Yes. Rather than a single take-it-or-leave-it offer, we typically present a small set of choices — different amounts and different terms — when the file supports more than one option. You can compare them in the portal side by side, pick the one that works for your business and sign that one.
What you will see
Each offer shows the amount, the term in days, the repayment schedule, the total cost of the credit, and the key figures you need to decide. They are real, signable offers; they are not estimates.
Choosing
Pick the one that fits your cash flow. A shorter term costs less in total but each payment is larger; a longer term spreads it out but costs more overall. There is no penalty for picking the cheaper one and there is no bonus for picking the longer one — it is the choice that genuinely suits you.
If none of them work
You are not obliged to accept any of them. If the offers do not fit, tell us through the in-application chat or by email and we will discuss whether something else is possible.
Still need help with this?
If this article has not answered your question, you can send us a request using one of our online forms, visit the Support page, or email us at support@credicorp.co.uk.