How to read a Key Information Sheet (KIS) in 60 seconds
A page-by-page guide to the KIS document — what to look for, what each number means, and what to ask if anything looks off.
Business finance news & insights
130 articles
A new look for the customer portal
We have refreshed the customer portal to make it easier to track your loan, sign documents, make payments and download statements. Here is what has changed.
Credicorp Limited: who we are, and who we are not
Credicorp Limited is an independent UK lender, registered in England and Wales. We are not connected with the Peruvian Credicorp group or any similarly named overseas firm.
UK business credit reference agencies: a director's guide
When a lender pulls your business credit file, what they're really seeing isn't one report — it's three. Here's a plain-English guide to who the UK business CRAs are, what they each know about you, and how to fix what's wrong.
The BBRS and the gap in business dispute resolution
Business borrowers have no Financial Ombudsman. The BBRS tried to fill that gap but had real limits — here is the honest picture, and why we say so.
Vulnerability in business finance UK: what it means and how Credicorp responds
Vulnerability in business finance is not a stigma — it covers any circumstances that change how a lender should communicate with you. Here is how Credicorp handles it and what to do if it applies.
A courier company covers an urgent vehicle repair
An anonymised case study of a limited-company courier that used a small, short-term loan to repair its van fast and keep its contracts running.
Emergency business finance for UK small businesses
The boiler fails on a Tuesday. A pipe bursts in the kitchen. The delivery van blows a head gasket. Emergency repairs don't wait for ideal cashflow — and short-term finance is often the difference between trading and stopping.
CONC rules explained: why consumer and credit regulation doesn't apply to business lending
CONC rules explained: the FCA's Consumer Credit sourcebook governs consumer and credit products for individuals. Here is what it covers and why it does not govern lending to a UK limited company.
How we keep your data safe — a plain-English summary
A 3-minute read on the practical controls that protect customer data at Credicorp, written for a director who isn't an IT specialist.
Card payments, now simpler and more secure
We have integrated a specialist payment processor for card payments, so your card details are handled securely by the processor and never stored by us.
Equipment replacement finance UK — when fixing it isn't enough
There comes a point with any piece of business equipment where the next repair costs more than the residual value. Knowing when to stop fixing and start financing a replacement is the small-business call this article is about.
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