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AI credit decisioning UK: promise and guardrails
AI credit decisioning UK is reshaping how lenders make decisions — but guardrails matter. Here is the role of human review and UK GDPR Article 22 in our approach.
Business finance news & insights
138 articles
Expanding our support hours
We are extending the hours our support team is available, so it is easier to reach a real person. And self-service is always on, day or night.
Micro-business Britain statistics: the numbers behind the UK economy
Micro-businesses make up the vast majority of UK firms. Here is why they matter, and how sole traders and limited companies differ for finance.
A market-trader company prepares for peak season
An anonymised case study of a limited-company market trader that bought peak-season stock with a small, short-term loan and repaid it from peak takings.
Why we record our calls
Calls to and from Credicorp Limited are recorded. We explain why, and how those recordings are looked after.
Article 22: automated decisions and your right to a human review
What UK GDPR Article 22 says about decisions made solely by automated means, and the human-review route we offer on declines.
Signposting free support: how we point customers to Business Debtline
We routinely point customers to free, independent business debt advice, including Business Debtline on 0800 197 6026, even when it means not borrowing from us.
An autumn 2025 update from Credicorp
A mid-to-late 2025 progress update: what we have done so far this year, where help is available, and what we are still working on.
The case for lending to the company, not the person
Our founder on why Credicorp lends to the company, takes no personal guarantee, and checks the business rather than the director's personal credit file.
Late-payment culture and the UK small business
Late payment is a chronic drag on UK small firms. Here is how it harms micro-companies, what the Prompt Payment Code does, and where finance fits.
How to spot a loan scam UK: warning signs and impersonation
Knowing how to spot a loan scam in the UK protects your business. Practical advice on the warning signs and how to confirm you are dealing with the genuine Credicorp Limited.
A salon covers a quiet month responsibly
An anonymised story of a limited-company salon that used a small, short-term loan to get through a quiet trading month, honest with itself about the cost.
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