This page is in easy words. It tells you about our business loan. Read one part at a time.
What we lend
We lend money to UK companies. The smallest loan is £50. The biggest is £500.
You pay it back over 14 to 84 days. That is about 2 weeks to 12 weeks.
Who can borrow
Only a limited company can borrow. A limited company is a business listed at Companies House.
We do not lend to people. We do not lend to sole traders.
The loan belongs to the company. It does not belong to the director.
If the company cannot pay, the director does not pay with their own money. We do not ask for a personal guarantee.
What it costs
A short loan like this costs more than a long bank loan. We show you every cost before you sign. There are no hidden fees.
There is a top limit on the cost. You will never pay back more than double what you borrow.
So if you borrow £200, you will never pay back more than £400. This stays true even if you are late.
You only pay for the days you use the money. If you pay back early, you pay less. There may be a charge if you pay back early — up to 28 days of interest. We often do not charge it. We always show you the amount first.
How to apply
You apply online. It takes about 5 minutes. You will need:
- Your company number from Companies House.
- Your company name and address.
- The director's name, address, and date of birth.
- Your business bank account details.
We try to answer the same day. It is never more than one working day.
Paying it back
We agree a plan with you before you borrow. You will know each date and each amount.
We collect the money from your business bank account by Direct Debit.
If money is tight
Tell us early if you cannot pay. We will not be angry. We will try to help.
We can give you more time or change your plan. Ask us on our help with payments page.
If you are not happy
Tell us if something goes wrong. We want to put it right. See how to complain.