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Read guide →Short-term business loans in Hull
Hull's incorporated companies trade across a major port, offshore-wind and logistics economy alongside retail and hospitality in a regenerated city centre — Credicorp offers short-term lending to UK incorporated Hull businesses, no personal guarantee, decisions most working days. £50–£500 over 14–84 days.
UK Ltd or LLP only · No personal guarantee · Decisions most working days
Lending to businesses in your city
Hull is one of the UK's busiest ports, and its economy is built around freight, logistics and, increasingly, offshore-wind manufacturing and maintenance following major turbine-blade investment on the Humber. Incorporated companies in these supply chains often work to purchase-order and milestone payment cycles set by much larger operators, creating a predictable but sharp gap between costs incurred and payment received.
The city centre has seen sustained regeneration around the Marina and Fruit Market, drawing independent retail, hospitality and creative businesses alongside the long-standing port trade. These incorporated operators face the familiar squeeze of stocking up or staffing ahead of a busy weekend or season before that trade's takings have cleared.
A haulage firm covering a vehicle repair before the next contract pays, a logistics operator funding fuel and labour ahead of a client settlement, or a Marina retailer restocking before a peak — all are the same underlying timing gap that a short, fixed-term loan is built to close.
Credicorp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in Hull city centre, the Fruit Market or the wider East Riding area is assessed on exactly the same basis, with no personal guarantee and no personal liability for directors.
Which product fits?
Credicorp Business Loan Recommended for most needs
Most Hull businesses need a fixed sum to bridge a specific, short gap — a repair, a fuel or materials bill, or a stock buy — until a contracted or seasonal payment lands. A fixed-term Credicorp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
- £50–£500 in one advance
- Fixed 14–84 -day term
- 0.25% per day simple interest + £5 establishment fee
- Total cost capped at 100% of principal
- No personal guarantee
- Most decisions same working day
Credicorp Slice — split a single bill
If the need is one specific bill — a haulage or logistics supplier invoice — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
- Bills of £50–£2,000
- Flat 6% fee — no compounding
- 3 or 4 weekly instalments by Direct Debit
- Settle early and we refund the unused fee pro rata
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
See the cost of a business loan
A typical business in Hull might borrow £400.00 over 35 days. Adjust the sliders to match your own scenario.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Common questions
Can Hull limited companies apply for a Credicorp short-term business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs regardless of where the company is based or trades. A Hull address is not a pricing factor.
Do Hull businesses need to provide a personal guarantee?
No. Credicorp lends to the company itself — there is no personal guarantee and no personal liability for directors.
How quickly can a Hull business get a lending decision?
Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day.
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Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.