An IT-contractor company manages a late invoice
An anonymised story of a limited-company IT contractor that bridged a late enterprise invoice, using Open Banking to make the decision quick and clear.
Business finance news & insights
130 articles
Modern slavery reporting for smaller UK companies: what directors need to know
What the Modern Slavery Act 2015 transparency duty requires, who it applies to, and why we publish a voluntary statement even though we are below the threshold.
Smarter bank statement analysis UK: how better categorisation makes fairer lending decisions
Better categorisation in our UK bank statement analysis helps us judge affordability more fairly. A person still reviews every lending decision.
One year of Credicorp Limited
A year to the day since we began trading, we look back on our first twelve months and thank the customers who have been part of them.
AI credit decisioning UK: promise and guardrails
AI credit decisioning UK is reshaping how lenders make decisions — but guardrails matter. Here is the role of human review and UK GDPR Article 22 in our approach.
Expanding our support hours
We are extending the hours our support team is available, so it is easier to reach a real person. And self-service is always on, day or night.
Micro-business Britain statistics: the numbers behind the UK economy
Micro-businesses make up the vast majority of UK firms. Here is why they matter, and how sole traders and limited companies differ for finance.
A market-trader company prepares for peak season
An anonymised case study of a limited-company market trader that bought peak-season stock with a small, short-term loan and repaid it from peak takings.
Why we record our calls
Calls to and from Credicorp Limited are recorded. We explain why, and how those recordings are looked after.
Article 22: automated decisions and your right to a human review
What UK GDPR Article 22 says about decisions made solely by automated means, and the human-review route we offer on declines.
Signposting free support: how we point customers to Business Debtline
We routinely point customers to free, independent business debt advice, including Business Debtline on 0800 197 6026, even when it means not borrowing from us.
An autumn 2025 update from Credicorp
A mid-to-late 2025 progress update: what we have done so far this year, where help is available, and what we are still working on.
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