAQs](https://credicorp.co.uk/faqs/)
- [About](https://credicorp.co.uk/about/)
- [Contact](https://credicorp.co.uk/contact/)

## Guidance

- [News & Insights](https://credicorp.co.uk/news/)
- [Guides](https://credicorp.co.uk/guides/)
- [Business Finance Glossary](https://credicorp.co.uk/glossary/)

## Tools

- [Money Tools hub](https://credicorp.co.uk/money-tools/)
- [Business loan calculator](https://credicorp.co.uk/calculator/)
- [Interest calculator](https://credicorp.co.uk/interest-calculator/)
- [Savings calculator](https://credicorp.co.uk/savings-calculator/)
- [Budgeting tool](https://credicorp.co.uk/budgeting-tool/)
- [Loan affordability check](https://credicorp.co.uk/loan-affordability-check/)

## Sectors

- [For your sector](https://credicorp.co.uk/for/)
- [Business lending for retailers](https://credicorp.co.uk/for/retail/)
- [Business lending for hospitality](https://credicorp.co.uk/for/hospitality/)
- [Business lending for tradespeople](https://credicorp.co.uk/for/trades/)
- [Business lending for e-commerce](https://credicorp.co.uk/for/e-commerce/)
- [Business lending for professional services](https://credicorp.co.uk/for/professional-services/)
- [Business lending for construction and contractors](https://credicorp.co.uk/for/construction/)
- [Business lending for transport and logistics](https://credicorp.co.uk/for/transport/)
- [Business lending for logistics and warehousing](https://credicorp.co.uk/for/logistics-warehousing/)
- [Business lending for salons and beauty businesses](https://credicorp.co.uk/for/beauty/)
- [Business lending for healthcare and dental practices](https://credicorp.co.uk/for/healthcare/)
- [Business lending for garages and automotive businesses](https://credicorp.co.uk/for/automotive/)
- [Business lending for gyms and fitness businesses](https://credicorp.co.uk/for/fitness-leisure/)
- [Business lending for cleaning and facilities firms](https://credicorp.co.uk/for/cleaning-facilities/)
- [Business lending for farms and agricultural businesses](https://credicorp.co.uk/for/agriculture/)
- [Business lending for manufacturers](https://credicorp.co.uk/for/manufacturing/)
- [Business lending for events and catering businesses](https://credicorp.co.uk/for/events-catering/)
- [Business lending for wholesalers and distributors](https://credicorp.co.uk/for/wholesale/)
- [Business lending for property maintenance and landscaping firms](https://credicorp.co.uk/for/property-trades/)
- [Business lending for creative and media agencies](https://credicorp.co.uk/for/creative-media/)
- [Business lending for recruitment and staffing agencies](https://credicorp.co.uk/for/recruitment-staffing/)
- [Business lending for food and drink producers](https://credicorp.co.uk/for/food-drink-production/)
- [Business lending for IT and software companies](https://credicorp.co.uk/for/it-software-services/)

## Legal & compliance

- [Legal Hub](https://credicorp.co.uk/legal/)
- [Privacy Policy](https://credicorp.co.uk/legal/privacy/)
- [Help with Payments](https://credicorp.co.uk/help/)
- [Vulnerability Support](https://credicorp.co.uk/legal/vulnerability/)
- [Modern Slavery Statement](https://credicorp.co.uk/legal/modern-slavery/)

## Machine-readable

- [Full-text AI content index](https://credicorp.co.uk/llms-full.txt)
- [AI agent reference](https://credicorp.co.uk/ai.md)
- [AI agent discovery](https://credicorp.co.uk/.well-known/agents.json)
- [API catalog](https://credicorp.co.uk/.well-known/api-catalog)
- [OpenAPI description](https://credicorp.co.uk/openapi.json)
- [Agent skills](https://credicorp.co.uk/.well-known/agent-skills/index.json)
- [AI usage policy](https://credicorp.co.uk/ai.txt)
- [Sitemap](https://credicorp.co.uk/sitemap.xml)

## Per-page Markdown

- [Home](https://credicorp.co.uk/home.md)
- [Business Loans](https://credicorp.co.uk/business-loans.md)
- [Credicorp Flex (revolving credit)](https://credicorp.co.uk/business-credit-facility.md)
- [Credicorp Slice (bill splitting)](https://credicorp.co.uk/credicorp-slice.md)
- [Compare Products](https://credicorp.co.uk/compare.md)
- [What We Offer](https://credicorp.co.uk/what-we-offer.md)
- [How We Lend](https://credicorp.co.uk/how-we-lend.md)
- [Our Technology](https://credicorp.co.uk/our-technology.md)
- [Money Tools](https://credicorp.co.uk/money-tools.md)
- [FAQs overview](https://credicorp.co.uk/faqs-overview.md)
- [Glossary](https://credicorp.co.uk/glossary.md)
- [About](https://credicorp.co.uk/about.md)
- [AI reference](https://credicorp.co.uk/ai.md)

---

## Key facts

### Who we are
- Credicorp Limited, registered in England & Wales, Company No. 16093826. ICO registration ZC157682.
- An independent direct lender of short-term business credit to UK limited companies and LLPs. Not affiliated with Credicorp Inc of Peru, Credit Corp of Australia, or any other Credicorp entity outside the United Kingdom.
- We provide business credit only to companies registered in the United Kingdom. Applying, the customer portal and the app work in the UK only; the rest of the site is open to everyone.

### Business Loan
- Short-term business loans from £50 to £500, over terms of 14 to 84 days (about 2 weeks to 12 weeks).
- Interest is 0.25% per day (simple, no compounding) on the outstanding balance, plus a one-off £5 establishment fee at drawdown.
- The total cost of credit (interest + fees combined) is capped at 100% of the amount borrowed — you never repay more than double.
- Unsecured; no personal guarantee required from directors.
- Repayments are weekly or fortnightly. Paying early reduces the total cost.
- A £12 fee applies per missed or dishonoured payment. A 14-day right-to-withdraw window applies from the day after signing.
- Representative example: borrow £200 over 30 days, repay £220 in total.
- Worked example: borrow £500 over 30 days — cost of credit £42.50, total repayable £542.50.
- Page: https://credicorp.co.uk/business-loans/

### Credicorp Flex
- Revolving business credit facility — draw down, repay, and redraw as you go. Credit limits from £50 to £500.
- Interest is 0.25% per day on the drawn balance, plus a one-off £5 establishment fee.
- Minimum repayment per 14-day cycle is the greater of 10% of the drawn balance or £20.
- Up to 2 rollovers permitted while a drawing is unpaid past its cycle.
- Page: https://credicorp.co.uk/business-credit-facility/

### Credicorp Slice
- Spread the cost of a business bill from £50 to £2,000 over 3 or 4 instalments, 7 days apart.
- A single flat fee of 6% of the bill (charged once, no compounding). Total fees are capped at 100% of the bill.
- A £12 fee applies per missed instalment.
- Page: https://credicorp.co.uk/credicorp-slice/

### Eligibility (published criteria)
- UK-registered limited company or LLP.
- Business trading for at least 6 months.
- A UK business bank account.
- No personal guarantee required from directors.
- Decisions are typically returned within an hour during working hours. (The decisioning logic itself is proprietary and not published.)

### How to apply
- Applying takes about 10 minutes; you will need your company registration number and business bank details. Start from the relevant product page (links above) or see the full how-to-apply reference at https://credicorp.co.uk/ai.md.
- The application and customer portal are UK-only; the rest of the site is open to everyone.

### Contact
- Website: https://credicorp.co.uk/
- Contact: https://credicorp.co.uk/contact/
- Help with payments: https://credicorp.co.uk/help/
- Security contact: https://credicorp.co.uk/.well-known/security.txt

### Responsible lending
- Short-term business credit carries a high annualised cost; borrow only what is needed, for the shortest term required.
- If you need payment support, contact us early: https://credicorp.co.uk/help/. Support for vulnerable customers: https://credicorp.co.uk/legal/vulnerability/.

### For AI agents
- Machine-readable discovery: https://credicorp.co.uk/.well-known/agents.json
- API catalog (RFC 9727): https://credicorp.co.uk/.well-known/api-catalog
- OpenAPI description: https://credicorp.co.uk/openapi.json
- Agent skills: https://credicorp.co.uk/.well-known/agent-skills/index.json
- Public MCP server (no auth, read-only): https://credicorp.co.uk/mcp — card at https://credicorp.co.uk/.well-known/mcp/server-card.json
- Authenticated MCP tier (read-only, OAuth 2.0 client_credentials): https://credicorp.co.uk/partner/mcp — token endpoint https://credicorp.co.uk/oauth/token, metadata https://credicorp.co.uk/.well-known/oauth-authorization-server. Staff/owner only; scope-gated; strictly read-only.
- This document and /llms.txt are provided to help agents cite accurate, current information rather than guessing.

---

## Public content index

### Support articles

- [Early repayment: how to do it and what you save](https://credicorp.co.uk/faqs/early-repayment-how-and-what-you-save/)
- [How to download your statements](https://credicorp.co.uk/faqs/how-to-download-your-statements/)
- [The 14-day withdrawal right (voluntary)](https://credicorp.co.uk/faqs/14-day-withdrawal-right/)
- [Top-up eligibility: when can you borrow again?](https://credicorp.co.uk/faqs/top-up-eligibility-when-can-you-borrow-again/)
- [Rollover: what it is and our limit](https://credicorp.co.uk/faqs/rollover-what-it-is-and-our-limit/)
- [How to access your customer portal](https://credicorp.co.uk/faqs/how-to-access-your-customer-portal/)
- [How interest is calculated (a worked example)](https://credicorp.co.uk/faqs/how-interest-is-calculated-worked-example/)
- [How drawdown works](https://credicorp.co.uk/faqs/how-drawdown-works/)
- [How the running-credit facility differs from a one-time loan](https://credicorp.co.uk/faqs/running-credit-vs-one-time-loan/)
- [Updating your bank details](https://credicorp.co.uk/faqs/updating-your-bank-details/)
- [Alternatives to short-term lending: overdraft, card, invoice finance, grants](https://credicorp.co.uk/faqs/alternatives-to-short-term-lending/)
- [How the early-settlement charge works](https://credicorp.co.uk/faqs/early-settlement-charge-explained/)
- [Daily interest vs APR: which is the honest comparison?](https://credicorp.co.uk/faqs/daily-interest-vs-apr/)
- [Secured vs unsecured business loans: what's the difference?](https://credicorp.co.uk/faqs/secured-vs-unsecured-business-loans/)
- [What is a \"body corporate\", and why it matters for lending](https://credicorp.co.uk/faqs/what-is-a-body-corporate/)
- [What is a personal guarantee — and why we don't take one](https://credicorp.co.uk/faqs/what-is-a-personal-guarantee/)
- [What is a business loan?](https://credicorp.co.uk/faqs/what-is-a-business-loan/)
- [What FOS and FSCS cover — and why a loan to a company falls outside both](https://credicorp.co.uk/faqs/what-fos-and-fscs-cover/)
- [How to read a Key Information Sheet](https://credicorp.co.uk/faqs/how-to-read-a-key-information-sheet/)
- [What counts as a \"wholly or predominantly business\" purpose](https://credicorp.co.uk/faqs/wholly-or-predominantly-business-purpose/)
- [When NOT to take a short-term business loan](https://credicorp.co.uk/faqs/when-not-to-take-a-short-term-business-loan/)
- [Regulated vs unregulated business loans: what's the difference?](https://credicorp.co.uk/faqs/regulated-vs-unregulated-business-loans/)
- [Your business credit score: how it works and how to improve it](https://credicorp.co.uk/faqs/business-credit-score-how-it-works/)
- [Business credit reference agencies explained](https://credicorp.co.uk/faqs/business-credit-reference-agencies-explained/)
- [Bridging loan, term loan, or credit facility: what's the difference?](https://credicorp.co.uk/faqs/bridging-loan-term-loan-credit-facility/)
- [What happens if I cannot connect my bank?](https://credicorp.co.uk/faqs/what-happens-if-i-cannot-connect-my-bank/)
- [What does Credicorp do if I become unable to pay?](https://credicorp.co.uk/faqs/what-does-credicorp-do-if-i-become-unable-to-pay/)
- [Where is your mobile app?](https://credicorp.co.uk/faqs/where-is-your-mobile-app/)
- [What does the Key Information Sheet (KIS) cover?](https://credicorp.co.uk/faqs/what-does-the-secci-cover/)
- [How do I get a copy of my data?](https://credicorp.co.uk/faqs/how-do-i-get-a-copy-of-my-data/)
- [What is Open Banking and is it safe?](https://credicorp.co.uk/faqs/what-is-open-banking-and-is-it-safe/)
- [How quickly will I get a decision?](https://credicorp.co.uk/faqs/how-quickly-will-i-get-a-decision/)
- [Can I have more than one offer?](https://credicorp.co.uk/faqs/can-i-have-more-than-one-offer/)
- [Can I refer a friend?](https://credicorp.co.uk/faqs/can-i-refer-a-friend/)
- [I am a returning customer — do I need to do the whole application again?](https://credicorp.co.uk/faqs/i-am-a-returning-customer-do-i-need-to-do-the-whole-application-again/)
- [What is the FCA reference and why does it matter?](https://credicorp.co.uk/faqs/what-is-the-fca-reference-and-why-does-it-matter/)
- [Can a co-director apply with me?](https://credicorp.co.uk/faqs/can-a-co-director-apply-with-me/)
- [When is my payment due?](https://credicorp.co.uk/faqs/when-is-my-payment-due/)
- [How do I check whether a payment has reached you?](https://credicorp.co.uk/faqs/how-do-i-check-whether-a-payment-has-reached-you/)
- [What happens if my Direct Debit fails?](https://credicorp.co.uk/faqs/what-happens-if-my-direct-debit-fails/)
- [Can I pay extra towards my balance?](https://credicorp.co.uk/faqs/can-i-pay-extra-towards-my-balance/)
- [How long does a payment take to clear?](https://credicorp.co.uk/faqs/how-long-does-a-payment-take-to-clear/)
- [How can I make a payment?](https://credicorp.co.uk/faqs/how-can-i-make-a-payment/)
- [How do I make a complaint?](https://credicorp.co.uk/faqs/how-do-i-make-a-complaint/)
- [Are there time limits for raising a complaint?](https://credicorp.co.uk/faqs/are-there-time-limits-for-raising-a-complaint/)
- [What happens after I complain?](https://credicorp.co.uk/faqs/what-happens-after-i-complain/)
- [Where can I get free, independent debt advice in the UK?](https://credicorp.co.uk/faqs/where-can-i-get-free-independent-debt-advice-in-the-uk/)
- [What is a Debt Management Plan and how does it affect my loan?](https://credicorp.co.uk/faqs/what-is-a-debt-management-plan-and-how-does-it-affect-my-loan/)
- [I am struggling to pay — what should I do?](https://credicorp.co.uk/faqs/i-am-struggling-to-pay-what-should-i-do/)
- [Can I get a payment extension?](https://credicorp.co.uk/faqs/can-i-get-a-payment-extension/)
- [I need extra support — how do I tell you?](https://credicorp.co.uk/faqs/i-need-extra-support-how-do-i-tell-you/)
- [What is a hardship variation?](https://credicorp.co.uk/faqs/what-is-a-hardship-variation/)
- [How is interest charged on my loan?](https://credicorp.co.uk/faqs/how-is-interest-charged-on-my-loan/)
- [What does APR mean, and how is the cost of my loan shown?](https://credicorp.co.uk/faqs/what-does-apr-mean-on-my-loan/)
- [Can I pay my loan off early?](https://credicorp.co.uk/faqs/can-i-pay-my-loan-off-early/)
- [Can I top up or extend my existing loan?](https://credicorp.co.uk/faqs/can-i-top-up-or-extend-my-existing-loan/)
- [Will I be charged a fee if I miss a payment?](https://credicorp.co.uk/faqs/will-i-be-charged-a-fee-if-i-miss-a-payment/)
- [How do I spot a scam pretending to be from Credicorp?](https://credicorp.co.uk/faqs/how-do-i-spot-a-scam-pretending-to-be-from-credicorp/)
- [How do I report a suspicious email or message claiming to be from Credicorp?](https://credicorp.co.uk/faqs/how-do-i-report-a-suspicious-email-or-message-claiming-to-be-from-credicorp/)
- [How do you verify it is really me on the phone?](https://credicorp.co.uk/faqs/how-do-you-verify-it-is-really-me-on-the-phone/)
- [How do you keep my information secure?](https://credicorp.co.uk/faqs/how-do-you-keep-my-information-secure/)
- [The 30–90 day reapply cooldown, explained](https://credicorp.co.uk/faqs/reapply-cooldown-explained/)
- [How we verify your company's bank statements with Open Banking](https://credicorp.co.uk/faqs/how-we-verify-bank-statements-open-banking/)
- [What we look at when we make a lending decision](https://credicorp.co.uk/faqs/what-we-look-at-when-we-decide/)
- [ID verification when you apply](https://credicorp.co.uk/faqs/id-verification-at-application/)
- [What happens if your application is declined](https://credicorp.co.uk/faqs/what-happens-if-your-application-is-declined/)
- [What documents you need to apply](https://credicorp.co.uk/faqs/what-documents-you-need-to-apply/)
- [What happens after you sign the Business Loan Agreement](https://credicorp.co.uk/faqs/after-you-sign-the-business-loan-agreement/)
- [How long does a lending decision take?](https://credicorp.co.uk/faqs/how-long-does-a-lending-decision-take/)
- [How to apply for a Credicorp loan, step by step](https://credicorp.co.uk/faqs/how-to-apply-step-by-step/)
- [The Business Purpose Declaration: what you're signing](https://credicorp.co.uk/faqs/business-purpose-declaration/)
- [What is creditcorp.co.uk and how is it related to credicorp.co.uk?](https://credicorp.co.uk/faqs/what-is-creditcorp-co-uk/)
- [Why does Credicorp have group companies in the UK and Australia?](https://credicorp.co.uk/faqs/why-does-credicorp-have-group-companies-in-the-uk-and-australia/)
- [How is Credicorp Limited connected to CM Beyer Limited?](https://credicorp.co.uk/faqs/how-is-credicorp-limited-connected-to-cm-beyer-limited/)
- [What bills can I use Slice for?](https://credicorp.co.uk/faqs/what-bills-can-i-use-slice-for/)
- [How much does Credicorp Slice cost?](https://credicorp.co.uk/faqs/how-much-does-credicorp-slice-cost/)
- [What is Credicorp Slice?](https://credicorp.co.uk/faqs/what-is-credicorp-slice/)
- [Can I repay Credicorp Slice early?](https://credicorp.co.uk/faqs/can-i-repay-slice-early/)
- [Invoice finance vs short-term loan](https://credicorp.co.uk/faqs/invoice-finance-vs-short-term-loan/)
- [Business credit card vs short-term loan](https://credicorp.co.uk/faqs/business-credit-card-vs-short-term-loan/)
- [Bank overdraft vs short-term business loan](https://credicorp.co.uk/faqs/bank-overdraft-vs-short-term-business-loan/)
- [iwoca, Cubefunder, Capify or Credicorp: an honest comparison](https://credicorp.co.uk/faqs/comparing-iwoca-cubefunder-capify-credicorp/)
- [Loan Agreement vs Facility Agreement: what's the difference?](https://credicorp.co.uk/faqs/loan-agreement-vs-facility-agreement/)
- [Merchant cash advance vs term loan](https://credicorp.co.uk/faqs/merchant-cash-advance-vs-term-loan/)
- [Limited company, LLP or sole trader: lending eligibility compared](https://credicorp.co.uk/faqs/limited-company-llp-sole-trader-eligibility/)
- [A director's loan to your own company: tax and legal points](https://credicorp.co.uk/faqs/directors-loan-to-your-own-company/)
- [Should I switch from sole trader to limited company before applying for finance?](https://credicorp.co.uk/faqs/sole-trader-to-limited-company-before-finance/)
- [Can a director be personally liable for a company loan?](https://credicorp.co.uk/faqs/can-a-director-be-personally-liable/)
- [How long do you keep my records?](https://credicorp.co.uk/faqs/how-long-do-you-keep-my-records/)
- [Can I get my loan documents in large print or another format?](https://credicorp.co.uk/faqs/can-i-get-my-loan-documents-in-large-print-or-another-format/)
- [How do I get a settlement letter or proof of loan closure?](https://credicorp.co.uk/faqs/how-do-i-get-a-settlement-letter-or-proof-of-loan-closure/)
- [What happens if your company is wound up or enters administration](https://credicorp.co.uk/faqs/company-wound-up-or-administration/)
- [Our hardship and forbearance process](https://credicorp.co.uk/faqs/our-hardship-and-forbearance-process/)
- [Vulnerability: how to ask for extra support](https://credicorp.co.uk/faqs/vulnerability-how-to-ask-for-extra-support/)
- [What to do if you can't make a payment](https://credicorp.co.uk/faqs/what-to-do-if-you-cant-make-a-payment/)
- [Making a complaint: your options and our process](https://credicorp.co.uk/faqs/making-a-complaint-options-and-process/)
- [How do I update my address, name or contact details?](https://credicorp.co.uk/faqs/how-do-i-update-my-address-name-or-contact-details/)
- [How do I close my Credicorp account?](https://credicorp.co.uk/faqs/how-do-i-close-my-credicorp-account/)
- [Can I get a copy of my Business Loan Agreement?](https://credicorp.co.uk/faqs/can-i-get-a-copy-of-my-credit-agreement/)
- [How do I update my contact details?](https://credicorp.co.uk/faqs/how-do-i-update-my-contact-details/)
- [How do I get a settlement figure?](https://credicorp.co.uk/faqs/how-do-i-get-a-settlement-figure/)
- [How do I request a statement of account?](https://credicorp.co.uk/faqs/how-do-i-request-a-statement-of-account/)
- [Will applying for a Credicorp loan affect my credit file?](https://credicorp.co.uk/faqs/will-applying-for-a-credicorp-loan-affect-my-credit-file/)
- [How do I make a data subject access request?](https://credicorp.co.uk/faqs/how-do-i-make-a-data-subject-access-request/)
- [Are your phone calls recorded?](https://credicorp.co.uk/faqs/are-your-phone-calls-recorded/)
- [How do I request deletion of my personal data?](https://credicorp.co.uk/faqs/how-do-i-request-deletion-of-my-personal-data/)
- [How do I draw down from my Credicorp Flex facility?](https://credicorp.co.uk/faqs/how-do-i-draw-down-from-flex/)
- [Can I pay off a Credicorp Flex drawing early?](https://credicorp.co.uk/faqs/can-i-pay-off-a-flex-drawing-early/)
- [How is my Credicorp Flex limit set, and how can I get it raised?](https://credicorp.co.uk/faqs/how-is-flex-limit-set-and-raised/)
- [How does Credicorp Flex work?](https://credicorp.co.uk/faqs/how-does-credicorp-flex-work/)
- [How is the minimum monthly payment on Credicorp Flex calculated?](https://credicorp.co.uk/faqs/how-is-flex-minimum-payment-calculated/)
- [How do I know I am dealing with the genuine Credicorp Limited?](https://credicorp.co.uk/faqs/how-do-i-know-i-am-dealing-with-the-genuine-credicorp-limited/)
- [Is Credicorp Limited the same as Credicorp in Peru (NYSE: BAP)?](https://credicorp.co.uk/faqs/is-credicorp-limited-the-same-as-credicorp-in-peru-nyse-bap/)
- [Who is Credicorp Limited?](https://credicorp.co.uk/faqs/who-is-credicorp-limited/)
- [Is Credicorp Pty Limited in Australia part of the same group?](https://credicorp.co.uk/faqs/is-credicorp-pty-limited-in-australia-part-of-the-same-group/)
- [Where is Credicorp Limited registered and based?](https://credicorp.co.uk/faqs/where-is-credicorp-limited-registered-and-based/)

### Newsroom

- [Summer cashflow planning for UK limited companies — a practical guide for Q3](https://credicorp.co.uk/news/summer-cashflow-planning-for-uk-companies/) — 17 June 2026
- [Introducing Credicorp Slice — pay business bills in slices, not all at once](https://credicorp.co.uk/news/introducing-credicorp-slice/) — 29 May 2026
- [No personal guarantee: what it means in practice](https://credicorp.co.uk/news/no-personal-guarantee-what-it-means/) — 25 May 2026
- [May 2026 site upgrade: typography, sticky navigation and more](https://credicorp.co.uk/news/may-2026-site-upgrade-typography-navigation/) — 22 May 2026
- [How we handle overdue business loans](https://credicorp.co.uk/news/how-we-handle-overdue-business-loans/) — 22 May 2026
- [A redesigned FAQs and topics index — find an answer faster](https://credicorp.co.uk/news/redesigned-faqs-and-topics-index/) — 21 May 2026
- [How we look at a business: signals beyond the credit score](https://credicorp.co.uk/news/signals-beyond-the-credit-score/) — 21 May 2026
- [Working in CX at Credicorp — what we look for, what we offer](https://credicorp.co.uk/news/working-in-cx-at-credicorp/) — 19 May 2026
- [Credicorp Flex: revolving business credit, explained](https://credicorp.co.uk/news/credicorp-flex-revolving-explained/) — 18 May 2026
- [Using the Credicorp portal on a phone: a quick tour](https://credicorp.co.uk/news/using-the-portal-on-a-phone/) — 15 May 2026
- [Spring 2026: continuing to support our customers](https://credicorp.co.uk/news/spring-2026-continuing-to-support-our-customers/) — 12 May 2026
- [How we hire — Credicorp's six-step process, demystified](https://credicorp.co.uk/news/how-we-hire-our-six-step-process/) — 12 May 2026
- [What our team does between your application and your money landing](https://credicorp.co.uk/news/what-our-team-does-between-approval-and-payout/) — 11 May 2026
- [Welsh, Gaelic and Scots in the portal — a progress note](https://credicorp.co.uk/news/welsh-gaelic-scots-progress-note/) — 10 May 2026
- [When a loan is declined: how we tell you, and what next](https://credicorp.co.uk/news/when-a-loan-is-declined/) — 5 May 2026
- [Why Credicorp never asks for a personal guarantee](https://credicorp.co.uk/news/why-no-personal-guarantee/) — 4 May 2026
- [Operations dashboard: a single page that tells us if we're healthy](https://credicorp.co.uk/news/operations-dashboard-2026/) — 3 May 2026
- [Trademark coexistence with CM Beyer Limited and the Creditcorp brand](https://credicorp.co.uk/news/trademark-coexistence-cm-beyer-creditcorp/) — 30 April 2026
- [Life at Credicorp: a typical week for a remote team member](https://credicorp.co.uk/news/life-at-credicorp-a-typical-week/) — 28 April 2026
- [Your data, in your hands — downloading what we hold about you](https://credicorp.co.uk/news/your-data-in-your-hands-dsar/) — 26 April 2026
- [What we ask for in your application (and why)](https://credicorp.co.uk/news/what-we-ask-for-and-why/) — 26 April 2026
- [Credicorp Flex vs business overdraft vs invoice finance — a 5-minute comparison](https://credicorp.co.uk/news/flex-vs-overdraft-vs-invoice-finance/) — 21 April 2026
- [When our team acts on your account: transparency on customer impersonation for support](https://credicorp.co.uk/news/transparency-on-customer-impersonation-for-support/) — 19 April 2026
- [Pricing in plain English: what 0.25% per day really means](https://credicorp.co.uk/news/pricing-in-plain-english/) — 16 April 2026
- [Staying safe online: spotting impersonation in 2026](https://credicorp.co.uk/news/staying-safe-online-impersonation-2026/) — 14 April 2026
- [Behavioural signals in our scoring: what we look at and what we don't](https://credicorp.co.uk/news/behavioural-signals-in-scoring-what-we-do-and-dont/) — 12 April 2026
- [Open Banking: how we use it (and how we don't)](https://credicorp.co.uk/news/open-banking-how-we-use-it/) — 8 April 2026
- [Setting and raising your Credicorp Flex limit responsibly](https://credicorp.co.uk/news/setting-and-raising-your-flex-limit/) — 7 April 2026
- [Planned maintenance windows: how we warn and what stays open](https://credicorp.co.uk/news/planned-maintenance-windows-2026/) — 5 April 2026
- [Inside Credicorp Flex: drawdowns, repayments, and the math that keeps it fair](https://credicorp.co.uk/news/inside-credicorp-flex-drawdowns-repayments/) — 24 March 2026
- [Payment arrangements: a practical guide](https://credicorp.co.uk/news/payment-arrangements-a-practical-guide/) — 23 March 2026
- [Plain-English by design: how readable documents change borrower outcomes](https://credicorp.co.uk/news/plain-english-by-design/) — 10 March 2026
- [Document accessibility: large print, plain language, accessible PDFs](https://credicorp.co.uk/news/document-accessibility-large-print-plain-language/) — 2 March 2026
- [Affordability over algorithms: how a human reviews every borderline application](https://credicorp.co.uk/news/affordability-over-algorithms/) — 24 February 2026
- [Settlement figures: when to ask, and what the number means](https://credicorp.co.uk/news/settlement-figures-when-to-ask-what-it-means/) — 23 February 2026
- [Sustainability at Credicorp: our small-lender ESG picture, honestly](https://credicorp.co.uk/news/our-small-lender-esg-picture/) — 10 February 2026
- [Borrowing only what you need: a florist's story](https://credicorp.co.uk/news/borrowing-only-what-you-need-a-florists-story/) — 28 January 2026
- [Credicorp grows its UK business lending team](https://credicorp.co.uk/news/credicorp-expands-its-business-lending-team/) — 28 January 2026
- [How Credicorp Flex helps companies smooth seasonal cashflow without paying for slow months](https://credicorp.co.uk/news/how-credicorp-flex-helps-smooth-cashflow/) — 27 January 2026
- [The regulatory year ahead: what we are watching in 2026](https://credicorp.co.uk/news/the-regulatory-year-ahead-what-we-are-watching-in-2026/) — 20 January 2026
- [Our plans for 2026](https://credicorp.co.uk/news/our-plans-for-2026/) — 19 January 2026
- [Our Consumer Duty approach: applying retail outcomes thinking to business lending](https://credicorp.co.uk/news/our-consumer-duty-approach/) — 13 January 2026
- [Building on Open Banking for 2026](https://credicorp.co.uk/news/building-on-open-banking-for-2026/) — 12 January 2026
- [New Year 2026: reviewing your business finances for the year ahead](https://credicorp.co.uk/news/new-year-2026-thinking-about-money/) — 5 January 2026
- [What I want Credicorp to be in 2026](https://credicorp.co.uk/news/what-i-want-credicorp-to-be-in-2026/) — 4 January 2026
- [The year in UK SME finance: a 2025 review](https://credicorp.co.uk/news/the-year-in-uk-sme-finance-a-2025-review/) — 27 December 2025
- [Credicorp's 2025 in review](https://credicorp.co.uk/news/credicorps-2025-in-review/) — 20 December 2025
- [Christmas 2025 update and contact hours](https://credicorp.co.uk/news/christmas-2025-update-and-contact-hours/) — 18 December 2025
- [An IT-contractor company manages a late invoice](https://credicorp.co.uk/news/an-it-contractor-company-manages-a-late-invoice/) — 12 December 2025
- [Modern slavery reporting and smaller companies](https://credicorp.co.uk/news/modern-slavery-reporting-and-smaller-companies/) — 4 December 2025
- [Smarter statement analysis for fairer decisions](https://credicorp.co.uk/news/smarter-statement-analysis-for-fairer-decisions/) — 26 November 2025
- [One year of Credicorp Limited](https://credicorp.co.uk/news/one-year-of-credicorp-limited/) — 21 November 2025
- [AI in credit decisioning: promise and guardrails](https://credicorp.co.uk/news/ai-in-credit-decisioning-promise-and-guardrails/) — 18 November 2025
- [Expanding our support hours](https://credicorp.co.uk/news/expanding-our-support-hours/) — 10 November 2025
- [Micro-business Britain: the businesses behind the economy](https://credicorp.co.uk/news/micro-business-britain-the-numbers-behind-the-economy/) — 2 November 2025
- [A market-trader company prepares for peak season](https://credicorp.co.uk/news/a-market-trader-company-prepares-for-peak-season/) — 25 October 2025
- [Why we record our calls](https://credicorp.co.uk/news/why-we-record-our-calls/) — 20 October 2025
- [Article 22: automated decisions and your right to a human review](https://credicorp.co.uk/news/article-22-automated-decisions-and-your-right-to-a-review/) — 18 October 2025
- [Signposting free support: how we point customers to Business Debtline](https://credicorp.co.uk/news/signposting-free-support-how-we-work-with-business-debtline/) — 10 October 2025
- [An autumn 2025 update from Credicorp](https://credicorp.co.uk/news/an-autumn-2025-update-from-credicorp/) — 2 October 2025
- [The case for lending to the company, not the person](https://credicorp.co.uk/news/the-case-for-lending-to-the-company-not-the-person/) — 24 September 2025
- [Late-payment culture and the UK small business](https://credicorp.co.uk/news/late-payment-culture-and-the-uk-small-business/) — 16 September 2025
- [How to spot loan scams and impersonation](https://credicorp.co.uk/news/how-to-spot-loan-scams-and-impersonation/) — 15 September 2025
- [A salon covers a quiet month responsibly](https://credicorp.co.uk/news/a-salon-covers-a-quiet-month-responsibly/) — 8 September 2025
- [Looking at our group: how Credicorp fits with CM Beyer Limited](https://credicorp.co.uk/news/looking-at-our-group-credicorp-and-cm-beyer/) — 8 September 2025
- [The FSMA Regulated Activities Order in plain English](https://credicorp.co.uk/news/the-fsma-regulated-activities-order-in-plain-english/) — 31 August 2025
- [Paying extra on your loan: how it actually saves you money](https://credicorp.co.uk/news/paying-extra-how-it-saves-you-money/) — 25 August 2025
- [A new identity-verification partner](https://credicorp.co.uk/news/a-new-identity-verification-partner/) — 23 August 2025
- [A practical guide to Direct Debits with Credicorp](https://credicorp.co.uk/news/a-practical-guide-to-direct-debits/) — 18 August 2025
- [Investing in our technology platform](https://credicorp.co.uk/news/investing-in-our-technology-platform/) — 16 August 2025
- [The rise of Open Banking in lending decisions](https://credicorp.co.uk/news/the-rise-of-open-banking-in-lending-decisions/) — 8 August 2025
- [Cashflow, not profit: the real challenge for micro-businesses](https://credicorp.co.uk/news/cashflow-not-profit-the-real-challenge-for-micro-businesses/) — 31 July 2025
- [A small builder restocks materials for a big job](https://credicorp.co.uk/news/a-small-builder-restocks-for-a-big-job/) — 23 July 2025
- [Ideas: smoothing a seasonal cashflow dip](https://credicorp.co.uk/news/ideas-smoothing-a-seasonal-cashflow-dip/) — 21 July 2025
- [Our first eight months: what customers have told us](https://credicorp.co.uk/news/our-first-eight-months-what-customers-have-told-us/) — 21 July 2025
- [PECR, cookies and marketing consent explained](https://credicorp.co.uk/news/pecr-cookies-and-marketing-consent-explained/) — 15 July 2025
- [Connecting with your accounting software](https://credicorp.co.uk/news/connecting-with-your-accounting-software/) — 7 July 2025
- [Ideas: getting equipment back up and running](https://credicorp.co.uk/news/ideas-getting-equipment-back-up-and-running/) — 7 July 2025
- [How we verify it is really you on the phone](https://credicorp.co.uk/news/how-we-verify-it-is-really-you/) — 7 July 2025
- [Listening to your reviews: a Trustpilot update](https://credicorp.co.uk/news/listening-to-your-reviews-a-trustpilot-update/) — 29 June 2025
- [How we handle complaints](https://credicorp.co.uk/news/how-we-handle-complaints/) — 23 June 2025
- [Ideas: covering a slow week without missing payroll](https://credicorp.co.uk/news/ideas-covering-slow-week-without-missing-payroll/) — 23 June 2025
- [What responsible lending means to me](https://credicorp.co.uk/news/what-responsible-lending-means-to-me/) — 21 June 2025
- [Why small-business loans are hard to get — and who fills the gap](https://credicorp.co.uk/news/why-small-business-loans-are-hard-to-get/) — 14 June 2025
- [Ideas: financing a one-off marketing campaign](https://credicorp.co.uk/news/ideas-financing-a-marketing-campaign/) — 9 June 2025
- [Meet our credit team: how decisions get made](https://credicorp.co.uk/news/meet-our-credit-team-how-decisions-get-made/) — 6 June 2025
- [A content-creator company smooths a client payment gap](https://credicorp.co.uk/news/a-content-creator-company-smooths-a-client-payment-gap/) — 29 May 2025
- [Glossary — UK business-lending terms in plain English](https://credicorp.co.uk/news/glossary-of-business-lending-terms/) — 27 May 2025
- [Ideas: 5 ways a £200 short-term loan helps a small business](https://credicorp.co.uk/news/ideas-5-ways-a-200-pound-loan-helps/) — 26 May 2025
- [GDPR and your data rights: a refresher](https://credicorp.co.uk/news/gdpr-and-your-data-rights-a-refresher/) — 21 May 2025
- [Understanding your Business Loan Agreement](https://credicorp.co.uk/news/understanding-your-credit-agreement/) — 19 May 2025
- [Marketing campaign financing — when paid ads need cashflow help](https://credicorp.co.uk/news/marketing-campaign-financing/) — 19 May 2025
- [Direct Debit improvements with our payments partner](https://credicorp.co.uk/news/direct-debit-improvements-with-our-payments-partner/) — 13 May 2025
- [What happens if you miss a payment — our forbearance process explained](https://credicorp.co.uk/news/what-happens-if-you-miss-a-payment/) — 13 May 2025
- [Life after the Lending Standards Board: voluntary standards in 2025](https://credicorp.co.uk/news/life-after-the-lending-standards-board/) — 5 May 2025
- [CCJs explained for company directors](https://credicorp.co.uk/news/ccjs-explained-for-company-directors/) — 5 May 2025
- [How to read a Key Information Sheet (KIS) in 60 seconds](https://credicorp.co.uk/news/read-kis-in-60-seconds/) — 29 April 2025
- [A new look for the customer portal](https://credicorp.co.uk/news/a-new-look-for-the-customer-portal/) — 27 April 2025
- [Credicorp Limited: who we are, and who we are not](https://credicorp.co.uk/news/credicorp-limited-who-we-are-and-who-we-are-not/) — 22 April 2025
- [How business credit reference agencies decide what to share — a director's guide](https://credicorp.co.uk/news/business-credit-reference-agencies-directors-guide/) — 21 April 2025

### Guides

- [Business insurance: what a UK micro-business actually needs](https://credicorp.co.uk/guides/guides/business-insurance-what-a-uk-micro-business-actually-needs/)
- [Investments for a UK director — the basics, honestly](https://credicorp.co.uk/guides/guides/investments-for-a-uk-director/)
- [A founder's guide to UK startup funding — without the jargon](https://credicorp.co.uk/guides/guides/a-founders-guide-to-uk-startup-funding/)
- [Where to find business support in the UK — free and paid](https://credicorp.co.uk/guides/guides/where-to-find-business-support-in-the-uk/)
- [UK taxation basics for a director of a limited company](https://credicorp.co.uk/guides/guides/uk-taxation-basics-for-a-director/)
- [Managing your money as a UK micro-business: a practical guide](https://credicorp.co.uk/guides/guides/managing-your-money-as-a-uk-micro-business/)

### Business finance glossary

- [Incorporation](https://credicorp.co.uk/glossary/incorporation/)
- [BNPL (buy now, pay later)](https://credicorp.co.uk/glossary/bnpl/)
- [MLR 2017 (Money Laundering Regulations)](https://credicorp.co.uk/glossary/mlr-2017/)
- [Payment holiday](https://credicorp.co.uk/glossary/payment-holiday/)
- [Sanctions](https://credicorp.co.uk/glossary/sanctions/)
- [Establishment fee](https://credicorp.co.uk/glossary/establishment-fee/)
- [SAR (Suspicious Activity Report)](https://credicorp.co.uk/glossary/suspicious-activity-report/)
- [Companies House](https://credicorp.co.uk/glossary/companies-house/)
- [UBO (ultimate beneficial owner)](https://credicorp.co.uk/glossary/ultimate-beneficial-owner/)
- [PEP (politically exposed person)](https://credicorp.co.uk/glossary/politically-exposed-person/)
- [Vulnerable customer](https://credicorp.co.uk/glossary/vulnerable-customer/)
- [POCA (Proceeds of Crime Act 2002)](https://credicorp.co.uk/glossary/poca/)
- [Due diligence](https://credicorp.co.uk/glossary/due-diligence/)
- [Drawdown](https://credicorp.co.uk/glossary/drawdown/)
- [Invoice finance](https://credicorp.co.uk/glossary/invoice-finance/)
- [Asset finance](https://credicorp.co.uk/glossary/asset-finance/)
- [Collateral](https://credicorp.co.uk/glossary/collateral/)
- [Eligibility](https://credicorp.co.uk/glossary/eligibility/)
- [ICO (Information Commissioner's Office)](https://credicorp.co.uk/glossary/ico/)
- [Total cost cap](https://credicorp.co.uk/glossary/total-cost-cap/)
- [Limited company](https://credicorp.co.uk/glossary/limited-company/)
- [FSMA RAO (Regulated Activities Order)](https://credicorp.co.uk/glossary/fsma-rao/)
- [UK GDPR](https://credicorp.co.uk/glossary/uk-gdpr/)
- [Recovery](https://credicorp.co.uk/glossary/recovery/)
- [Limited liability](https://credicorp.co.uk/glossary/limited-liability/)
- [Debenture](https://credicorp.co.uk/glossary/debenture/)
- [Arrears](https://credicorp.co.uk/glossary/arrears/)
- [Early settlement](https://credicorp.co.uk/glossary/early-settlement/)
- [Business overdraft](https://credicorp.co.uk/glossary/overdraft/)
- [KIS (Key Information Sheet)](https://credicorp.co.uk/glossary/key-information-sheet/)
- [Late-payment fee](https://credicorp.co.uk/glossary/late-payment-fee/)
- [Responsible lending](https://credicorp.co.uk/glossary/responsible-lending/)
- [AML (anti-money laundering)](https://credicorp.co.uk/glossary/aml/)
- [Secured loan](https://credicorp.co.uk/glossary/secured-loan/)
- [Covenant](https://credicorp.co.uk/glossary/covenant/)
- [KYC (know your customer)](https://credicorp.co.uk/glossary/kyc/)
- [FCA (Financial Conduct Authority)](https://credicorp.co.uk/glossary/fca/)
- [Body corporate](https://credicorp.co.uk/glossary/body-corporate/)
- [Sole trader](https://credicorp.co.uk/glossary/sole-trader/)
- [Representative example](https://credicorp.co.uk/glossary/representative-example/)
- [Term](https://credicorp.co.uk/glossary/term/)
- [CRA (credit reference agency)](https://credicorp.co.uk/glossary/credit-reference-agency/)
- [Exempt lending](https://credicorp.co.uk/glossary/exempt-lending/)
- [Direct Debit](https://credicorp.co.uk/glossary/direct-debit/)
- [Flat rate](https://credicorp.co.uk/glossary/flat-rate/)
- [Interest](https://credicorp.co.uk/glossary/interest/)
- [Default](https://credicorp.co.uk/glossary/default/)
- [Cost of credit](https://credicorp.co.uk/glossary/cost-of-credit/)
- [Forbearance](https://credicorp.co.uk/glossary/forbearance/)
- [Business loan](https://credicorp.co.uk/glossary/business-loan/)
- [Working capital](https://credicorp.co.uk/glossary/working-capital/)
- [APR (annual percentage rate)](https://credicorp.co.uk/glossary/apr/)
- [Personal guarantee](https://credicorp.co.uk/glossary/personal-guarantee/)
- [Director liability](https://credicorp.co.uk/glossary/director-liability/)
- [Unsecured credit](https://credicorp.co.uk/glossary/unsecured-credit/)
- [LLP (limited liability partnership)](https://credicorp.co.uk/glossary/llp/)
- [Revolving credit facility](https://credicorp.co.uk/glossary/revolving-credit/)

### Careers (open positions)

- [Operations Associate](https://credicorp.co.uk/careers/operations-associate/)

### Landing pages

- [A real decision in minutes. Money the same day.](https://credicorp.co.uk/lp/fast/)
- [Bridging finance for the gap an unpaid invoice leaves.](https://credicorp.co.uk/lp/bridge/)
- [Restock before the rush.](https://credicorp.co.uk/lp/restock/)
- [When the kit breaks, get it back on the road.](https://credicorp.co.uk/lp/tools/)
- [Your company borrows. You don't guarantee it.](https://credicorp.co.uk/lp/no-guarantee/)
- [You'll never repay more than double what you borrow.](https://credicorp.co.uk/lp/capped/)
- [An honest UK small-business lender, checkable at Companies House.](https://credicorp.co.uk/lp/honest/)
- [Already borrowed once? Top up in a few clicks.](https://credicorp.co.uk/lp/topup/)