What is the FCA reference and why does it matter?

The Financial Conduct Authority (FCA) is the UK regulator for most consumer-facing financial firms. It maintains a free, public register at register.fca.org.uk where you can look up any regulated firm by name or by its Firm Reference Number (FRN).

Why it matters to you

The register tells you:

• whether a firm is currently authorised;
• what permissions the firm holds (what it is allowed to do);
• the firm's address and contact details;
• any disciplinary history.

If you ever want to verify that you are dealing with the genuine Credicorp Limited, the first stop is Companies House (company number 16093826); the FCA register lists firms authorised for consumer-facing activities. The FCA's ScamSmart warnings list also flags clone firms — people imitating real lenders. If anything you receive does not match what is on the register, please contact us using the details on this site before acting on it.

Our framing

Credicorp Limited provides commercial lending to UK incorporated bodies corporate, which is outside FCA consumer-credit regulation because a company is not an individual or a relevant recipient of credit under Articles 60B and 60L of the FSMA Regulated Activities Order 2001; Credicorp is not authorised or regulated by the FCA for consumer-credit lending and this product is not covered by the Financial Ombudsman Service or the FSCS. The firm's regulated status and FRN — where applicable — are stated on the relevant regulatory page on this site. If a particular product is offered under a different permission, that is stated in the product's own pre-contract information.