®
Practical guides for UK directors — funding, cash flow, tax, insurance, and more. A small business guide hub built around the decisions that matter most.
Whether you run a limited company or work as a sole trader, each guide is written in plain English so you can find what you need quickly and get back to running your business.
Tha na treòrachaidhean againn airson luchd-seilbh ghnothachais a' còmhdach nan rudan riatanach a bhios stiùirichean a' tilleadh thuca a-rithist is a-rithist: caipiteal obrach a riaghladh, tuigse fhaighinn air creideas gnothachais agus teirmean iasadaireachd, dealbhachadh airson MAT agus Cìs Corparachd, agus an còmhdach ceart a thaghadh airson do mhalairt. Cleachd na treòrachaidhean gu h-ìosal gus cuspair a dheasachadh ro cho-dhùnadh, no till air ais nuair a dh'atharraicheas an suidheachadh.
Rate is the third most important thing about a business lender. Total cost, personal guarantees, speed, transparency and what happens when things go wrong — a checklist that catches the traps.
Leugh an stiùireadh →The VAT quarter is due and the cash is in unpaid invoices. HMRC Time to Pay, short-term borrowing, and doing nothing — compared honestly, with a worked example.
Leugh an stiùireadh →What security actually means on a UK business loan — charges, debentures and personal guarantees — what it costs to give, and when an unsecured loan is the better trade.
Leugh an stiùireadh →Your limited company has its own credit file, separate from yours. Who compiles it, what feeds it, what lenders read, and the specific habits that build a strong company credit record.
Leugh an stiùireadh →Invoice finance and term loans solve different cash-flow problems. How each works, what each costs, a side-by-side worked example, and a plain rule for choosing between them.
Leugh an stiùireadh →What business borrowing looks like for a UK startup in its first two years: Start Up Loans, working-capital lending, asset finance and the trading-history problem — with a worked example.
Leugh an stiùireadh →Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.
Leugh an stiùireadh →A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.
Leugh an stiùireadh →A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.
Leugh an stiùireadh →A practical directory of the UK organisations — public, charitable and commercial — that help small businesses with advice, training, finance and dispute resolution.
Leugh an stiùireadh →Corporation tax, VAT, PAYE, self-assessment, dividend tax — the five obligations every UK limited-company director has to get right, explained in plain English.
Leugh an stiùireadh →A practical guide to managing money in a UK micro-business: separating accounts, building a buffer, getting paid on time and watching the right numbers.
Leugh an stiùireadh →
