How we handle overdue business loans
A plain-English summary of what happens if a Credicorp business loan falls behind on a payment — and what does not happen.
Newsroom
25 articles
What we ask for in your application (and why)
A short tour of the application form: every field, what it is for, and where the answer lives if you do not have it to hand.
Staying safe online: spotting impersonation in 2026
Fraudsters are using AI-generated content to make impersonation more convincing. The defences remain the same: check the domain, verify the request directly, and never feel rushed.
Inside Credicorp Flex: drawdowns, repayments, and the math that keeps it fair
A walk-through of how a Credicorp Flex drawing actually works in the portal — the day you draw, the day interest starts, when the minimum payment hits, and how early repayment changes the numbers.
Payment arrangements: a practical guide
A payment arrangement can spread what you owe over a schedule that works for you. Here is how they work and how to set one up.
Document accessibility: large print, plain language, accessible PDFs
Standard documents do not work for everyone. We can send your statements, letters and forms in larger print, in plain language, or in an accessible electronic format on request.
Settlement figures: when to ask, and what the number means
A settlement figure is the exact amount needed to clear your loan on a specific date. Here is what it includes, when to ask for one, and how to use it.
New Year 2026: reviewing your business finances for the year ahead
A short, no-judgement guide to reviewing your business finances at the start of a new year — what to gather, what to look for, and where to get free business debt advice if it is not adding up.
Why we record our calls
Calls to and from Credicorp Limited are recorded. We explain why, and how those recordings are looked after.
How to spot loan scams and impersonation
Scammers sometimes copy the names of real lenders. Practical advice on the warning signs, and how to confirm you are dealing with the genuine Credicorp Limited.
Paying extra on your loan: how it actually saves you money
Even modest, occasional overpayments cut the total interest you pay across the life of a loan. Here is why, and the easiest ways to do it without fuss.
A practical guide to Direct Debits with Credicorp
Direct Debit is the simplest way to keep your payments on track. We answer the questions customers ask most often — how to set one up, what happens if it fails, and how the Direct Debit Guarantee protects you.