ICO (Information Commissioner's Office)
The Information Commissioner's Office, or ICO, is the UK's independent regulator for data protection and information rights. It upholds UK GDPR and the Data Protection Act 2018, provides guidance to organisations, handles complaints from individuals, and can take enforcement action where personal data is mishandled. Most organisations that process personal data must register with the ICO and pay a data-protection fee.
- What it does
- Regulates data protection, handles complaints, and enforces the law.
- Who registers
- Most organisations that process personal data, including lenders.
- Registration number
- A unique reference confirming an organisation is on the ICO register.
The ICO register
Organisations that process personal data generally appear on a public register maintained by the ICO, each with a registration number. This lets anyone confirm that a business is registered as a data controller. It is a basic marker of accountability for how an organisation handles personal information.
The ICO and individuals' rights
If an individual believes an organisation has mishandled their personal data, they can complain to the ICO. The ICO can investigate, require changes, and in serious cases impose penalties. For a business borrower, this matters because the personal data of its directors and owners is protected by the same framework the ICO oversees.
The ICO and Credicorp
Credicorp is registered with the Information Commissioner's Office under registration number ZC157682, reflecting its role as a controller of personal data. Credicorp handles personal data in line with UK GDPR. Credicorp is an independent UK lender, not affiliated with Credicorp Inc of Peru, Credit Corp of Australia, or any other Credicorp entity outside the United Kingdom (Company No. 16093826).
See also
- UK GDPR — the law the ICO enforces.
- Companies House — the company register, alongside the ICO register.
- Due diligence — checks that involve personal data.
Short-term business credit carries a high annualised cost. Borrow only what you need, for the shortest term required. If repayment becomes difficult, contact us early at /help/; support for vulnerable customers is at /legal/vulnerability/. For exact pricing, see /ai.md and /llms-full.txt.