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The BBRS and the gap in business dispute resolution
Business borrowers have no Financial Ombudsman. The BBRS tried to fill that gap but had real limits — here is the honest picture, and why we say so.
Business finance news & insights
138 articles
Vulnerability in business finance UK: what it means and how Credicorp responds
In business finance, vulnerability simply covers any circumstances that change how a lender should communicate with you. Here is how Credicorp handles it and what to do if it applies.
A courier company covers an urgent vehicle repair
An anonymised case study of a limited-company courier that used a small, short-term loan to repair its van fast and keep its contracts running.
Emergency business finance for UK small businesses
The boiler fails on a Tuesday. A pipe bursts in the kitchen. The delivery van blows a head gasket. Emergency repairs don't wait for ideal cashflow — and short-term finance is often the difference between trading and stopping.
CONC rules explained: why consumer and credit regulation doesn't apply to business lending
CONC rules explained: the FCA's Consumer Credit sourcebook governs consumer and credit products for individuals. Here is what it covers and why it does not govern lending to a UK limited company.
How we keep your data safe — a plain-English summary
A 3-minute read on the practical controls that protect customer data at Credicorp, written for a director who isn't an IT specialist.
Card payments, now simpler and more secure
We have integrated a specialist payment processor for card payments, so your card details are handled securely by the processor and never stored by us.
Equipment replacement finance UK — when fixing it isn't enough
There comes a point with any piece of business equipment where the next repair costs more than the residual value. Knowing when to stop fixing and start financing a replacement is the small-business call this article is about.
Credicorp passes an early lending milestone
We have now supported more than 1,000 UK companies since we began lending. A moment to say thank you, and to restate how we try to lend responsibly.
Why we lend to companies, not directors — and what it means for you
Credicorp's borrowers are limited companies and LLPs, not the people who run them. This article explains the practical consequences for the director who signs.
Worried about money? Please talk to us early
If you think you may miss a payment, the most important thing you can do is tell us before it happens. Here is what help is available.
Why I started Credicorp
Our founder on the idea behind Credicorp: understand the business first, look beyond credit history, and lend to the company rather than the person.
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