Choose your asset
Select equipment, vehicles, or machinery from any UK supplier. We fund business-use assets across sectors.
Asset and equipment finance for UK limited companies
Acquire the machinery, vehicles, and technology your business needs without draining cash reserves. Fixed-term funding tailored to your company’s position—no personal guarantee required.
Exempt business lending to UK limited companies & LLPs. Not regulated under consumer-credit rules.
Preserve working capital, upgrade your capability
Outright purchase ties up cash that could drive growth. Asset finance matches payments to the equipment’s productive life, keeping your balance sheet fluid and your operations competitive.
We lend exclusively to UK limited companies and LLPs based on trading performance, creditworthiness, and affordability. Terms reflect your business’s financial position—not personal assets.
Fund new or used equipment from any supplier. You select the asset; we provide the facility.
How asset finance works
Apply online
Complete a short business-eligibility form. We review credit, affordability, and compliance based on your company’s trading record.
Fund and deploy
Upon approval and delivery, you take immediate use. We pay the supplier; you repay through fixed monthly instalments from company funds.
Assets we finance
- Commercial vehicles – vans, lorries, HGVs, company cars
- Plant & machinery – CNC equipment, forklifts, compressors, printing presses
- IT & technology – servers, workstations, software licences, telecoms systems
- Office equipment – furniture, fit-out, security systems
- Specialist tools – medical, construction, hospitality, engineering
- Renewables & efficiency – solar panels, heat pumps, energy-saving installations
All assets must be used solely for business purposes by a UK limited company or LLP.
Structures to match your cash flow
We align repayment schedules with your revenue cycle and the asset’s economic life.
- Hire purchase – own the asset outright at term end
- Finance lease – lower periodic payments with a balloon optionality
- Operating lease – upgrade periodically without disposal overhead
Quotes are individually priced based on your company’s profile and the asset. You receive a binding offer before commitment.
Note: While no personal guarantee is required as a condition of lending, directors may be asked to guarantee repayment in certain circumstances, consistent with standard commercial practice.
View all business-lending products
Trusted by UK limited companies
Hundreds of businesses use Credicorp to acquire essential equipment. Most applications are reviewed within one working day.
Existing customer? Access Credicorp Hub to manage your facility.