What does the SECCI / Key Information Sheet cover for a UK business loan?

The Key Information Sheet (KIS) is a short summary of your loan that we give you before anything is signed. This is business lending to a limited company, so it is not a regulated consumer document — but we use a clear, one-page summary anyway, because you should be able to see the whole deal at a glance. What it covers Who the lender is and how to reach us. The amount the company would borrow and the term. The total amount payable and the total cost of the credit. The fees that apply and when. The repayment schedule. The 14-day withdrawal period we offer as a matter of policy, beginning the day after the agreement is signed. The right to settle early. What happens if a payment is missed. How to complain and where to find free, independent business debt advice. What it does not replace The KIS is a summary. The full terms are in the Business Loan Agreement itself, which you also see before signing. The two documents say the same things; the KIS sets them out in plain English on one page, the agreement sets them out in full. You can download the KIS as a PDF and keep it. If you would like to talk it through before signing, please contact us — we are happy to do that on the phone or by email.

What does the SECCI / Key Information Sheet cover for a UK business loan?

The Key Information Sheet (KIS) is a short summary of your loan that we give you before anything is signed. This is business lending to a limited company, so it is not a regulated consumer document — but we use a clear, one-page summary anyway, because you should be able to see the whole deal at a glance. What it covers Who the lender is and how to reach us. The amount the company would borrow and the term. The total amount payable and the total cost of the credit. The fees that apply and when. The repayment schedule. The 14-day withdrawal period we offer as a matter of policy, beginning the day after the agreement is signed. The right to settle early. What happens if a payment is missed. How to complain and where to find free, independent business debt advice. What it does not replace The KIS is a summary. The full terms are in the Business Loan Agreement itself, which you also see before signing. The two documents say the same things; the KIS sets them out in plain English on one page, the agreement sets them out in full. You can download the KIS as a PDF and keep it. If you would like to talk it through before signing, please contact us — we are happy to do that on the phone or by email.

SECCI business loan UK — what the Key Information Sheet covers

The Key Information Sheet (KIS) is a short summary of your loan that we give you before anything is signed. This is business lending to a limited company, so it is not a regulated consumer document — but we use a clear, one-page summary anyway, because you should be able to see the whole deal at a glance.

What it covers

Who the lender is and how to reach us.
The amount the company would borrow and the term.
The total amount payable and the total cost of the credit.
The fees that apply and when.
The repayment schedule.
The 14-day withdrawal period we offer as a matter of policy, beginning the day after the agreement is signed.
The right to settle early.
What happens if a payment is missed.
How to complain and where to find free, independent business debt advice.

What it does not replace

The KIS is a summary. The full terms are in the Business Loan Agreement itself, which you also see before signing. The two documents say the same things; the KIS sets them out in plain English on one page, the agreement sets them out in full.

You can download the KIS as a PDF and keep it. If you would like to talk it through before signing, please contact us — we are happy to do that on the phone or by email.

← Back to all FAQs