Data Retention Schedule — Credicorp

Whit this is

A plain-Scots table o hou lang we keep different kinds o information aboot ye, why, an whit yer options are.

The retention table

Whit	Hou lang	Why
Drawn loan records	7 years frae final settlement	FCA / HMRC regulatory minimum (6 years) + 1-year safety margin
Declined applications	12 months frae the decline	Audit + fairness review windae
Marketin data	Till ye withdraw consent, or 24 months o inactivity	PECR + GDPR Article 21

Scots draft — wytin on a native-speaker review. The English version o this document is the authoritative ane gin there's ony ambiguity. Read this in English