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Leugh an stiùireadh →Short-term business loans in Bath
Bath's incorporated companies range from tourism and independent retail in the historic centre to a growing creative and professional-services base — Credicorp offers short-term lending to UK incorporated Bath businesses, no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
Lending to businesses in your city
Bath's compact, UNESCO World Heritage city centre runs on tourism, independent retail and a dense hospitality scene, from the streets around the Abbey and Pump Rooms to the wider shopping district. Incorporated operators here contend with high commercial rents, a strong but seasonal visitor pattern, and supplier bills that fall due before a quieter week's takings clear.
Beyond the historic core, Bath has a well-established professional-services and creative sector — architects, publishers, design studios and consultancies — many spun out of or adjacent to the University of Bath, alongside a cluster of advanced engineering firms in the wider Bath and North East Somerset area. Project billing on long client terms is the norm, and covering costs between milestones is a familiar squeeze.
A shop restocking before a bank-holiday weekend, a guesthouse bridging a quiet month, or a studio fronting a project before a client invoice settles all face the same timing problem. A short, fixed-term loan closes a defined gap of that kind without a long-term commitment.
Credicorp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in Bath city centre, Oldfield Park or the surrounding area is assessed on exactly the same basis as anywhere else in the UK.
Cò an toradh a fhreagras?
Credicorp Business Loan Recommended for most needs
Most Bath businesses come to us for a fixed sum to bridge a specific, short gap — a seasonal stock buy, a quiet-month shortfall or a project cost — until known income lands. A fixed-term Credicorp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
- £50–£500 ann an aon airgead-toisich
- Suidhichte 14–84 -latha de theirm
- 0.25% gach latha de rèidh shimplidh + £5 cìs stèidheachaidh
- Cosgais iomlan cuibhrichte aig 100% den phrionnsapal
- Gun bharantas pearsanta
- A' mhòr-chuid de cho-dhùnaidhean an aon latha obrach
Credicorp Slice — split a single bill
If the need is one specific bill — a wholesale order or a professional-services invoice — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
- Bilichean de £50–£2,000
- Cìs rèidh 6% cìs — gun cho-mheasgachadh
- 3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
- Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
See the cost of a business loan
A typical business in Bath might borrow £350.00 thar 42 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Cò as urrainn iarrtas a chur a-steach?
- Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
- 6+ mìosan malairt
- Cunntas banca gnothachais làithreach san RA
- Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
- Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
Ceistean cumanta
Can Bath limited companies apply for a Credicorp short-term business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs regardless of where the company is based or trades. A Bath address is not a pricing factor.
Do Bath businesses need to provide a personal guarantee?
No. Credicorp lends to the company itself — there is no personal guarantee and no personal liability for directors.
How quickly can a Bath business get a lending decision?
Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day.
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Business loans in other UK cities
Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.