Simple: How It Works

Apply, get a quick answer, sign, and get the money. Here is what each step means.

Step 1 — Apply

Fill in the online form. It takes about five minutes. You will need your company number and the director's details.

Step 2 — Get an answer

We look at how the business is trading today. Most decisions come back within one working day.

Step 3 — Sign

If we say yes, you sign the loan agreement online.

Step 4 — Get the money

The money lands in your business bank account the next working day, often sooner.

Step 5 — Pay back

Payments come out by Direct Debit on the dates in your agreement. No early-payment fee.

Read the standard version.