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Read guide →Business loans in Glasgow for limited companies
Glasgow is Scotland's largest city and the commercial heart of the west — a dense mix of trade, hospitality, retail, manufacturing and a fast-growing services and creative sector. Credicorp offers short-term lending to UK incorporated businesses trading in and around Glasgow — limited companies and LLPs only, no personal guarantee, decisions most working days. £50–£500 over 14–84 days.
UK Ltd or LLP only · No personal guarantee · Decisions most working days
Lending to businesses in your city
Glasgow has one of the broadest business economies in Scotland. A long Clydeside engineering and industrial heritage sits alongside a large modern base of professional, financial and digital services, life sciences and a busy creative sector, a substantial student and hospitality scene across the West End and city centre, and retail anchored on Buchanan Street and the surrounding districts.
That mix means cash-flow timing gaps come in every shape. A contractor on a city-centre fit-out waits on a stage payment while it has already paid for materials and labour. A Merchant City bar or restaurant stocks up before an event weekend that only reaches the account days later. A Finnieston independent retailer buys ahead of a seasonal peak, and a services firm fronts a project before a client settles on long terms.
A short, well-judged loan can bridge a defined gap of that kind until known income arrives. Credicorp does not lend against a postcode — a Glasgow base is not a pricing factor, and the decision is the same wherever your company is registered in the UK — but the same short-term, fixed-cost lending suits the rhythm of a great many businesses trading across Greater Glasgow, from the city centre and Merchant City to Govan, Partick, the Southside and the wider commuter belt. Credicorp is the lender, not a broker, and we lend to the company itself: there is no personal guarantee and your directors take on no personal liability. We do not lend to sole traders or to individuals — if your Glasgow business is incorporated as a limited company or LLP and meets the published eligibility criteria, you can apply.
Which product fits?
Credicorp Business Loan Recommended for most needs
Most Glasgow businesses come to us for a fixed sum to bridge a specific, short gap — a stock buy, a materials order, a supplier bill or a project cost — until contracted or seasonal income lands. A fixed-term Credicorp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
- £50–£500 in one advance
- Fixed 14–84 -day term
- 0.25% per day simple interest + £5 establishment fee
- Total cost capped at 100% of principal
- No personal guarantee
- Most decisions same working day
Credicorp Slice — split a single bill
If the need is one specific bill — a supplier invoice, an equipment service or a materials order — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
- Bills of £50–£2,000
- Flat 6% fee — no compounding
- 3 or 4 weekly instalments by Direct Debit
- Settle early and we refund the unused fee pro rata
Find your fit
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
See the cost of a business loan
A typical business in Glasgow might borrow £350.00 over 42 days. Adjust the sliders to match your own scenario.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Common questions
Can Glasgow limited companies apply for a Credicorp short-term business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs regardless of where the company is based or trades. A Glasgow address is not a pricing factor. Eligibility is based on your company's financial position and incorporation status, not its postcode. Sole traders, partnerships and consumers are not eligible.
Do Glasgow businesses need to provide a personal guarantee?
No. Credicorp lends to the company itself — there is no personal guarantee and no personal liability for directors. If the company cannot repay, the claim sits with the company, not with individual directors.
How quickly can a Glasgow business get a lending decision?
Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day. If approved, funds are typically sent to the company's business bank account by the end of the same working day or the next business day.
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Credicorp lends to UK limited companies and LLPs under the body-corporate exemption (Articles 60B and 60L of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001). This is not consumer lending. The Financial Ombudsman Service and Financial Services Compensation Scheme do not apply. Full details: regulatory status and responsible lending policy.