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Darllen y canllaw →Short-term lending for gyms, studios and leisure businesses
Gyms, fitness studios and leisure operators carry high fixed costs — rent, equipment finance and instructor pay — against membership income that ebbs after January and through the summer. Credicorp bridges that seasonal dip for UK incorporated fitness and leisure businesses — no personal guarantee, same-day decisions.
Cwmni Cyf neu LLP yn y DU yn unig · Dim gwarant personol · Penderfyniadau ar y rhan fwyaf o ddyddiau gwaith
Yn adnabod unrhyw un o'r rhain?
- A quiet post-January or summer dip in memberships while rent and wages continue
- A treadmill, spin bike or piece of studio equipment failing and needing urgent repair or replacement
- Restocking or refitting the floor before a New-Year membership surge
- A supplier or freelance instructor needing paying before memberships renew
If so, a Credicorp short-term business loan could help you bridge that gap.
Pa gynnyrch sy'n addas?
Credicorp Business Loan Argymhellir ar gyfer y sector hwn
For a gym or studio the gap is a short, seasonal one — takings soften for a few weeks while fixed costs run on until memberships recover. A fixed-term Credicorp loan covers that defined dip at a total cost you know from the outset.
- £50–£500 mewn un blaensymiad
- Sefydlog 14–84 -diwrnod o dymor
- 0.25% y dydd o log syml + £5 ffi sefydlu
- Cyfanswm cost wedi'i gapio ar 100% o'r prifswm
- Dim gwarant bersonol
- Y rhan fwyaf o benderfyniadau yr un diwrnod gwaith
Credicorp Slice — split a single bill
When the need is one specific bill — an equipment-service invoice or a studio refit order — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
- Biliau o £50–£2,000
- Ffi wastad 6% o ffi — dim cyfansoddi
- 3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
- Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Gweld y gost ar gyfer eich sector
Efallai y byddai busnes fitness leisure nodweddiadol yn benthyca £300.00 dros 42 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Pwy all wneud cais?
- Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
- 6+ mis o fasnachu
- Cyfrif banc busnes cyfredol yn y DU
- Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
- Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Canllawiau ar gyfer eich busnes
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Darllen y canllaw →A founder's guide to UK startup funding — without the jargon
Grants, loans, equity, bootstrapping — the funding ladder for a UK micro-business, with honest pros and cons for each step.
Darllen y canllaw →Cwestiynau cyffredin
- Can a gym or fitness studio apply for a Credicorp business loan?
- Yes. Credicorp lends to UK incorporated limited companies and LLPs running gyms, fitness studios, leisure centres and similar businesses. Membership size and class format are not pricing factors.
- Do companies in this sector need to provide a personal guarantee?
- No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
- How quickly can a company in this sector get a lending decision from Credicorp?
- Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.