The regulatory year ahead: what we are watching in 2026
A forward look at the regulatory themes we are tracking in 2026 across financial conduct, data protection and business standards.
Newsroom
8 articles
Modern slavery reporting and smaller companies
What the Modern Slavery Act 2015 transparency duty requires, who it applies to, and why we publish a voluntary statement even though we are below the threshold.
Article 22: automated decisions and your right to a human review
What UK GDPR Article 22 says about decisions made solely by automated means, and the human-review route we offer on declines.
The FSMA Regulated Activities Order in plain English
A plain-English guide to the FSMA Regulated Activities Order, Article 60B and Article 60L, and why a company borrower sits outside the consumer regime.
PECR, cookies and marketing consent explained
What PECR is, how cookie consent works, and why a marketing opt-in must be a clear, unticked choice rather than a pre-filled box.
GDPR and your data rights: a refresher
A plain-English refresher on UK GDPR and the Data Protection Act 2018: your rights to access, correct and erase your personal data.
CONC: why it applies to consumer, not business, credit
The FCA's CONC sourcebook sets detailed rules for consumer credit. Here is what it covers and why it does not govern lending to a company.
Understanding the FCA perimeter for business lending
What the Financial Conduct Authority actually regulates, and why lending to a limited company sits outside the consumer-credit rules.