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Life at Credicorp: a typical week for a remote team member
Curious what working at a small UK lender actually looks like day-to-day? An honest account of a typical week for a remote Credicorp team member.
Business finance news & insights
136 articles
What we ask for in your application (and why)
A short tour of the application form: every field, what it is for, and where the answer lives if you do not have it to hand.
Your data, in your hands — downloading what we hold about you
We've added a one-click Download my data button to your account, so the right to access your information under UK GDPR is a button, not a form.
Flex vs overdraft vs invoice finance UK — a 5-minute comparison
Three short-term business-finance tools that all promise to smooth cashflow — but each is built for a different shape of need. A practical comparison of where each one fits.
When our team acts on your account: transparency on customer impersonation for support
Sometimes a member of our support team needs to act on your account directly to help you — for example, to walk through what your portal is showing you. Here is exactly how that works, what is logged, and what your rights are.
Business loan pricing in plain English UK: what the daily rate really means
Daily-rate pricing is unusual on personal credit but common on short-term business finance. Here is exactly how we charge interest, what the cap means, and a worked example.
Staying safe online: spotting impersonation and fraud in 2026 UK
UK impersonation fraud is getting harder to spot with AI-generated content. The defences are the same: check the domain, verify any request directly, and never feel rushed.
Behavioural signals in credit scoring UK: what we look at and what we don't
We use a small set of soft behavioural signals from PWA / web use to help decide borderline applications. Here is exactly what we look at, what we deliberately do not, and how to opt out.
Open Banking for lending decisions UK: how we use it and how we don't
Open Banking can speed up a lending decision in the UK by minutes. Here is what we look at when you connect it, what we do not, and how to disconnect when you are done.
How to raise your Credicorp Flex credit limit UK responsibly
How your Flex limit is set when you first open the facility, what triggers a review, and the borrower-side and lender-side guardrails that keep the limit appropriate to your actual cashflow.
Planned maintenance windows: how we warn and what stays open
When we plan downtime, we tell you in advance, keep the customer portal working in essentials-only mode where we can, and never silently lock you out of your own account.
How Credicorp Flex drawdowns work UK: repayments and the math explained
A walk-through of how a Credicorp Flex drawing actually works in the portal — the day you draw, the day interest starts, when the minimum payment hits, and how early repayment changes the numbers.
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