Short-term lending for security guarding and services companies
Security guarding firms, event security companies, CCTV installation businesses and keyholding providers pay SIA-licensed officers weekly or fortnightly while commercial contracts settle monthly. Credicorp bridges that payroll gap for UK incorporated security businesses — no personal guarantee, decisions most working days.
Cwmni Cyf neu LLP yn y DU yn unig · Dim gwarant personol · Penderfyniadau ar y rhan fwyaf o ddyddiau gwaith
Yn adnabod unrhyw un o'r rhain?
SIA-licensed officer payroll falling due weekly or fortnightly while client invoices take 30 days to settle
CCTV equipment, access-control hardware or body-worn cameras to purchase before a new site contract begins
SIA licensing, BSIA membership or mandatory first-aid training costs due while a contract is ramping up
A gap between two large contracts leaving a short, defined period before the next monthly payment arrives
If so, a Credicorp short-term business loan could help you bridge that gap.
Pa gynnyrch sy'n addas?
Credicorp Flex Argymhellir ar gyfer y sector hwn
Security payroll gaps repeat every week — officer wages leave the account while client invoices take a month or more to clear, so a revolving facility fits better than a one-off loan. Credicorp Flex gives a limit of £50–£500 you can draw each payroll run, repay when client payments settle, and redraw for the next cycle — without reapplying.
Terfyn cylchdroi o £50–£500
Tynnu, ad-dalu, ail-dynnu — heb ailymgeisio
Cymeradwyo terfyn yr un diwrnod; tynnu ar unwaith wedi hynny
Cyfanswm cost wedi'i gapio ar 100% o'r hyn rydych yn ei dynnu
When the need is one specific cost — a block of CCTV cameras, a single SIA licensing batch or a piece of access-control hardware — Credicorp Slice spreads that bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Biliau o £50–£2,000
Ffi wastad 6% o ffi — dim cyfansoddi
3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Efallai y byddai busnes security services nodweddiadol yn benthyca £300.00 dros 42 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
Benthyciad Busnes
£50£500
14 o ddyddiau84 o ddyddiau
Rydych chi'n benthyca—
Tymor—
Ffi sefydlu—
Tâl llog—
Cyfanswm ad-daladwy—
Wythnosol—
APR cynrychiadol—
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
Borrowing is expensive relative to bank lending.
Only borrow if the cost is less than the gap it closes. Total cost capped at
100% of principal — you will never repay more
than double. We lend to the company, so no director signs a personal guarantee.
Pwy all wneud cais?
Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
6+ mis o fasnachu
Cyfrif banc busnes cyfredol yn y DU
Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Can a security guarding firm, event security company or CCTV installer apply for a Credicorp business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in security services — guarding firms, event security, manned access, CCTV installation, keyholding and alarm response. SIA licence status and whether your clients are commercial or public-sector are not pricing factors.
Do security companies need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credicorp lends to UK limited companies and LLPs under the
body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets
Act 2000 (Regulated Activities) Order 2001), which places the facility outside the
consumer-credit regime. The Financial Ombudsman Service and Financial Services
Compensation Scheme do not apply.
Full details: regulatory status and
responsible lending policy.
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