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Fast business funding decisions from Credicorp, an exempt business lender operating outside FCA consumer‑credit regulation. We assess your company directly, so you get a clear answer fast — with no personal guarantee required.
We assess your company directly and cut the red tape that slows other lenders down.
Many applications receive an initial indication within the same business day. A final decision follows quickly — no committee queues. Every application is reviewed by a dedicated underwriter, giving you a definitive human answer fast.
Get capital commitment in days, not weeks — close deals your competitors can't match.
Bridge temporary shortfalls before they affect operations — funds available same‑week.
Move fast when stock or assets are available — prompt funding lets you seize the moment.
Smooth payment cycles while maintaining your own supplier relationships — without waiting weeks.
Directors are not asked for a personal guarantee in standard facilities (assessed case‑by‑case for larger amounts). We assess your company's current financial health and filings, and funds are paid directly into your business bank account, ready to deploy. Loan amounts are typically £10k–£500k; rates vary based on risk and are shown in your Credicorp Hub before you proceed — with no impact on your credit file.
We use FCA‑regulated open‑banking connections to assess your accounts. We never see or store your login credentials — you authorise access directly with your bank, and we only read the data required for assessment.
Exempt business lending is credit provided solely to limited companies and LLPs. It operates outside FCA consumer‑credit regulation, enabling a faster, streamlined process tailored purely to business needs. We lend under Articles 60B & 60L of the FSMA RAO 2001.
Most applications receive an initial indication within hours, subject to verification. A final underwriting decision follows promptly — you'll get a definitive answer without unnecessary delay.
Yes. We use secure, FCA‑regulated open‑banking connections. We never see or store your login credentials — you authorise access directly with your bank, and we only read the data required for assessment.
Because we specialise in company lending, our criteria are sharper, our decisions faster, and our terms clearer than generalist lenders. Our exempt‑lending model is designed specifically for incorporated entities.
Credicorp Limited (Company No. 16093826); ICO registration ZC157682. A related company of CM Beyer Limited; part of the Credicorp group. Financial year end 30 November. An exempt business lender under FSMA RAO 2001.