®
Care agencies, supported-living providers, domiciliary care companies and childcare nurseries pay staff weekly or fortnightly while local authorities and NHS commissioners settle invoices on 30-to-90-day terms. Credicorp bridges that payroll gap for UK incorporated care businesses — no personal guarantee, decisions most working days.
Cuid. no LLP san RA a-mhàin · Gun bharantas pearsanta · Co-dhùnaidhean a' mhòr-chuid de làithean obrach
If so, a Credicorp short-term business loan could help you bridge that gap.
Care cash-flow gaps repeat every payroll cycle — staff wages leave the account weekly while commissioner payments arrive a month or more later, so a revolving facility fits better than a one-off loan. Credicorp Flex gives a limit of £50–£500 you can draw each time payroll outruns receipts, repay when the commissioner payment clears, and redraw for the next cycle — without reapplying.
Aon iasad le teirm shuidhichte de £50–£500 thar 14–84 latha, mas e feum aon-uair seach feum leantainneach a th' agad.
Mu ar n-iasad gnothachaisWhen the need is one specific cost — a block of PPE, a mandatory training course fee or a single piece of specialist equipment — Credicorp Slice spreads that bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Find your fit
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
Stèidhichte air na freagairtean agad, tha seo buailteach a bhith freagarrach:
Tòisich an t-iarrtas agad See the exact cost in the calculator
Dh'fhaodadh gnothachas care and social services àbhaisteach iasad fhaighinn de £350.00 thar 56 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. We lend to the company, so no director signs a personal guarantee.
Interest can be quoted as a daily rate, a monthly rate or an APR — and the same loan can look very different depending on which you read. This guide explains how business loan interest is actually calculated so you can compare offers on a like-for-like basis.
Leugh an stiùireadh →Secured loans are backed by an asset; unsecured loans are not. That single difference changes the rate, the speed, the amount, and the risk. This guide explains how each works and when each makes sense for a UK business.
Leugh an stiùireadh →A personal guarantee makes a company director personally liable for a business debt — so if the company cannot repay, the lender can pursue the director's own assets. Lending without one keeps the borrowing where it belongs: with the company. This guide explains what a personal guarantee is, why it matters, and what no-personal-guarantee lending changes for UK directors.
Leugh an stiùireadh →Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001), which places the facility outside the consumer-credit regime. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.
Help centre
Answers, deep-linked from this page. Opens the full help centre in a new tab.