Credit Corp Group is now active. Credicorp is joining the group — for now, keep using Credicorp as normal. Read about the transition

Short-term lending for professional service firms

Accountants, solicitors, consultants and agencies often front large project costs before client invoices are settled. Credicorp bridges that gap for UK incorporated professional service businesses.

UK Ltd or LLP only · No personal guarantee · Decisions most working days

Recognise any of these?

  • Software licences, tools or training costs to pay before client fees land
  • A large project requiring upfront expenditure with 60-day payment terms
  • Hiring a contractor to cover a skills gap while your team is at capacity
  • Slow-paying clients leaving you short for your own supplier obligations

If so, a Credicorp short-term business loan could help you bridge that gap.

Which product fits?

Credicorp Slice — split a single bill

If the need is a specific software licence, tools subscription or contractor invoice, Credicorp Slice spreads one bill at a flat 6% fee over 3 or 4 weekly instalments.

  • Bills of £50–£2,000
  • Flat 6% fee — no compounding
  • 3 or 4 weekly instalments by Direct Debit
  • Settle early and we refund the unused fee pro rata
About Credicorp Slice

See the cost for your sector

A typical professional services business might borrow £350.00 over 42 days. Adjust the sliders to match your own scenario.

Business Loan

£50 £500
14 days 84 days
Repayment frequency

You borrow
Term
Establishment fee
Interest charge
Total repayable
Weekly
Representative APR

This matches your needs? Start your application

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.

Who can apply?

  • UK limited company or LLP (body-corporate lending only — not sole traders)
  • 6+ months trading
  • Current UK business bank account
  • Director identity check (you, not the company, as the company's authorised representative)
  • No personal guarantee required — the obligation is the company's

Apply nowSign inHelp Centre

Guides for your business

No personal guarantee business loans: what it really means

A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.

Read guide →

Browse all business guides →

Common questions

Can an accountancy, legal or consultancy firm apply?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in professional services — accountants, solicitors, consultants, agencies and similar firms. The sector and client base are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Lending for other sectors

Help

Help centre

Answers, deep-linked from this page. Opens the full help centre in a new tab.

Credit Corp Group is now active

Credicorp is joining Credit Corp Group

Credit Corp Group is now active as our group company. For now, keep using Credicorp exactly as you do today — nothing about your agreement, your account or how to reach us changes. The move happens in phases, with clear notice.

Press Enter to search  ·  Esc to close