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You can repay your loan in full at any point. To do this, request a settlement figure — the exact amount needed to clear the balance on a chosen date.
Because interest accrues daily on the outstanding balance, settling early reduces the interest you would otherwise have paid over the remaining days. An early-settlement charge of up to 28 days' interest may apply, though we waive it in many cases — the exact amount, if any, is shown in your settlement figure before you confirm.
Where early settlement reduces the interest you would otherwise pay, we will confirm any rebate when we provide the figure. To begin, see how to get a settlement figure, or read our fuller guide to early repayment and what you save.