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Summary: free, independent advice is available whether it is the business or ye personally that is unner pressure.
For the business
Business Debtline gies free, independent advice tae the self-employed an smaw businesses (businessdebtline.org, 0800 197 6026). The Federation of Small Businesses (fsb.org.uk) offers support tae members, an HMRC Time to Pay can whiles agree a peyment plan (gov.uk).
For ye personally
The leadin free personal-debt services include StepChange (stepchange.org), Citizens Advice (citizensadvice.org.uk), National Debtline (nationaldebtline.org) an the government-backit MoneyHelper (moneyhelper.org.uk). Nane o them chairges for advice.
Scots summary — the hale English version o this airticle is the authoritative ane. Read the hale airticle in English