Vulnerability in business finance — what it actually means
Vulnerability is not a label or a stigma. It is a temporary or permanent set of circumstances that change how a lender should communicate. Here is what that looks like at Credicorp.
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Why we lend to companies, not directors — and what it means for you
Credicorp's borrowers are limited companies and LLPs, not the people who run them. This article explains the practical consequences for the director who signs.
Understanding the 100% cost cap on a Credicorp business loan
A plain-English explanation of the cap we apply to every loan — what it means, how it interacts with interest and fees, and why we offer it.
Looking beyond the company's credit history
A past missed payment does not have to define a company. We explain why we assess how a business is trading today, not just what happened years ago.
Our commitment to responsible lending
As we begin trading, we set out the principles behind how we lend — and our promise to treat every business fairly and on its own merits.