The Key Information Sheet (KIS) is a short summary of your loan that we give you before anything is signed. This is business lending to a limited company, so it is not a regulated consumer document — but we use a clear, one-page summary anyway, because you should be able to see the whole deal at a glance.
What it covers
- Who the lender is and how to reach us.
- The amount the company would borrow and the term.
- The total amount payable and the total cost of the credit.
- The fees that apply and when.
- The repayment schedule.
- The 14-day withdrawal period we offer as a matter of policy, beginning the day after the agreement is signed.
- The right to settle early.
- What happens if a payment is missed.
- How to complain and where to find free, independent business debt advice.
What it does not replace
The KIS is a summary. The full terms are in the Business Loan Agreement itself, which you also see before signing. The two documents say the same things; the KIS sets them out in plain English on one page, the agreement sets them out in full.
You can download the KIS as a PDF and keep it. If you would like to talk it through before signing, please contact us — we are happy to do that on the phone or by email.
Still need help with this?
If this article has not answered your question, you can send us a request using one of our online forms, visit the Support page, or email us at support@credicorp.co.uk.