What We Offer — Business Finance from a UK Business Lender
As a UK business lender, we offer three types of business finance for UK limited companies. No personal guarantee. Decisions in minutes.
Our range of business loans and credit products
- Business Brig Lendin A single lump soum for a ane-aff business cost. Fixed term, fixed repeyments.
- Credicorp Flex A revolvin credit line. Draw whit ye need, pey back, redraw.
- Credicorp Slice Split a speceefic supplier invoice or bill intae 3–4 weekly instalments.
Which business funding option suits you?
Each of these business borrowing options is built for a different cash-flow need. The right choice depends on how your limited company wants to use the money. A Business Bridging Loan suits a single, known cost where you want a fixed term and fixed repayments from the start. Credicorp Flex suits ongoing or unpredictable working-capital needs, because it is a revolving credit line you can draw from, repay and redraw as cash comes in. Credicorp Slice suits a specific supplier invoice or bill you would rather spread across a few weekly instalments than pay in one go.
All three sit alongside each other as alternative business lending for UK limited companies and LLPs that may not fit a traditional bank facility. There is no personal guarantee on any of them — the company is the borrower — and every application gets a decision in minutes. If you are weighing up these types of business finance, you can compare the products side by side or apply and we will confirm what your company qualifies for.
Together these business finance products give a limited company short-term, unsecured cover for one-off costs, day-to-day working capital and individual supplier bills — three common business funding needs in one place. You apply once, online, and we match you to whichever product fits. We lend to the company rather than to you personally, and there is no personal guarantee on any of the three.
See how Credicorp reaches a lending decision: Hou we lend.
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Common questions about business finance options
What types of business finance does Credicorp offer?
Credicorp offers three types of business finance for UK limited companies: a Business Bridging Loan (a single fixed-term advance), Credicorp Flex (a revolving credit line), and Credicorp Slice (spreading one specific supplier invoice over 3–4 weekly instalments). All three are unsecured and require no personal guarantee.
Is Credicorp a UK business lender?
Yes. Credicorp is a UK business lender that lends exclusively to UK incorporated limited companies and LLPs. We are not a consumer lender — all lending is to the company as the borrower. We operate under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001).
What are the alternative business lending options at Credicorp?
As alternative business lending for companies that may not fit a traditional bank facility, Credicorp's options are: a one-off term loan, a revolving credit facility (Credicorp Flex), and invoice spreading (Credicorp Slice). Each targets a different cash-flow need — a single cost, recurring working capital, or a specific supplier bill.
Do I need to provide a personal guarantee to borrow from Credicorp?
No. None of Credicorp's business finance products require a personal guarantee. Lending is to the UK limited company or LLP as the sole obligor. There is also no personal credit search on any director or shareholder.
Which sectors does Credicorp lend to?
Credicorp lends to UK incorporated limited companies and LLPs across a wide range of industries — retail, hospitality, trades, e-commerce, professional services, construction, logistics, healthcare and many more. Sector is not a pricing factor.
Credicorp Limited only lends to UK limited companies and limited liability partnerships. Loans provided by Credicorp Limited are not regulated credit agreements within the meaning of Article 60B of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, and Credicorp Limited is not authorised or regulated by the Financial Conduct Authority for consumer credit lending. Borrowers do not have the right to refer complaints to the Financial Ombudsman Service and are not covered by the Financial Services Compensation Scheme. No personal guarantee is taken; total cost of credit is capped at 100% of principal.