Experian Business, Creditsafe and Equifax Business build credit files on companies. Here is how they differ from personal CRAs and how to check yours.
What is a personal guarantee — and why we don’t take one
A personal guarantee makes a director personally liable for a company’s debt. Here is how it works, and why we do not take one.
What is a “body corporate”, and why it matters for lending
A body corporate is a company or LLP — a separate legal person. Here is why lending to one sits outside FCA consumer-credit rules.
Secured vs unsecured business loans: what’s the difference?
Secured loans are backed by an asset; unsecured loans are not. Here is the trade-off, and why our loan is unsecured with no personal guarantee.
What is a business loan?
A business loan is borrowing taken out by a company for business purposes. Here is how it differs from a personal loan, and who can borrow.