/* Generated by bin/build-assets.php — do not edit. Source: resources/css/pages/content.css */
/* row 364 — Shared content/list/article reading styles.
   Covers: newsroom, guides, glossary, case-studies, help, payment-support, search.
   Reading measure ~66ch. Source: style.css (reading styles). */

/* ── Prose reading body ─────────────────────────────────────────────── */
.prose { max-width: 66ch; }
.prose h2,
.prose h3,
.prose h4 { margin-top: 2rem; margin-bottom: 0.5rem; }
.prose p  { margin: 0 0 1rem; line-height: 1.7; }
.prose ul,
.prose ol { margin: 0 0 1rem 1.5rem; line-height: 1.7; }
.prose dl { margin: 0 0 1.5rem; line-height: 1.7; }
.prose dt { margin-top: 1rem; font-weight: 700; color: var(--c-navy); }
.prose dd { margin: 0.25rem 0 0 1.25rem; }
.prose a  { color: var(--c-navy); text-decoration: underline; }
.prose a:hover { color: var(--c-blue); }
.prose strong { font-weight: 600; }
.prose table { border-collapse: collapse; width: 100%; margin: 0 0 1.5rem; }
.prose th,
.prose td { border: 1px solid var(--c-border, #d0d5dd); padding: 0.5rem 0.75rem; text-align: left; }
.prose th { background: var(--c-bg-alt, #f8f9fa); font-weight: 600; }

/* ── Content page gutters ───────────────────────────────────────────── */
.newsroom,
.guides-hub,
.glossary,
.case-studies {
    width: 100%;
    max-width: var(--container-default);
    margin-inline: auto;
    padding-inline: var(--sp-4);
    box-sizing: border-box;
}

/* ── Common section header ──────────────────────────────────────────── */
.newsroom__header,
.guides-hub__header,
.glossary__header,
.case-studies__header,
.search-results__header,
.help-page__header,
.payhelp__header,
.money-tools-page__header {
    padding: 2.5rem 0 1.5rem;
    border-bottom: 1px solid var(--c-border, #d0d5dd);
    margin-bottom: 2rem;
}
.newsroom__h,
.guides-hub__h,
.glossary__h,
.case-studies__h,
.search-results__h,
.help-page__h,
.payhelp__h,
.money-tools-page__h {
    font-size: clamp(1.75rem, 4vw, 2.5rem);
    font-weight: 700;
    color: var(--c-navy);
    margin: 0 0 0.5rem;
}

/* ── Category nav tabs ──────────────────────────────────────────────── */
.newsroom__cats,
.guides-hub__cats {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin: 0 0 2rem;
}
.newsroom__cat-link,
.guides-hub__cat-link {
    padding: 0.3rem 0.85rem;
    border: 1px solid var(--c-border, #d0d5dd);
    border-radius: 2em;
    font-size: 0.875rem;
    text-decoration: none;
    color: var(--c-text, #1a1a1a);
    transition: background 0.15s, border-color 0.15s;
}
.newsroom__cat-link:hover,
.guides-hub__cat-link:hover { background: var(--c-bg-alt, #f8f9fa); }
.newsroom__cat-link.is-active,
.guides-hub__cat-link.is-active {
    background: var(--c-navy);
    color: #fff;
    border-color: var(--c-navy);
}

/* ── Card grids ─────────────────────────────────────────────────────── */
.newsroom__grid,
.guides-hub__grid,
.case-studies__grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(min(100%, 300px), 1fr));
    gap: 1.5rem;
    margin-bottom: 2.5rem;
}

/* ── News / guide / case-study card ─────────────────────────────────── */
.news-card,
.guide-card,
.case-card {
    background: #fff;
    border: 1px solid var(--c-border, #d0d5dd);
    border-radius: 8px;
    padding: 1.25rem 1.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}
.news-card__media-link,
.guide-card__media-link,
.case-card__media-link {
    display: block;
    margin: -1.25rem -1.5rem 0.5rem;
}
.news-card__media,
.guide-card__media,
.case-card__media,
.news-single__media,
.guide-single__media,
.case-single__media {
    display: block;
    overflow: hidden;
    background: var(--c-bg-alt, #f8f9fa);
}
.news-card__media,
.guide-card__media,
.case-card__media {
    aspect-ratio: 16 / 9;
}
.news-card__media img,
.guide-card__media img,
.case-card__media img,
.news-single__media img,
.guide-single__media img,
.case-single__media img {
    display: block;
    width: 100%;
    height: auto;
    object-fit: cover;
}
.news-card__media img,
.guide-card__media img,
.case-card__media img {
    height: 100%;
}
.news-card__date,
.case-card__date { font-size: 0.8125rem; color: var(--c-muted, #6b7280); }
.news-card__cat  { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--c-blue); }
.news-card__title,
.guide-card__title,
.case-card__title { font-size: 1rem; font-weight: 600; margin: 0; }
.news-card__title a,
.guide-card__title a,
.case-card__title a { color: var(--c-navy); text-decoration: none; }
.news-card__title a:hover,
.guide-card__title a:hover,
.case-card__title a:hover { text-decoration: underline; }
.news-card__excerpt,
.guide-card__excerpt,
.case-card__excerpt { font-size: 0.9rem; color: var(--c-text, #1a1a1a); margin: 0; flex: 1; }
.guide-card__cta,
.case-card__cta { margin-top: auto; font-size: 0.875rem; color: var(--c-blue); text-decoration: none; font-weight: 600; }
.guide-card__cta:hover,
.case-card__cta:hover { text-decoration: underline; }

/* ── Single article ─────────────────────────────────────────────────── */
.news-single,
.guide-single,
.case-single,
.glossary-single {
    width: 100%;
    max-width: 720px;
    margin: 0 auto;
    padding: 2rem var(--sp-4);
    box-sizing: border-box;
}
.news-single__header,
.guide-single__header,
.case-single__header { margin-bottom: 2rem; padding-bottom: 1.25rem; border-bottom: 1px solid var(--c-border, #d0d5dd); }
.news-single__media,
.guide-single__media,
.case-single__media {
    margin-top: 1.5rem;
    border: 1px solid var(--c-border, #d0d5dd);
    border-radius: 8px;
}
.news-single__meta { display: flex; align-items: center; gap: 1rem; margin-bottom: 0.75rem; font-size: 0.875rem; }
.news-single__cat { color: var(--c-blue); text-decoration: none; font-weight: 600; }
.news-single__date,
.case-single__date { color: var(--c-muted, #6b7280); }
.news-single__title,
.guide-single__title,
.case-single__title,
.glossary-single__term {
    font-size: clamp(1.5rem, 3.5vw, 2rem);
    font-weight: 700;
    color: var(--c-navy);
    margin: 0 0 0.75rem;
}
.news-single__excerpt,
.guide-single__excerpt,
.case-single__excerpt {
    font-size: 1.125rem;
    color: var(--c-text, #1a1a1a);
    line-height: 1.6;
    margin: 0;
}
.news-single__back,
.guide-single__back,
.case-single__back,
.glossary-single__back { display: inline-block; margin-top: 2rem; color: var(--c-blue); text-decoration: none; font-size: 0.9rem; }
.news-single__back:hover,
.guide-single__back:hover,
.case-single__back:hover,
.glossary-single__back:hover { text-decoration: underline; }

/* ── Breadcrumb ─────────────────────────────────────────────────────── */
.guide-single__breadcrumb,
.case-single__breadcrumb,
.glossary-single__breadcrumb { font-size: 0.875rem; margin-bottom: 1rem; }
.guide-single__breadcrumb a,
.case-single__breadcrumb a,
.glossary-single__breadcrumb a { color: var(--c-blue); text-decoration: none; }

/* ── Pager ──────────────────────────────────────────────────────────── */
.pager { display: flex; align-items: center; gap: 1rem; margin: 2rem 0; font-size: 0.9rem; }
.pager__prev,
.pager__next { color: var(--c-blue); text-decoration: none; font-weight: 600; }
.pager__prev:hover,
.pager__next:hover { text-decoration: underline; }
.pager__info { color: var(--c-muted, #6b7280); }

/* ── Glossary ───────────────────────────────────────────────────────── */
.glossary__section { margin-bottom: 2rem; }
.glossary__letter { font-size: 1.25rem; font-weight: 700; color: var(--c-navy); margin: 0 0 0.75rem; border-bottom: 2px solid var(--c-navy); padding-bottom: 0.25rem; }
.glossary__list { list-style: none; padding: 0; margin: 0; }
.glossary__list li + li { margin-top: 0.4rem; }
.glossary__list a { color: var(--c-navy); text-decoration: none; }
.glossary__list a:hover { color: var(--c-blue); text-decoration: underline; }
.glossary-single__body { margin-top: 1.5rem; }

/* ── Human sitemap ─────────────────────────────────────────────────── */
.ccfs-sitemap-page {
    overflow-wrap: anywhere;
}

.ccfs-sitemap-list a {
    word-break: break-word;
}

/* ── Search ─────────────────────────────────────────────────────────── */
.search-results { max-width: 720px; margin: 0 auto; padding-bottom: 3rem; }
.search-results__form { margin: 1.5rem 0 2rem; }
.search-results__label { display: block; margin-bottom: 0.5rem; font-weight: 600; }
.search-results__row { display: flex; gap: 0.5rem; }
.search-results__input {
    flex: 1;
    padding: 0.6rem 0.9rem;
    border: 1px solid var(--c-border, #d0d5dd);
    border-radius: 4px;
    font-size: 1rem;
    color: var(--c-text, #1a1a1a);
}
.search-results__btn {
    padding: 0.6rem 1.25rem;
    background: var(--c-navy);
    color: #fff;
    border: none;
    border-radius: 4px;
    font-size: 1rem;
    cursor: pointer;
}
.search-results__btn:hover { background: var(--c-blue); }
.search-results__count { font-size: 0.9rem; color: var(--c-muted, #6b7280); margin-bottom: 1.5rem; }
.search-results__none { color: var(--c-muted, #6b7280); margin: 1rem 0; }
.search-results__list { list-style: none; padding: 0; margin: 0; }
.search-result { padding: 1.25rem 0; border-bottom: 1px solid var(--c-border, #d0d5dd); }
.search-result__type { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--c-blue); display: block; margin-bottom: 0.25rem; }
.search-result__title { font-size: 1rem; font-weight: 600; margin: 0 0 0.4rem; }
.search-result__title a { color: var(--c-navy); text-decoration: none; }
.search-result__title a:hover { text-decoration: underline; }
.search-result__excerpt { font-size: 0.875rem; color: var(--c-text, #1a1a1a); margin: 0 0 0.4rem; }
.search-result__date { font-size: 0.8125rem; color: var(--c-muted, #6b7280); }

/* ── Help page ──────────────────────────────────────────────────────── */
.help-page { max-width: 800px; margin: 0 auto; padding-bottom: 3rem; }
.help-page__hero { margin: 0 0 22px; border-radius: 12px; overflow: hidden; }
.help-page__hero img { display: block; width: 100%; height: auto; object-fit: cover; aspect-ratio: 16 / 6; }
.help-page__intro { font-size: 1.0625rem; color: var(--c-text, #1a1a1a); line-height: 1.65; margin: 0; }
.help-page__self-service,
.help-page__quick,
.help-page__email,
.help-page__contact { margin-bottom: 2.5rem; }
.help-cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 240px), 1fr)); gap: 1rem; margin-top: 1rem; }
.help-card { border: 1px solid var(--c-border, #d0d5dd); border-radius: 8px; padding: 1.25rem; }
.help-card h3 { font-size: 1rem; margin: 0 0 0.5rem; }
.help-card h3 a { color: var(--c-navy); text-decoration: none; }
.help-card h3 a:hover { text-decoration: underline; }
.help-card p { font-size: 0.9rem; margin: 0 0 0.5rem; }
.help-card__cta { font-size: 0.875rem; color: var(--c-blue); font-weight: 600; text-decoration: none; }
.help-card__cta:hover { text-decoration: underline; }

/* ── Payment support ────────────────────────────────────────────────── */
.payhelp { max-width: 760px; margin: 0 auto; padding-bottom: var(--sp-8); }
.payhelp__eyebrow {
    margin: 0 0 var(--sp-2);
    font-size: 0.8125rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--c-navy);
}
.payhelp__intro { font-size: 1.0625rem; line-height: 1.65; margin: 0; color: var(--c-text); }
.payhelp__section { margin-bottom: var(--sp-7); }
.payhelp__section > h2 {
    margin-bottom: var(--sp-3);
    font-size: 1.375rem;
    color: var(--c-navy);
}
.payhelp__section > p { line-height: 1.65; }

/* Primary "talk to us first" card — the page's main action, given visual weight */
.payhelp__primary {
    padding: var(--sp-6);
    border: 1px solid var(--c-border);
    border-top: 4px solid var(--c-green);
    border-radius: var(--r-lg);
    background: var(--c-white);
    box-shadow: var(--shadow-sm);
}
.payhelp__primary > h2 { margin-top: 0; }

/* Action tiles — the quick routes to get help */
.payhelp__actions {
    list-style: none;
    margin: var(--sp-4) 0 0;
    padding: 0;
    display: grid;
    gap: var(--sp-3);
}
.payhelp__action {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--sp-3);
    padding: var(--sp-4) var(--sp-5);
    border: 1px solid var(--c-border);
    border-radius: var(--r-md);
    background: var(--c-bg-alt);
    color: var(--c-navy);
    font-weight: 600;
    line-height: 1.4;
    text-decoration: none;
    transition: border-color 0.15s, background 0.15s, transform 0.15s;
}
.payhelp__action::after {
    content: "→";
    flex: none;
    font-weight: 700;
    color: var(--c-green);
    transition: transform 0.15s;
}
.payhelp__action:hover {
    border-color: var(--c-green);
    background: #f6faec;
    transform: translateY(-1px);
}
.payhelp__action:hover::after { transform: translateX(3px); }
.payhelp__action:focus-visible {
    outline: 3px solid rgba(43, 108, 168, 0.35);
    outline-offset: 2px;
}
.payhelp__email { margin: var(--sp-5) 0 0; font-size: 0.95rem; color: var(--c-text); }

/* Policy document links */
.payhelp__docs { list-style: none; margin: var(--sp-4) 0 0; padding: 0; }
.payhelp__doc {
    display: flex;
    align-items: center;
    gap: var(--sp-3);
    padding: var(--sp-3) 0;
    border-bottom: 1px solid var(--c-border);
    color: var(--c-navy);
    font-weight: 600;
    text-decoration: none;
}
.payhelp__docs li:first-child .payhelp__doc { border-top: 1px solid var(--c-border); }
.payhelp__doc::before {
    content: "";
    flex: none;
    width: 18px;
    height: 18px;
    background: var(--c-green);
    -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z'/%3E%3Cpolyline points='14 2 14 8 20 8'/%3E%3C/svg%3E") center / contain no-repeat;
            mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z'/%3E%3Cpolyline points='14 2 14 8 20 8'/%3E%3C/svg%3E") center / contain no-repeat;
}
.payhelp__doc:hover { color: var(--c-navy); text-decoration: underline; }

/* Free-advice organisation cards */
.payhelp__orgs {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 16rem), 1fr));
    gap: var(--sp-4);
    margin: var(--sp-4) 0 var(--sp-5);
}
.payhelp__org {
    padding: var(--sp-5);
    border: 1px solid var(--c-border);
    border-radius: var(--r-lg);
    background: var(--c-white);
    box-shadow: var(--shadow-sm);
}
.payhelp__org-name { margin: 0 0 var(--sp-2); font-size: 1.0625rem; color: var(--c-navy); }
.payhelp__org-body { margin: 0 0 var(--sp-3); font-size: 0.95rem; line-height: 1.55; color: var(--c-text); }
.payhelp__org-contact { display: flex; flex-wrap: wrap; gap: var(--sp-2) var(--sp-4); margin: 0; align-items: baseline; }
.payhelp__org-tel { font-size: 1.0625rem; font-weight: 700; color: var(--c-navy); text-decoration: none; }
.payhelp__org-tel:hover { text-decoration: underline; }
.payhelp__org-url { font-size: 0.9rem; font-weight: 600; color: var(--c-navy); text-decoration: none; }
.payhelp__org-url:hover { text-decoration: underline; }

/* Supporting notes + regulatory callout */
.payhelp__note { font-size: 0.95rem; line-height: 1.6; color: var(--c-muted, #4b5563); }
.payhelp__callout {
    margin: var(--sp-4) 0 0;
    padding: var(--sp-4) var(--sp-5);
    border-left: 4px solid var(--c-navy);
    border-radius: 0 var(--r-md) var(--r-md) 0;
    background: var(--c-bg-alt);
    font-size: 0.95rem;
    line-height: 1.6;
}

/* ── Money tools page ───────────────────────────────────────────────── */
.money-tools-page { max-width: 900px; margin: 0 auto; padding-bottom: 3rem; }
.money-tools-page__lede { font-size: 1.0625rem; line-height: 1.65; margin: 0; }
.money-tools-page__calculator { margin-top: 2rem; }

/* Tool cards (ccfs-smt) — token-based grid + card surfaces */
.ccfs-smt-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--sp-4);
}
.ccfs-smt-card {
    background: var(--c-bg);
    border: 1px solid var(--c-border);
    border-radius: var(--r-lg);
    padding: var(--sp-5);
    color: var(--c-ink);
    transition: border-color 0.15s;
}
.ccfs-smt-card:hover { border-color: var(--c-navy); }
.ccfs-smt-card-cta { color: var(--c-navy); font-weight: 700; }
@media (max-width: 560px) {
    .ccfs-smt-grid { grid-template-columns: 1fr; }
}

/* ── Editorial section pages ───────────────────────────────────────── */
.content-page,
.personal-loans-page {
    width: 100%;
    max-width: 960px;
    margin-inline: auto;
    padding: var(--sp-8) var(--sp-4) var(--sp-10);
    box-sizing: border-box;
}

.content-page__header,
.personal-loans-page__lead {
    margin-bottom: var(--sp-6);
    padding-bottom: var(--sp-5);
    border-bottom: 1px solid var(--c-border);
}

.content-page__h,
.personal-loans-page__h {
    margin: 0;
    max-width: 16ch;
    color: var(--c-navy);
    font-size: clamp(2rem, 4vw, 3rem);
    line-height: var(--lh-tight);
}

.content-page__body,
.personal-loans-page {
    display: grid;
    gap: var(--sp-5);
}

.content-page .section,
.personal-loans-page .section,
.personal-loans-page .legal-footer {
    min-width: 0;
    padding: var(--sp-5);
    border: 1px solid var(--c-border);
    border-radius: var(--r-md);
    background: var(--c-white);
    box-shadow: 0 1px 0 color-mix(in srgb, var(--c-navy) 8%, transparent);
}

.content-page .section:nth-child(odd),
.personal-loans-page .section:nth-of-type(odd) {
    background: linear-gradient(180deg, color-mix(in srgb, var(--c-green) 7%, var(--c-white)), var(--c-white) 46%);
}

.content-page .section h2,
.personal-loans-page .section h2 {
    margin: 0 0 var(--sp-3);
    color: var(--c-navy);
    font-size: clamp(1.35rem, 2.5vw, 1.8rem);
}

.content-page .section p,
.personal-loans-page .section p,
.personal-loans-page .legal-footer p {
    margin: 0 0 var(--sp-3);
    line-height: var(--lh-loose);
}

.content-page .section p:last-child,
.personal-loans-page .section p:last-child,
.personal-loans-page .legal-footer p:last-child {
    margin-bottom: 0;
}

.content-page .lede,
.personal-loans-page .lede {
    color: var(--c-ink);
    font-size: var(--fs-lg);
}

.content-page .section ul,
.content-page .section ol,
.personal-loans-page .section ul,
.personal-loans-page .section ol {
    margin: var(--sp-3) 0 0;
    padding-left: 1.25rem;
    line-height: var(--lh-loose);
}

/* Editorial lede (intro under the page title) */
.content-page__lede {
    margin: var(--sp-4) 0 0;
    max-width: 60ch;
    color: var(--c-ink);
    font-size: var(--fs-lg);
    line-height: var(--lh-loose);
}

/* Product overview cards (what-we-offer) */
.content-products {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 16rem), 1fr));
    gap: var(--sp-4);
}
.content-product {
    display: flex;
    flex-direction: column;
    min-width: 0;
    padding: var(--sp-5);
    border: 1px solid var(--c-border);
    border-top: 4px solid var(--c-green);
    border-radius: var(--r-md);
    background: var(--c-white);
    box-shadow: 0 1px 0 color-mix(in srgb, var(--c-navy) 8%, transparent);
}
.content-product__name {
    margin: 0 0 var(--sp-2);
    font-size: clamp(1.15rem, 2vw, 1.35rem);
    color: var(--c-navy);
}
.content-product__name a { color: inherit; text-decoration: none; }
.content-product__name a:hover { text-decoration: underline; }
.content-product__blurb {
    margin: 0 0 var(--sp-4);
    line-height: var(--lh-loose);
    color: var(--c-text);
}
.content-product__cta {
    margin-top: auto;
    align-self: flex-start;
    font-weight: 700;
    color: var(--c-navy);
    text-decoration: none;
}
.content-product__cta::after { content: " →"; color: var(--c-navy); }
.content-product__cta:hover { text-decoration: underline; }

/* Regulatory fine-print framing at the foot of an editorial page */
.content-regulatory {
    margin: 0;
    padding: var(--sp-4) var(--sp-5);
    border-left: 4px solid var(--c-navy);
    border-radius: 0 var(--r-md) var(--r-md) 0;
    background: var(--c-bg-alt);
    color: var(--c-muted, #4b5563);
    font-size: 0.9rem;
    line-height: var(--lh-loose);
}

.content-page .section li + li,
.personal-loans-page .section li + li {
    margin-top: var(--sp-2);
}

.content-page ul.ticks {
    display: grid;
    gap: var(--sp-2);
    padding: 0;
}

.content-page ul.ticks li {
    margin: 0;
    padding-left: 1.75rem;
}

.content-page .steps {
    display: grid;
    gap: var(--sp-3);
    padding-left: 1.5rem;
}

.content-page .steps li::marker {
    color: var(--c-navy);
    font-weight: 700;
}

.content-page .note,
.personal-loans-page .note {
    color: var(--c-muted);
    font-size: var(--fs-sm);
}

.personal-loans-page .btn,
.personal-loans-page .btn--primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 2.75rem;
    padding: 0 var(--sp-4);
    border-radius: var(--r-md);
    background: var(--c-navy);
    color: var(--c-white);
    font-weight: 700;
    text-decoration: none;
}

.personal-loans-page .btn:hover,
.personal-loans-page .btn--primary:hover {
    background: var(--c-blue);
}

/* ── Forms hub ──────────────────────────────────────────────────────── */
.ccfs-forms-hub { max-width: 860px; margin: 0 auto; padding-bottom: 3rem; }
.ccfs-forms-hub__header {
    padding: 2.5rem 0 1.5rem;
    border-bottom: 1px solid var(--c-border, #d0d5dd);
    margin-bottom: 2rem;
}
.ccfs-forms-hub__h {
    font-size: clamp(1.75rem, 4vw, 2.5rem);
    font-weight: 700;
    color: var(--c-navy);
    margin: 0 0 0.5rem;
}
.ccfs-forms-hub__intro {
    font-size: 1.0625rem;
    color: var(--c-text, #1a1a1a);
    line-height: 1.65;
    margin: 0;
}
.ccfs-forms-hub .ccfs-faq { background: #fff; }
.ccfs-forms-hub .ccfs-form-inline { padding-top: 0.25rem; }
.ccfs-forms-hub .account-action-cta { margin: 0; }

/* ── Contact page ───────────────────────────────────────────────────── */
.page-contact .ccfs-contact-layout {
    width: 100%;
    max-width: var(--container-default);
    margin-inline: auto;
    padding: var(--sp-8) var(--sp-4) var(--sp-7);
    display: grid;
    grid-template-columns: minmax(18rem, 0.9fr) minmax(0, 1.15fr);
    gap: var(--sp-8);
    align-items: start;
    box-sizing: border-box;
}

.page-contact .ccfs-contact-details,
.page-contact .ccfs-contact-form,
.page-contact .ccfs-contact-self-service,
.page-contact .ccfs-contact-complaints {
    min-width: 0;
}

.page-contact .ccfs-bl-h1 {
    margin: 0 0 var(--sp-3);
    color: var(--c-navy);
}

.page-contact .ccfs-contact-section-h,
.page-contact .ccfs-contact-form h2,
.page-contact .ccfs-contact-self-service h3,
.page-contact .ccfs-contact-complaints h2 {
    margin: 0 0 var(--sp-3);
    color: var(--c-navy);
}

.page-contact .ccfs-contact-card-grid {
    display: grid;
    gap: var(--sp-3);
    margin-top: var(--sp-4);
}

.page-contact .ccfs-contact-card {
    display: grid;
    grid-template-columns: 2.75rem minmax(0, 1fr);
    gap: var(--sp-3);
    align-items: start;
    padding: var(--sp-4);
    border: 1px solid var(--c-border);
    border-radius: var(--r-md);
    background:
        linear-gradient(180deg, color-mix(in srgb, var(--c-green) 8%, var(--c-white)), var(--c-white) 42%);
    box-shadow: 0 1px 0 color-mix(in srgb, var(--c-navy) 8%, transparent);
}

.page-contact .ccfs-contact-card__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 2.5rem;
    height: 2.5rem;
    border-radius: 999px;
    background: var(--c-navy);
    color: var(--c-white);
    font-weight: 800;
    line-height: 1;
}

.page-contact .ccfs-contact-card h3 {
    margin: 0 0 var(--sp-1);
    font-size: var(--fs-md);
    color: var(--c-navy);
}

.page-contact .ccfs-contact-card p,
.page-contact .ccfs-contact-form > p,
.page-contact .ccfs-contact-self-service p,
.page-contact .ccfs-contact-complaints p {
    margin: 0;
    line-height: var(--lh-loose);
}

.page-contact .ccfs-contact-details a,
.page-contact .ccfs-contact-self-service a,
.page-contact .ccfs-contact-complaints a {
    color: var(--c-navy);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.page-contact .ccfs-contact-form {
    border: 1px solid var(--c-border);
    border-radius: var(--r-lg);
    padding: var(--sp-6);
    background:
        linear-gradient(180deg, var(--c-white), color-mix(in srgb, var(--c-bg-alt) 64%, var(--c-white)));
    box-shadow: var(--shadow-md);
}

.page-contact .ccfs-contact-form .ccfs-form {
    margin-top: var(--sp-4);
}

.page-contact .ccfs-contact-form .ccfs-form__fields {
    row-gap: var(--sp-4);
}

.page-contact .ccfs-form__submit {
    margin: var(--sp-4) 0 0;
}

.page-contact .ccfs-contact-self-service,
.page-contact .ccfs-contact-complaints {
    width: 100%;
    max-width: var(--container-default);
    margin-inline: auto;
    padding-inline: var(--sp-4);
    box-sizing: border-box;
}

.page-contact .ccfs-contact-self-service {
    padding-bottom: var(--sp-6);
}

.page-contact .ccfs-callout {
    margin: 0 0 var(--sp-5);
    padding: var(--sp-4);
    border-left: 4px solid var(--c-green);
    border-radius: 0 var(--r-md) var(--r-md) 0;
    background: color-mix(in srgb, var(--c-green) 10%, var(--c-white));
}

.page-contact .ccfs-callout h3 {
    margin: 0 0 var(--sp-2);
    color: var(--c-navy);
}

.page-contact .ccfs-ticks {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 15rem), 1fr));
    gap: var(--sp-2) var(--sp-4);
    margin: 0 0 var(--sp-5);
    padding: 0;
    list-style: none;
}

.page-contact .ccfs-ticks li {
    position: relative;
    padding-left: 1.5rem;
}

.page-contact .ccfs-ticks li::before {
    content: "";
    position: absolute;
    left: 0;
    top: .55em;
    width: .55rem;
    height: .55rem;
    border-radius: 999px;
    background: var(--c-green);
}

.page-contact .ccfs-contact-complaints {
    padding-bottom: var(--sp-8);
}

/* ── Branded error pages (404/451) ─────────────────────────────────── */
.page-error main {
    background: linear-gradient(180deg, #f7fafc 0%, #fff 60%);
}

.ccfs-error-page {
    max-width: 760px;
    margin: 0 auto;
    padding: clamp(3rem, 8vw, 6rem) 0;
}

.ccfs-error-tagline,
.ccfs-451-location-label,
.ccfs-451-footnote {
    color: var(--c-muted);
    font-size: 0.92rem;
}

.ccfs-error-h1,
.ccfs-451-h1 {
    margin: 0 0 1rem;
    color: var(--c-blue);
    font-size: clamp(2rem, 6vw, 3.75rem);
    line-height: 1.05;
}

.ccfs-error-page > p,
.ccfs-error-links,
.ccfs-451-note {
    font-size: 1.05rem;
    line-height: 1.7;
}

.ccfs-error-links {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 0.75rem;
    margin: 1.5rem 0;
    padding: 0;
    list-style: none;
}

.ccfs-error-links a {
    display: block;
    padding: 0.9rem 1rem;
    border: 1px solid var(--c-border);
    border-radius: 8px;
    background: #fff;
    color: var(--c-blue);
    font-weight: 700;
    text-decoration: none;
}

.ccfs-error-links a:hover {
    border-color: var(--c-green);
}

.ccfs-451-location {
    margin: 1.5rem 0;
    padding: 1rem 1.25rem;
    border-left: 4px solid var(--c-green);
    border-radius: 0 8px 8px 0;
    background: #fff;
}

.ccfs-451-location p {
    margin: 0;
}

.ccfs-451-country {
    margin-top: 0.2rem;
    color: var(--c-blue);
    font-size: 1.25rem;
    font-weight: 800;
}

.ccfs-451-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin: 1.75rem 0 1rem;
}

/* ── Responsive breakpoints ─────────────────────────────────────────── */

/* 390px — narrow mobile: add side padding, tighten header rhythm */
@media (max-width: 390px) {
    .newsroom__header,
    .guides-hub__header,
    .glossary__header,
    .case-studies__header,
    .search-results__header,
    .help-page__header,
    .payhelp__header,
    .money-tools-page__header,
    .ccfs-forms-hub__header { padding: 1.5rem 0 1rem; }

    .news-single,
    .guide-single,
    .case-single,
    .glossary-single { padding: 1.5rem var(--sp-4); }

    .help-page,
    .ccfs-forms-hub { padding-bottom: 2rem; }

    .newsroom__cats,
    .guides-hub__cats {
        overflow-x: visible;
        flex-wrap: wrap;
        padding-bottom: 0;
    }

    .pager { flex-wrap: wrap; gap: 0.5rem; }
}

/* 768px — tablet: relax column constraints where needed */
@media (max-width: 768px) {
    .newsroom__grid,
    .guides-hub__grid,
    .case-studies__grid { grid-template-columns: repeat(auto-fill, minmax(min(100%, 260px), 1fr)); }

    .help-cards { grid-template-columns: 1fr; }

    .search-results__row { flex-direction: column; }
    .search-results__input,
    .search-results__btn { width: 100%; }

    .page-contact .ccfs-contact-layout {
        padding-block: var(--sp-6) var(--sp-9);
        grid-template-columns: minmax(0, 1fr);
        gap: var(--sp-7);
    }

    .page-contact .ccfs-contact-form {
        padding: var(--sp-4);
    }

    .page-contact .ccfs-contact-card {
        grid-template-columns: 2.5rem minmax(0, 1fr);
        padding: var(--sp-3);
    }
}

/* 1024px — desktop narrowing: ensure readable measure on mid-width viewports */
@media (min-width: 1024px) {
    .newsroom__grid,
    .guides-hub__grid,
    .case-studies__grid { grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); }
}

/* ── Ticks (reused by help/payhelp) ─────────────────────────────────── */
ul.ticks { list-style: none; padding: 0; margin: 0 0 1rem; }
ul.ticks li { padding-left: 1.6em; position: relative; margin-bottom: 0.5rem; }
ul.ticks li::before { content: "✓"; position: absolute; left: 0; color: var(--c-green, #1d8348); font-weight: 700; }

/* ── Callout (shared) ───────────────────────────────────────────────── */
.callout { background: var(--c-bg-alt, #f8f9fa); border-left: 4px solid var(--c-blue); padding: 1.25rem 1.5rem; border-radius: 0 8px 8px 0; margin: 2rem 0; }
.callout h3 { margin: 0 0 0.5rem; font-size: 1rem; }
.callout p { margin: 0; font-size: 0.9rem; }

/* ── FAQ (M5 row 311 addendum) ──────────────────────────────────────────── */
.ccfs-faqs-index { max-width: 720px; padding: 2rem 1rem; }
.ccfs-faq-topic { margin-bottom: var(--sp-8, 2rem); scroll-margin-top: 5rem; }
.ccfs-faq-topic h2 { margin-bottom: var(--sp-3, 0.75rem); }
.ccfs-faq { border: 1px solid var(--color-border, #e5e8eb); border-radius: 6px; overflow: hidden; }
.ccfs-faq__item { border-bottom: 1px solid var(--color-border, #e5e8eb); }
.ccfs-faq__item:last-child { border-bottom: none; }
.ccfs-faq__q { display: block; padding: 1rem 2.5rem 1rem 1rem; font-weight: 600; cursor: pointer; list-style: none; position: relative; }
.ccfs-faq__q::-webkit-details-marker { display: none; }
.ccfs-faq__q::after {
    content: "";
    position: absolute;
    right: 1rem;
    top: 50%;
    width: 14px;
    height: 14px;
    transform: translateY(-50%) rotate(0deg);
    transition: transform 0.15s ease-out;
    background: var(--c-ink-subtle, #9ca3af);
    -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 15.5l-6-6L7.4 8 12 12.6 16.6 8 18 9.5z'/%3E%3C/svg%3E") center / contain no-repeat;
    mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23000' d='M12 15.5l-6-6L7.4 8 12 12.6 16.6 8 18 9.5z'/%3E%3C/svg%3E") center / contain no-repeat;
}
details[open] > .ccfs-faq__q::after { transform: translateY(-50%) rotate(180deg); }
.ccfs-faq__q:focus-visible { outline: none; box-shadow: var(--shadow-focus, 0 0 0 3px rgba(0,51,102,.2)); border-radius: 4px; }
.ccfs-faq__a { padding: 0 1rem 1rem; line-height: 1.6; }
.ccfs-faq__permalink { font-size: 0.875rem; margin-top: 0.75rem; }
.ccfs-faq-single { max-width: 720px; padding: 2rem 1rem; }
.ccfs-faq-single__breadcrumb { font-size: 0.875rem; color: var(--c-muted, #6b7280); margin-bottom: 0.75rem; }
.ccfs-faq-single__body { margin: 1.5rem 0; line-height: 1.7; }
/* Flow rhythm for rich-text FAQ bodies (single + accordion answer) */
.ccfs-faq-single__body > * + *,
.ccfs-faq__a > * + * { margin-top: var(--sp-4); }
.ccfs-faq-single__body h2,
.ccfs-faq__a h2 { margin-top: var(--sp-6); margin-bottom: var(--sp-3); }
.ccfs-faq-single__back { font-size: 0.875rem; }
.ccfs-faq-topic-desc { color: var(--c-muted, #6b7280); margin-bottom: 0.75rem; }

/* ── Sectors hub (E13 sectors/index.php) ─────────────────────────────── */
/* ASSET-imagery: sector cards get Lucide-style inline SVG icons + hover lift.
   No live WP equivalent for the sector pages (new in rebuild). DERIVED. */
.sectors-hub {
    width: 100%;
    max-width: var(--container-default);
    margin-inline: auto;
    padding: var(--sp-8) var(--sp-4) var(--sp-10);
    box-sizing: border-box;
}

.sectors-hub__header {
    padding-bottom: var(--sp-5);
    border-bottom: 1px solid var(--c-border);
    margin-bottom: var(--sp-6);
}

.sectors-hub__h {
    margin: 0 0 var(--sp-3);
    font-size: clamp(1.75rem, 4vw, 2.5rem);
    font-weight: 700;
    color: var(--c-navy);
}

.sectors-hub__lede {
    margin: 0;
    font-size: var(--fs-base);
    line-height: var(--lh-normal);
    color: var(--c-ink-muted);
    max-width: 60ch;
}

.sectors-hub__grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(min(100%, 260px), 1fr));
    gap: var(--sp-5);
    margin-bottom: var(--sp-8);
}

.sector-card {
    display: flex;
    flex-direction: column;
    padding: var(--sp-5);
    border: 1px solid var(--c-border);
    border-radius: var(--r-lg);
    background: var(--c-white);
    box-shadow: var(--shadow-sm);
    transition:
        transform 0.18s ease-out,
        box-shadow 0.18s ease-out,
        border-color 0.18s ease-out;
    text-decoration: none;
}

.sector-card:hover,
.sector-card:focus-within {
    transform: translateY(-3px);
    box-shadow: var(--shadow-md);
    border-color: var(--c-navy-light);
}

/* Sector icon container */
.sector-card__icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    margin: 0 0 var(--sp-4);
    border-radius: var(--r-md);
    background: color-mix(in srgb, var(--c-navy) 8%, transparent);
    color: var(--c-navy);
    flex: none;
}

.sector-card__h {
    margin: 0 0 var(--sp-3);
    font-size: var(--fs-xl);
    font-weight: 700;
    line-height: var(--lh-tight);
}

.sector-card__h a {
    color: var(--c-navy);
    text-decoration: none;
}

.sector-card__h a:hover {
    text-decoration: underline;
}

.sector-card__lede {
    margin: 0 0 var(--sp-4);
    font-size: var(--fs-sm);
    line-height: var(--lh-normal);
    color: var(--c-ink-muted);
    flex: 1;
}

.sector-card__cta {
    margin-top: auto;
    font-size: var(--fs-sm);
    font-weight: 700;
    color: var(--c-navy);
    text-decoration: none;
}

.sector-card__cta:hover {
    color: var(--c-navy-light);
    text-decoration: underline;
}

.sectors-hub__common {
    padding: var(--sp-6);
    border: 1px solid var(--c-border);
    border-top: 4px solid var(--c-green);
    border-radius: var(--r-lg);
    background: var(--c-white);
    box-shadow: var(--shadow-sm);
}

.sectors-hub__common h2 {
    margin: 0 0 var(--sp-4);
    font-size: var(--fs-2xl);
    color: var(--c-navy);
}

.sectors-hub__common p:last-child {
    margin: var(--sp-5) 0 0;
}

/* ── Sector landing page (E13 sectors/show.php) ───────────────────────── */
.sector-page {
    width: 100%;
    max-width: var(--container-default);
    margin-inline: auto;
    padding: var(--sp-6) var(--sp-4) var(--sp-10);
    box-sizing: border-box;
}

.sector-page__breadcrumb {
    margin: 0 0 var(--sp-5);
    font-size: var(--fs-sm);
    color: var(--c-ink-muted);
}

.sector-page__breadcrumb a {
    color: var(--c-navy);
    text-decoration: none;
}

.sector-page__breadcrumb a:hover {
    text-decoration: underline;
}

.sector-page__header {
    padding-bottom: var(--sp-5);
    border-bottom: 1px solid var(--c-border);
    margin-bottom: var(--sp-6);
}

.sector-page__h {
    margin: 0 0 var(--sp-3);
    font-size: clamp(1.75rem, 4vw, 2.5rem);
    font-weight: 800;
    color: var(--c-navy);
}

.sector-page__lede {
    margin: 0 0 var(--sp-3);
    font-size: var(--fs-lg);
    line-height: var(--lh-normal);
    color: var(--c-ink);
    max-width: 58ch;
}

.sector-page__tag {
    margin: 0;
    font-size: var(--fs-sm);
    color: var(--c-ink-subtle);
    font-weight: 600;
}

.sector-page__pain,
.sector-page__products,
.sector-page__calc,
.sector-page__eligibility,
.sector-page__guides {
    margin-bottom: var(--sp-8);
}

.sector-page__pain h2,
.sector-page__products h2,
.sector-page__calc h2,
.sector-page__eligibility h2,
.sector-page__guides h2 {
    margin: 0 0 var(--sp-4);
    font-size: var(--fs-2xl);
    color: var(--c-navy);
}

.sector-product-card {
    padding: var(--sp-5);
    border: 1px solid var(--c-border);
    border-radius: var(--r-lg);
    background: var(--c-white);
    box-shadow: var(--shadow-sm);
    margin-bottom: var(--sp-4);
}

.sector-product-card--recommended {
    border-color: var(--c-green);
    border-top: 4px solid var(--c-green);
}

.sector-product-card h3 {
    margin: 0 0 var(--sp-3);
    font-size: var(--fs-xl);
    color: var(--c-navy);
    display: flex;
    align-items: baseline;
    flex-wrap: wrap;
    gap: var(--sp-2);
}

.sector-product-card .badge {
    font-size: var(--fs-xs);
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    padding: 2px 8px;
    border-radius: var(--r-full);
    background: color-mix(in srgb, var(--c-green) 18%, transparent);
    color: var(--c-navy);
}

.sector-product-card p,
.sector-product-card ul { margin: 0 0 var(--sp-3); }

.sector-product-card a.btn { margin-right: var(--sp-2); }

.sector-calc-example {
    background: var(--c-bg-alt);
    border-radius: var(--r-md);
    padding: var(--sp-5);
    margin: var(--sp-4) 0;
    max-width: 38em;
}

.sector-calc-example dl {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: var(--sp-1) var(--sp-4);
    margin: 0 0 var(--sp-3);
}

.sector-calc-example dt {
    font-weight: 600;
    color: var(--c-ink-muted);
    font-size: var(--fs-sm);
}

.sector-calc-example dd {
    margin: 0;
    color: var(--c-navy);
    font-weight: 700;
    font-size: var(--fs-sm);
}

.sector-calc-example__note {
    margin: 0;
    font-size: var(--fs-xs);
    line-height: var(--lh-normal);
    color: var(--c-ink-subtle);
}

.sector-page__disclaimer {
    font-size: var(--fs-sm);
    line-height: var(--lh-loose);
    color: var(--c-ink-muted);
    padding: var(--sp-3) var(--sp-4);
    border-left: 3px solid var(--c-border);
    margin-top: var(--sp-4);
}

.sector-page__guides-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(min(100%, 240px), 1fr));
    gap: var(--sp-4);
    margin-bottom: var(--sp-4);
}

.sector-page__legal {
    padding: var(--sp-4) var(--sp-5);
    border-radius: var(--r-md);
    background: var(--c-bg-alt);
    border: 1px solid var(--c-border);
}

.legal-note {
    margin: 0;
    font-size: var(--fs-xs);
    line-height: var(--lh-normal);
    color: var(--c-ink-subtle);
}

.legal-note a {
    color: var(--c-navy);
    text-decoration: underline;
}