Mae plymwyr, trydanwyr, adeiladwyr a chrefftau eraill yn anfonebu ar ôl y gwaith — ond mae angen talu am ddeunyddiau cyn i chi ddechrau. Rydym yn pontio'r bwlch hwnnw i fusnesau crefft corfforedig y DU.
Cwmni Cyf neu LLP yn y DU yn unig · Dim gwarant personol · Penderfyniadau ar y rhan fwyaf o ddyddiau gwaith
Yn adnabod unrhyw un o'r rhain?
Materials to buy upfront when a customer invoice is 30 days away
Fan yn torri i lawr sy'n eich atal rhag gweithio heddiw
Ennill contract mwy nag arfer ac angen graddio i fyny'n gyflym
Cyfnodau tawel tymhorol pan fydd anfonebau'n arafu ond nid y costau cyffredinol
If so, a Credicorp short-term business loan could help you bridge that gap.
Pa gynnyrch sy'n addas?
Credicorp Business Loan
Argymhellir ar gyfer y sector hwn
Mae llif arian crefftau yn cael ei yrru gan y bwlch rhwng prynu deunyddiau a derbyn taliad. Mae benthyciad tymor sefydlog yn cwmpasu'r bwlch penodol hwnnw am gost gyfan hysbys.
£50–£500 mewn un blaensymiad
Sefydlog 14–84 -diwrnod o dymor
0.25%
y dydd o log syml + £5 ffi sefydlu
Cyfanswm cost wedi'i gapio ar 100% o'r prifswm
Dim gwarant bersonol
Y rhan fwyaf o benderfyniadau yr un diwrnod gwaith
If you have a specific trade supplier invoice to pay — materials, tools, plant hire — Credicorp Slice lets you spread it over 3 or 4 instalments at a flat fee.
Biliau o £50–£2,000
Ffi wastad 6% o ffi — dim cyfansoddi
3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Borrowing is expensive relative to bank lending.
Only borrow if the cost is less than the gap it closes. Total cost capped at
100% of principal — you will never repay more
than double. We lend to the company, so no director signs a personal guarantee.
Pwy all wneud cais?
Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
6+ mis o fasnachu
Cyfrif banc busnes cyfredol yn y DU
Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Can a trade business incorporated as a limited company apply?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in the trades — plumbers, electricians, builders, decorators and other specialists. The company must be incorporated at Companies House.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credicorp lends to UK limited companies and LLPs under the
body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets
Act 2000 (Regulated Activities) Order 2001), which places the facility outside the
consumer-credit regime. The Financial Ombudsman Service and Financial Services
Compensation Scheme do not apply.
Full details: regulatory status and
responsible lending policy.
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