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Credicorp is becoming CreditCorp. Same team, same lending — a clearer name. Read what’s changing

What do you need the money for?

Pick the reason you are borrowing and see the product that fits, an instant cost preview, and a fast route to apply. Credicorp lends £50–£2,000 of short-term credit to UK limited companies and LLPs — no personal guarantee, decision typically within the hour.

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  • 1 hour Typical decision in working hours
  • Same day Funding once you accept the offer
  • £50–£2,000 Advanced to UK limited companies
  • 100% cap Total cost of credit, capped — never repay more than double
  • No PG No personal guarantee — we lend to the company

Applications reviewed by Credicorp to date: thousands of UK companies

Figures are the published product terms, resolved from our single pricing source (/ai.md). Every application is assessed on its own merits — approval is never guaranteed.

Need money fast

Cash-flow finance for UK companies When money is owed to you but the bills are due now, a short-term Credicorp advance bridges the gap — lent to your company, no personal guarantee, decision typically within the hour. See options → Finance to bridge a late invoice A big invoice is overdue and your own bills will not wait. Credicorp advances your company the cash to bridge until it clears — no personal guarantee, same-day funding on acceptance. See options → Emergency business funding, same day Something broke, a bill landed, an opportunity will not wait. Credicorp gives UK limited companies an emergency short-term advance with a decision typically within the hour and same-day funding. See options → Same-day business loan for UK companies Apply in minutes, get a decision typically within the hour, and have the money in your company account the same day you accept. No personal guarantee, ever. See options → Finance to cover a cash-flow gap A short, defined gap between money out and money in does not need a bank meeting. Credicorp advances your company the exact amount, for the exact term, funded the same day. See options → Finance for an unexpected business cost A bill you did not plan for should not derail the month. Credicorp advances your company the funds to absorb an unexpected cost — no personal guarantee, decision within the hour. See options → Finance to pay a supplier invoice A supplier invoice is due before your customer pays you. Credicorp funds it so you keep your terms and your supply — company-only, no personal guarantee, funded the same day. See options → Finance to repair business equipment When equipment you rely on fails, every hour offline costs money. Credicorp funds urgent repairs for UK incorporated businesses — no personal guarantee, decision within the hour. See options → Finance to repair a business vehicle A vehicle you work from breaking down stops the whole business. Credicorp funds urgent vehicle repairs for UK incorporated companies — no personal guarantee, funded the same day. See options → Finance for a van breakdown A breakdown does not care about your schedule. Credicorp funds the repair or a temporary fix the same day so your company keeps working. No personal guarantee, decision within the hour. See options → Finance for EPOS and card machines When your till or card machine fails you are losing every sale. Credicorp funds a same-day EPOS or card-machine replacement for UK incorporated retailers and hospitality. No personal guarantee. See options → Finance to cover payroll Wages are the one bill that cannot slip. Credicorp funds UK incorporated companies to cover payroll and PAYE through a tight month — no personal guarantee, funded the same day. See options → Finance to cover wages When a receivable is late but payday is not, Credicorp bridges the gap so your team is paid on time. Lent to your company, no personal guarantee, same-day funding. See options → Finance for rent and premises costs Rent and premises costs do not pause when takings dip. Credicorp funds UK incorporated companies to cover a quarter's rent or a premises cost — no personal guarantee, same-day funding. See options → Finance to bridge a quiet month Every business has lean weeks. Credicorp bridges UK incorporated companies through a quiet month so the fixed costs stay covered until trade picks up. No personal guarantee. See options → Emergency repair finance When something you trade with fails, the fix cannot wait for a finance meeting. Credicorp funds emergency repairs for UK incorporated companies — decision within the hour, same-day funding. See options → Finance for a boiler or heating repair A dead boiler can close a kitchen, salon or workshop. Credicorp funds urgent heating repairs for UK incorporated companies so you reopen fast. No personal guarantee, same-day funding. See options → Finance for a refrigeration repair A refrigeration failure threatens your stock and your ability to trade. Credicorp funds urgent repairs for UK incorporated food and hospitality businesses. No personal guarantee, same-day. See options → Finance for a trade supplier Your merchant or trade supplier is only useful if you can pay them. Credicorp funds UK incorporated trades to clear a supplier account and keep supply flowing. No personal guarantee. See options → Finance for customs and duty Duty and import VAT have to be paid before your goods are released. Credicorp funds UK incorporated importers to clear the charges and get stock moving. No personal guarantee. See options → Finance for fuel and transport costs Fuel and transport costs run every day, even when a big customer has not paid yet. Credicorp funds UK incorporated transport and delivery businesses through the gap. No personal guarantee. See options → Finance for health and safety compliance A compliance requirement with a deadline is not optional. Credicorp funds UK incorporated companies to meet health, safety and regulatory costs on time. No personal guarantee. See options → Finance to cover a chargeback gap A cluster of chargebacks or a reserve hold can leave a sudden hole. Credicorp funds UK incorporated companies to bridge it and keep trading. No personal guarantee, funded the same day. See options → Finance for a platform payout delay When a marketplace or processor holds your payout, the money you earned is stuck. Credicorp bridges UK incorporated sellers until it releases. No personal guarantee, same-day funding. See options → Fast business loan for UK companies Apply in minutes, decision typically within the hour, funded the same day you accept. Credicorp lends fast to UK limited companies and LLPs — no personal guarantee. See options →

Planned spend & growth

Short-term working capital finance Cover the gap between spending and getting paid. Credicorp lends short-term working capital to UK incorporated businesses — company-only, no personal guarantee, decision within the hour. See options → Stock and inventory finance Inventory has to be paid for weeks before it turns into cash. Credicorp funds UK incorporated businesses to buy stock ahead of demand — no personal guarantee, funded the same day. See options → Finance to buy stock before a peak Christmas, summer, Black Friday, back-to-school — the stock has to be bought and paid for before the tills catch up. Credicorp funds the buy-in, company-only, no personal guarantee. See options → Finance for a supplier deposit A supplier wants a deposit before they start or ship. Credicorp funds the deposit so you can secure the order — lent to your company, no personal guarantee, same-day funding. See options → Finance to restock after a big sale A strong sales run is a good problem — until the shelves are empty and the cash is still in transit. Credicorp funds the restock so you keep selling. No personal guarantee. See options → Finance to buy business equipment A piece of kit will pay for itself — but the cash is needed now. Credicorp funds short-term equipment purchases for UK incorporated businesses. No personal guarantee, funded the same day. See options → Finance for tools and machinery The right tool or machine wins the job — but only if you can buy or fix it now. Credicorp funds tools and machinery for UK incorporated trades and makers. No personal guarantee. See options → Finance for IT and hardware Laptops, servers, tills, a network upgrade — when your systems need replacing you cannot wait. Credicorp funds IT and hardware for UK incorporated companies. No personal guarantee. See options → Finance for a VAT bill A quarterly VAT bill can land just when cash is tight. Credicorp funds UK incorporated companies to pay HMRC on time and spread the cost over a short term. No personal guarantee. See options → Finance for a corporation tax bill Your corporation tax deadline will not move. Credicorp funds UK incorporated companies to pay HMRC on time and spread the cost — no personal guarantee, decision within the hour. See options → Finance for a National Insurance bill Employer NIC and PAYE are due to HMRC every month like clockwork. Credicorp funds UK incorporated companies to pay on time and spread the cost. No personal guarantee. See options → Finance to pay an HMRC bill VAT, corporation tax, PAYE or NIC — any HMRC bill can land at the wrong moment. Credicorp funds UK incorporated companies to pay on time and avoid penalties. No personal guarantee. See options → Finance for business rates Business rates are a fixed cost with a fixed date. Credicorp funds UK incorporated companies to pay on time and spread the cost over a short term. No personal guarantee. See options → Finance for a business utility bill A large or unexpected utility bill can wreck a month. Credicorp funds UK incorporated companies to pay energy, water or telecoms and spread the cost. No personal guarantee. See options → Finance for a business insurance premium An annual insurance premium in one lump can sting. Credicorp funds UK incorporated companies to pay the renewal and spread the cost over a short term. No personal guarantee. See options → Finance for software and subscriptions An annual software renewal or licence can arrive as a single big invoice. Credicorp funds UK incorporated companies to pay it and spread the cost. No personal guarantee. See options → Finance for marketing and advertising Good marketing pays for itself — but the spend comes first. Credicorp funds UK incorporated companies to launch a campaign or push before the returns land. No personal guarantee. See options → Short-term finance to expand Growth costs money before it makes money. Credicorp funds UK incorporated companies to take the next step — more stock, more kit, a bigger push. No personal guarantee. See options → Finance to open a second location A second site is a step change — and the setup costs land before the revenue. Credicorp funds UK incorporated companies through the opening push. No personal guarantee. See options → Finance for refurbishment and fit-out A refurb or fit-out pays back in footfall and pride — once it is done. Credicorp funds UK incorporated companies through the works. No personal guarantee, funded the same day. See options → Finance for a shop fit-out A shop fit-out is the difference between an empty unit and a trading store. Credicorp funds UK incorporated retailers through the works so you open on time. No personal guarantee. See options → Finance for an office refurbishment A better workspace lifts productivity and helps you hire. Credicorp funds UK incorporated companies through an office refit. No personal guarantee, funded the same day. See options → Seasonal cash-flow finance Seasonal businesses earn in bursts but spend all year. Credicorp funds UK incorporated companies through the quiet stretches and the pre-peak buy-ins. No personal guarantee. See options → Finance for Christmas trading Christmas is make-or-break — and the stock, staff and marketing all have to be paid before the tills fill. Credicorp funds the run-up for UK incorporated companies. No personal guarantee. See options → Finance for the summer season Summer trade rewards the businesses that stocked and staffed for it early. Credicorp funds the pre-season push for UK incorporated companies. No personal guarantee, same-day funding. See options → Finance for a website or e-commerce build A new site or store build pays back in sales — after it launches. Credicorp funds UK incorporated companies through the build cost. No personal guarantee, funded the same day. See options → Finance to fulfil a new contract A new contract means spending on materials, labour and stock before the first payment lands. Credicorp funds UK incorporated companies through delivery. No personal guarantee. See options → Finance for a bigger order than usual The order that stretches you is the one that grows you — if you can fund it. Credicorp funds UK incorporated companies to take on a larger order. No personal guarantee, same-day funding. See options → Finance to fulfil a large order Fulfilment costs — stock, packing, labour, shipping — land before the customer pays. Credicorp funds UK incorporated companies to deliver a large order. No personal guarantee. See options → Finance for materials Materials get bought before the job gets paid. Credicorp funds UK incorporated trades and makers to buy what they need up front. No personal guarantee, funded the same day. See options → Finance for raw materials Production stops when raw materials run low. Credicorp funds UK incorporated manufacturers and makers to keep the inputs flowing. No personal guarantee, funded the same day. See options → Finance for importing stock Importing means paying suppliers, freight and duty long before the goods sell. Credicorp funds UK incorporated importers through the gap. No personal guarantee, funded the same day. See options → Finance for fleet maintenance Services, MOTs, tyres and repairs keep a fleet on the road — and they all cost money. Credicorp funds UK incorporated operators to keep vehicles running. No personal guarantee. See options → Finance for an event or catering job Events mean big upfront spend on stock, staff and hire before the client settles. Credicorp funds UK incorporated event and catering companies through the job. No personal guarantee. See options → Finance for a pop-up or market stall A pop-up or market pitch needs the fee, the stock and the setup paid before you take a penny. Credicorp funds UK incorporated traders to seize the slot. No personal guarantee. See options → Finance for hiring and recruitment A new hire costs money before they earn it — recruitment fees, onboarding, the first pay run. Credicorp funds UK incorporated companies to hire ahead of demand. No personal guarantee. See options → Finance for training and certification A certificate or course can open bigger contracts — once it is paid for. Credicorp funds UK incorporated companies to train and certify their people. No personal guarantee. See options → Finance for a licence or permit A licence, permit or renewal can be the gate to trading — and it is due now. Credicorp funds UK incorporated companies to pay it on time. No personal guarantee, same-day funding. See options → Finance for professional fees Accountancy, legal or advisory fees can land as a single lump. Credicorp funds UK incorporated companies to pay them and spread the cost over a short term. No personal guarantee. See options → Finance for accountancy and legal fees A year-end accountancy or legal bill in one payment can sting. Credicorp funds UK incorporated companies to pay it and spread the cost. No personal guarantee, funded the same day. See options → Finance for a deposit or bond A lease deposit, tender bond or security deposit ties up cash you need working. Credicorp funds UK incorporated companies to cover it. No personal guarantee, funded the same day. See options → Finance for a franchise fee A franchise or renewal fee is a defined cost that stands between you and trading. Credicorp funds UK incorporated franchisees to pay it. No personal guarantee, funded the same day. See options → Short-term business credit A defined amount, a short term, a capped cost — that is short-term business credit from Credicorp, lent to UK limited companies and LLPs. No personal guarantee, decision within the hour. See options → Small business loan (UK) Not every need calls for a big loan. Credicorp lends small, short-term amounts to UK limited companies and LLPs — the right size for a real need, with no personal guarantee. See options → Business loan for a limited company Credicorp lends to the limited company as its own legal person — not to you. No personal guarantee, no director liability, and a capped total cost. Decision typically within the hour. See options → Business finance for an LLP Limited liability partnerships are bodies corporate too — and Credicorp lends to them on the same basis as limited companies. No personal guarantee, decision typically within the hour. See options → Business loan for a newer company A short trading history should not lock you out of funding. Credicorp lends to UK incorporated companies that meet a short qualifying trading period — no personal guarantee. See options → Business finance with imperfect credit A patchy history does not decide it. Credicorp assesses UK incorporated companies on more than a single score — company-only, no personal guarantee, no personal credit search. See options → Finance for a one-off business expense Some costs are just one-offs. Credicorp funds a single business expense for UK incorporated companies over a short fixed term — no personal guarantee, no rolling debt. See options → Spread the cost of a business bill A single big bill does not have to hit in one go. Credicorp Slice splits one business bill for UK incorporated companies into a few weekly instalments at one flat fee. No personal guarantee. See options →

Comparing your options

An alternative to a business overdraft Overdrafts get withdrawn, repriced and charged open-ended. A Credicorp short-term loan gives UK incorporated companies a fixed amount, a fixed cost and a fixed end date. No personal guarantee. See options → An alternative to a business credit card Business cards get maxed, and revolving balances drift. A Credicorp short-term loan gives UK incorporated companies a defined sum, a fixed term and a capped cost. No personal guarantee. See options → An alternative to invoice finance Invoice finance ties up your whole ledger in a long contract. A Credicorp short-term loan bridges one gap, once, with no ledger assignment. Company-only, no personal guarantee. See options → An alternative to a bridging loan Property bridging loans are large, secured and slow. For a small, short business gap, a Credicorp unsecured loan bridges it in a day. Company-only, no personal guarantee, no security. See options → An alternative to a merchant cash advance A merchant cash advance takes a cut of every card sale until it is repaid. A Credicorp loan has a fixed term and a capped cost you see up front. Company-only, no personal guarantee. See options → An alternative to a director's loan Lending your own money into the company creates a director's loan account and personal risk. A Credicorp loan funds the company directly — no personal money, no personal guarantee. See options → Business loan with no personal guarantee Most lenders make a director sign. Credicorp does not. We lend to the company as the sole obligor — no personal guarantee, no director liability, no personal credit search. See options →

Not sure which fits?

Compare all three products side by side, or just apply — we will match you to the right one. Decision typically within the hour, same-day funding on acceptance, no personal guarantee.

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A new name

Credicorp is becoming CreditCorp

Same company, same team, same careful lending — we’re moving to a clearer name. Nothing about your agreement, your account or how to reach us changes.

Read what’s changing

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