Staying safe online: spotting impersonation and fraud in 2026 UK
UK impersonation fraud is getting harder to spot with AI-generated content. The defences are the same: check the domain, verify any request directly, and never feel rushed.
Business finance news & insights
130 articles
Behavioural signals in credit scoring UK: what we look at and what we don't
We use a small set of soft behavioural signals from PWA / web use to help decide borderline applications. Here is exactly what we look at, what we deliberately do not, and how to opt out.
Open Banking for lending decisions UK: how we use it and how we don't
Open Banking can speed up a lending decision in the UK by minutes. Here is what we look at when you connect it, what we do not, and how to disconnect when you are done.
How to raise your Credicorp Flex credit limit UK responsibly
How your Flex limit is set when you first open the facility, what triggers a review, and the borrower-side and lender-side guardrails that keep the limit appropriate to your actual cashflow.
Planned maintenance windows: how we warn and what stays open
When we plan downtime, we tell you in advance, keep the customer portal working in essentials-only mode where we can, and never silently lock you out of your own account.
How Credicorp Flex drawdowns work UK: repayments and the math explained
A walk-through of how a Credicorp Flex drawing actually works in the portal — the day you draw, the day interest starts, when the minimum payment hits, and how early repayment changes the numbers.
Payment arrangements for a business loan UK: a practical guide
A weekly payment arrangement or flexible instalment plan can spread what you owe over a schedule the business can manage. Here is how they work and how to set one up.
Plain-English by design: how readable documents change borrower outcomes
Most loan agreements are unreadable on purpose. Credicorp's are not. This article explains the specific design decisions that make our documents readable — and the evidence that readability changes borrower outcomes.
Document accessibility: large print, plain language, accessible PDFs
Standard documents do not work for everyone. We can send your statements, letters and forms in larger print, in plain language, or in an accessible electronic format on request.
Affordability over algorithms: how a human reviews every borderline application
Our approach puts affordability before algorithms. Every borderline case at Credicorp is reviewed by a credit analyst — going beyond consumer credit affordability software alone — and every adverse decision carries a plain-English explanation.
Settlement figures on a business loan UK: when to ask and what the number means
A settlement figure is the exact amount needed to clear your loan on a specific date. Here is what it includes, when to ask for one, and how to use it.
Credicorp ESG UK: our sustainability picture, honestly
ESG reporting standards were built for FTSE-100 firms. As a focused UK lender within the CM Beyer group we still have an ESG footprint and an ESG opportunity. Here is what we actually do across environment, social, and governance — without the marketing gloss.
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