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Seasonal peaks, late supplier invoices and slow-paying customers put retail cash flow under pressure. Credicorp offers short-term lending to UK incorporated retail businesses — no personal guarantee, same-day decisions.
UK Ltd or LLP ae · Nae personal guarantee · Decisions maist warkin days
If so, a Credicorp short-term business loan could help you bridge that gap.
A one-off business loan fits retail best when you need a specific sum to buy stock or cover a planned cost — borrow the amount, repay over 14–84 days, done.
If your need is a specific supplier invoice, Credicorp Slice splits one bill into 3 or 4 weekly instalments at a flat fee — no compounding.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
A teepical retail business micht borrae £300.00 ower 42 days. Adjust the sliders tae match yer ain scenario.
This matches yer needs? Stairt yer application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Read the guide →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Read the guide →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Read the guide →Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which places the facility outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
Help centre
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