Recruitment and staffing agencies pay temporary and contract workers weekly, yet the end-clients who use them settle on 30 to 60 day terms — a structural payroll gap that widens with every placement you make. Credicorp funds that gap for UK incorporated recruitment and staffing businesses — no personal guarantee, decisions most working days.
UK Ltd or LLP only · No personal guarantee · Decisions most working days
If so, a Credicorp short-term business loan could help you bridge that gap.
Agency payroll repeats every week against client invoices that arrive a month or more later, so a revolving facility fits better than a single advance. Credicorp Flex gives a limit of £50–£500 you can draw against to make a payroll run, repay as each client invoice settles, and redraw for the next week — no reapplying. When the need is genuinely one-off, a fixed-term loan over 14–84 days is the simpler alternative.
A single, fixed-term loan of £50–£500 over 14–84 days, if your need is a one-off rather than recurring.
About our business loanWhen the need is one specific bill — a single large advertising, job-board or background-checking invoice — Credicorp Slice spreads that one bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
A typical recruitment staffing business might borrow £450.00 over 28 days. Adjust the sliders to match your own scenario.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Read guide →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Read guide →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Read guide →Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which places the facility outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
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