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Business insurance: what a UK micro-business actually needs
Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.
Leugh an stiùireadh →Iasad geàrr-ùine do luchd-reic air-loidhne
E-commerce businesses need working capital to buy inventory weeks before it sells. Credicorp gives UK incorporated online retailers a fast, simple lending decision.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
An aithnich thu gin dhiubh seo?
- A' ceannach ro Black Friday, Prime Day no àirdean ràitheil
- MOQan solaraiche a tha ag iarraidh caitheamh nas motha na an còrr làithreach agad
- A' coileanadh àrdachadh obann ann an òrdughan mus glan teachd-a-steach
- Dàil ann am pàigheadh àrd-ùrlair a' fàgail beàrn calpa-obrach
If so, a Credicorp short-term business loan could help you bridge that gap.
Cò an toradh a fhreagras?
Credicorp Flex Air a mholadh airson na roinne seo
Tha cuairtean tasgaidh e-mhalairt cunbhalach agus ath-aithriseach. Leigidh Credicorp Flex — crìoch chreideis ath-thionndaidh — leat tarraing, pàigheadh air ais, agus ath-tharraing fhad 's a thig gach cuairt cheannaich timcheall, gun ath-iarrtas.
- Crìoch lùbach de £50–£500
- Tarraing, ath-phàigh, ath-tharraing — gun ath-thagradh
- Aontachadh crìche an aon latha; tarraingean sa bhad às dèidh sin
- Cosgais iomlan cuibhrichte aig 100% den na tharraingeas tu
- Gun bharantas pearsanta
Credicorp Loan — one-off advance
Aon iasad le teirm shuidhichte de £50–£500 thar 14–84 latha, mas e feum aon-uair seach feum leantainneach a th' agad.
Mu ar n-iasad gnothachaisCredicorp Slice — split a single bill
Airson fàirdeal solaraiche mòr sònraichte — òrdugh stoc mòr bho aon solaraiche — bidh Credicorp Slice a' sgaoileadh an aon bhile sin aig cìs chòmhnard gun cho-mheasgachadh rèidh.
- Bilichean de £50–£2,000
- Cìs rèidh 6% cìs — gun cho-mheasgachadh
- 3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
- Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Faic a' chosgais airson an roinn agad
Dh'fhaodadh gnothachas e commerce àbhaisteach iasad fhaighinn de £400.00 thar 35 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Cò as urrainn iarrtas a chur a-steach?
- Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
- 6+ mìosan malairt
- Cunntas banca gnothachais làithreach san RA
- Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
- Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
Stiùireadh airson a' ghnothachais agad
Investments for a UK director — the basics, honestly
A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.
Leugh an stiùireadh →UK startup funding guide for founders — no jargon
A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.
Leugh an stiùireadh →Ceistean cumanta
- Can an e-commerce or online retail company apply for a Credicorp loan?
- Yes. Credicorp lends to UK incorporated limited companies and LLPs selling online — whether on Amazon, Etsy, Shopify or your own site. The platform and revenue mix are not pricing factors.
- Do companies in this sector need to provide a personal guarantee?
- No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
- How quickly can a company in this sector get a lending decision from Credicorp?
- Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.