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Payment arrangements for a business loan UK: a practical guide
A weekly payment arrangement or flexible instalment plan can spread what you owe over a schedule the business can manage. Here is how they work and how to set one up.
Business finance news & insights
136 articles
Plain-English by design: how readable documents change borrower outcomes
Most loan agreements are unreadable on purpose. Credicorp's are not. This article explains the specific design decisions that make our documents readable — and the evidence that readability changes borrower outcomes.
Document accessibility: large print, plain language, accessible PDFs
Standard documents do not work for everyone. We can send your statements, letters and forms in larger print, in plain language, or in an accessible electronic format on request.
Affordability over algorithms: how a human reviews every borderline application
Our approach puts affordability before algorithms. Every borderline case at Credicorp is reviewed by a credit analyst — going beyond consumer credit affordability software alone — and every adverse decision carries a plain-English explanation.
Settlement figures on a business loan UK: when to ask and what the number means
A settlement figure is the exact amount needed to clear your loan on a specific date. Here is what it includes, when to ask for one, and how to use it.
Credicorp ESG UK: our sustainability picture, honestly
ESG reporting standards were built for FTSE-100 firms. As a focused UK lender within the CM Beyer group we still have an ESG footprint and an ESG opportunity. Here is what we actually do across environment, social, and governance — without the marketing gloss.
Borrowing only what you need: a florist business loan UK case study
An anonymised story of a limited-company florist business loan UK — how we guided them to borrow less, and to consider a cheaper alternative first, because that was the right thing to do.
Credicorp grows its UK business lending team
Credicorp Limited has added to its underwriting, customer and operations teams to support more UK limited companies and LLPs as demand for fast, well-judged business finance grows.
How Credicorp Flex helps UK micro business cashflow stay smooth through slow months
Most small businesses don't need a lump sum — they need a buffer. Credicorp Flex is a revolving credit facility you only pay interest on while you're actually drawn. Here is how it works and where it fits.
The regulatory year ahead: what we are watching in 2026
A forward look at the regulatory themes we are tracking in 2026 across financial conduct, data protection and business standards.
Our plans for 2026
As 2026 gets under way, we share what we will be focusing on across our lending platform this year.
Our Consumer Duty approach: applying retail outcomes thinking to business lending
Business lending sits outside the FCA's Consumer Duty regime, but we apply the four outcomes voluntarily. Here is how the price-and-value, products-and-services, consumer-understanding and consumer-support tests show up at Credicorp.
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