# Small Business Loans for UK Limited Companies

*Source: https://credicorp.co.uk/small-business-loans/*

## Small business loans for UK limited companies

A small business loan is short-term credit a company borrows to cover a cost it cannot put off — restocking, a supplier deposit, a repair, a tax bill, or a short gap before customer money lands. Credicorp is a direct UK lender built for exactly this: small, director-led limited companies that need a modest amount quickly and want to know the full cost upfront.

### What you can borrow

Credicorp lends between **£50 and £500** on a single Business Loan over **14 to 84 days**. Interest is 0.25% a day on the balance, with one £5 establishment fee, and the total cost of credit is capped at 100% of the amount borrowed — your company will never repay more than double what it took. There is no early-repayment charge, so clearing the balance early always costs less. If you need a revolving line you can dip into repeatedly, the [Credicorp Flex](/what-we-offer/) facility works the same way on a credit limit.

### Who qualifies

- UK limited companies and LLPs (the one-time loan is for single-director companies)

- Trading for at least 6 months

- Borrowing for a genuine business purpose

- Holding a UK business bank account

### No personal guarantee

This is the part most directors care about: your **company** is the borrower, not you. The director who signs is not personally liable, and we do not take a personal guarantee or any charge over your home or savings. Read more about [business loans with no personal guarantee](/business-loans-no-personal-guarantee/).

### When a Credicorp loan makes sense — and when it doesn’t

We make sense when you need a small amount in the company account quickly and can repay within a few weeks. If you need £5,000 or more over a longer term, a mainstream SME lender (for example iwoca, Cubefunder or Funding Circle) will usually be a better fit. If you are an individual looking to borrow personally, we cannot help — but free, independent guidance is available from MoneyHelper (moneyhelper.org.uk).

### How to get a small business loan from Credicorp

Apply online in minutes, get a fast decision direct from us, review every figure before you commit, and receive funds to your business account — often the same day. See the full process on our [how it works](/how-it-works/) page.

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Credicorp Limited — UK lender to limited companies (Company No. 16093826). credicorp.co.uk