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138 articles
UK alternative credit signals go beyond the headline number. A plain-English explanation of what Credicorp actually looks at when a company applies — and why the credit score is rarely the most important thing.
APR was designed to compare year-long consumer credit, and it behaves badly on short business borrowing. The comparison that works is simpler: total pounds repaid, over what term, with what flexibility.
Customer Experience at a small UK lender isn't a script-reading role. It is the front line of every difficult conversation a small business owner ever has with their lender. Here is what the work actually looks like.
A plain-English tour of our revolving credit facility: how a limit, drawdowns and minimum repayments fit together for a small business, and when a facility makes more sense than a one-off loan.
The Credicorp portal is built to work as well on a phone as on a laptop. Here is a plain-English tour of what you can do, where to find it, and how the installable web app makes it faster.
A short update on where we are as we move through the spring of 2026, and a reminder of the help available whenever you need it.
No exploding offers, no whiteboard puzzles, no 'culture fit' mysticism. Credicorp's hiring process in six concrete steps, with what each step is actually trying to find out.
An honest, plain-English walk-through of the work that happens after you submit a Credicorp application — and why it almost always lands the same working day.
We have widened our Welsh, Scottish Gaelic and Scots vocabulary across the chrome of the customer portal — a small step on the way to a fully bilingual experience.
One-off loan or standing facility? The answer is decided by the shape of the need — its size, its predictability, and whether it recurs — not by which product page you landed on first. A decision framework, with the failure modes named.
If your business loan application is declined in the UK, you have the right to a plain-English explanation and a human review. Here is what a Credicorp decline looks like, what it means, and what to do next.
Most UK small-business lenders require a personal guarantee from the director. Credicorp does not. Here is what a personal guarantee actually means, and the deliberate decision we made to lend to the company — not the person.
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