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What happens if you miss a payment — our forbearance process explained
A clear walk-through of what happens in the days after a missed payment, how to ask for breathing space, and why the worst thing to do is nothing.
Responsible lending
Our approach to lending fairly: how we assess affordability, why we lend to the company rather than taking a personal guarantee from its director, and how we support customers who run into difficulty. Responsible lending is something we choose and maintain ourselves, and these articles set out how.
18 articles
Vulnerability in business finance UK: what it means and how Credicorp responds
In business finance, vulnerability simply covers any circumstances that change how a lender should communicate with you. Here is how Credicorp handles it and what to do if it applies.
Why we lend to companies, not directors — and what it means for you
Credicorp's borrowers are limited companies and LLPs, not the people who run them. This article explains the practical consequences for the director who signs.
100% cost cap on a UK business loan: what it means and how it protects you
Credicorp applies a voluntary 100% cost cap on every UK business loan: you will never repay more than double what you borrowed, however long the loan runs. Here is how it works.
Looking beyond the company's credit history: a UK lender's approach
Looking beyond credit history UK — a past missed payment does not have to define a company. We explain why we assess how a business is trading today, not just what happened years ago.
Our commitment to responsible business lending in the UK
As we begin trading, we set out the principles behind our responsible UK business lending — and our promise to treat every business fairly and on its own merits.
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