Credit Corp Group is now active. Credicorp is joining the group — for now, keep using Credicorp as normal. Read about the transition

Short-term lending for education and training companies

Private colleges, tutoring centres, vocational training providers and language schools run on term-fee cycles — course materials, tutor contracts and venue deposits fall due weeks before enrolment income arrives. Credicorp bridges that intake gap for UK incorporated education and training businesses — no personal guarantee, decisions most working days.

Cwmni Cyf neu LLP yn y DU yn unig · Dim gwarant personol · Penderfyniadau ar y rhan fwyaf o ddyddiau gwaith

Yn adnabod unrhyw un o'r rhain?

  • Course materials, tutor pay or venue hire falling due before a new intake's fees clear
  • A block of exam-preparation resources to purchase before the exam season generates income
  • A quiet summer term leaving a defined funding gap before autumn enrolment cash arrives
  • Accreditation or SFA audit costs due while the next funded cohort is still being confirmed

If so, a Credicorp short-term business loan could help you bridge that gap.

Pa gynnyrch sy'n addas?

Credicorp Loan — one-off advance

Benthyciad sengl, tymor sefydlog o £50–£500 dros 14–84 o ddyddiau, os yw eich angen yn un-tro yn hytrach na pharhaus.

Am ein benthyciad busnes

Credicorp Slice — split a single bill

When the need is one specific cost — a batch of textbooks, an accreditation fee or a single tutor contract — Credicorp Slice spreads that bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.

  • Biliau o £50–£2,000
  • Ffi wastad 6% o ffi — dim cyfansoddi
  • 3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
  • Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
About Credicorp Slice

Gweld y gost ar gyfer eich sector

Efallai y byddai busnes education and training nodweddiadol yn benthyca £200.00 dros 42 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.

Benthyciad Busnes

£50 £500
14 o ddyddiau 84 o ddyddiau
Amlder ad-dalu

Rydych chi'n benthyca
Tymor
Ffi sefydlu
Tâl llog
Cyfanswm ad-daladwy
Wythnosol
APR cynrychiadol

A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.

Pwy all wneud cais?

  • Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
  • 6+ mis o fasnachu
  • Cyfrif banc busnes cyfredol yn y DU
  • Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
  • Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni

Gwneud cais nawrMewngofnodiHelp Centre

Canllawiau ar gyfer eich busnes

No personal guarantee business loans: what it really means

A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.

Darllen y canllaw →

Pori pob canllaw busnes →

Cwestiynau cyffredin

Can a private college, tutoring centre or training provider apply for a Credicorp business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in education and training — private colleges, tutoring centres, vocational providers, language schools and CPD businesses. The sector and whether your funding is private or government-assisted are not pricing factors.
Do education and training companies need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Lending for other sectors

Help

Help centre

Answers, deep-linked from this page. Opens the full help centre in a new tab.

Credit Corp Group is now active

Credicorp is joining Credit Corp Group

Credit Corp Group is now active as our group company. For now, keep using Credicorp exactly as you do today — nothing about your agreement, your account or how to reach us changes. The move happens in phases, with clear notice.

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