Loan, Flex or Slice — side by side

Same amount, same timeframe, three different shapes of borrowing. This tool quotes all three Credicorp products at once so you can compare the cost of credit, the total your company repays and — often the deciding factor — the payment pattern each one asks of your cash flow.

Free tool

Example. Illustrative comparison from our published pricing — not an offer or a quote. Where the amount sits outside a product's range, that column quotes at the nearest available figure and says so.

Representative example: borrow £200 for 30 days, repay £220. An early-settlement charge may apply.

Amount the company needs Product ranges differ — the columns clamp to each product's own band and flag it.

Roughly how long until it's repaid In days. Slice repays in fixed weekly instalments, so its column picks the nearest plan.

Repayment comparison across the three products

Business Loan

One drawdown, a fixed schedule of equal payments, done by a set date.

Quoted amount: £400
Cost of credit: £47
Total repayable: £447
Payment pattern: 6 × £74.50

Flex

A revolving facility — draw, repay, draw again. Interest only on what you draw, for the days you hold it.

Quoted amount: £400
Cost of credit: £42
Total repayable: £447
Payment pattern: Revolving — interest only on what you draw

Slice

A purchase split into fixed weekly instalments for one flat fee. No daily interest.

Quoted amount: £400
Cost of credit: £24
Total repayable: £424
Payment pattern: 4 × £106 weekly

How to read the comparison

Cost of credit is everything above the amount borrowed: daily interest plus the establishment fee for Loan and Flex, the single flat fee for Slice.
The Flex column assumes the facility is drawn in full on day one and repaid in full at the end of the period — the cleanest like-for-like against a loan. Repay sooner and the interest is less, because Flex charges by the day held.
Slice does not run on a daily rate, so a longer term does not make it dearer — but its instalment count is fixed, so its column shows the plan nearest your chosen timeframe rather than the exact number of days.
Every figure is produced by the same pricing engine that powers our quote pages. The total cost of any facility is capped at 100% of the amount borrowed.

Questions directors ask

Which product is cheapest?: It depends on how long the money is out. Daily-interest products (Loan, Flex) cost less over short periods and more over long ones, while Slice charges the same flat fee whether you take three weeks or four. Move the term slider and watch the columns cross over — that crossover is the real answer for your numbers.
Why do the columns quote different amounts sometimes?: The products have different ranges. When your chosen amount falls outside a product's band, that column quotes at its nearest limit and flags it, rather than pretending a quote exists that doesn't.
Can my company hold more than one product at once?: Speak to us — it depends on conduct and headroom rather than a blanket rule. Affordability is assessed across everything the company would owe us, not per product in isolation.

Picked a shape?

Apply for the product that fits — or check your repayment headroom first with the affordability estimator.

Apply now Check affordability first